Standchart eSaver

[Panerex]

Hi all,

Interest and bonus interest credited on 29 Apr 2023. If you use the mobile app, transactions details does not show the interest posting although the balance does include the posted interest.

But if you use browser, transaction details shows the interest posting.

This issue happened after the revamp of their mobile app. Now I cannot rely on mobile app and always have to login to browser as I cannot be sure if there are transactions that I cannot see.

Please help to feedback this to Standard Chartered. It is ridiculous that mobile app cannot be trusted.

Another issue is if you temporarily block your credit card, the card totally disappear like it never exist. Can't check transactions or check due date. Other banks with this feature will block but the card details still appear as usual.

Is yours the generic SCB ESAVER promo, or is it the special SMS promo?

mine is under the SMS promo #m23a (4%) and supposed to be based on ADB, and not incremental balance.

thus far, I have only received the 0.05% prevailing interest today.
Hope the remaining 3.95% will be received on 20 May

 

[bargin]

thanks for sharing. their mobile app need to be improved after their revamp

 

[vsvs24]

Is yours the generic SCB ESAVER promo, or is it the special SMS promo?

mine is under the SMS promo #m23a (4%) and supposed to be based on ADB, and not incremental balance.

thus far, I have only received the 0.05% prevailing interest today.
Hope the remaining 3.95% will be received on 20 May

Mine is invite ending Jun at 3.8%. I give up on reconciling between the 3 types. Only make sure after getting the exclusive bonus interest on 20th, all 3 type of interest add together equal to 3.8% of my bal.

 

[saintgtril]

Some people just have comprehension problem, dun understand what you are trying to explain.

I always believe nobody will teach you the secret to making money (sure win) without a hidden agenda.

We always must do our own due diligence.

That is an insightful perspective. Thanks. I heard of courses like trading using technical analysis. Is there some truth to this? Paying X dollars and return financial profits for learning such techniques. Welcome anyone comments.

 

[zeroX26]

That is an insightful perspective. Thanks. I heard of courses like trading using technical analysis. Is there some truth to this? Paying X dollars and return financial profits for learning such techniques. Welcome anyone comments.

There are no "secret" techniques. TA classes just teach you the variety of techniques available, then you choose and decide what work best for you. These techniques can reduce the "unknown" factors in trading, tats about it.

 

[Imhthc]

Is the interest for the month of April shown in your esaver account?

 

[ThreeSteps]

Is the interest for the month of April shown in your esaver account?

refer to this post #4469 by vsvs24:
https://forums.hardwarezone.com.sg/threads/standchart-esaver.5070862/page-224#post-147352508

 

[havetheveryfun]

Is the interest for the month of April shown in your esaver account?

u using app? app not showing.. try desktop version (if u are on regular esaver and not the promo.. )

 

[Imhthc]

refer to this post #4469 by vsvs24:
https://forums.hardwarezone.com.sg/threads/standchart-esaver.5070862/page-224#post-147352508

Whoa this scb app is getting more absurd. Interest credited on 29th Apr but not reflected as transaction in the app. How do they expect to us to tally the initial principal and after interest principal till they reflect in the app? The new app is horrible and I gave the feedback to the CSO and he “assured” me that it was rectified since last month. Their assurance cannot be trusted.

 

[Squaredot]

Whoa this scb app is getting more absurd. Interest credited on 29th Apr but not reflected as transaction in the app. How do they expect to us to tally the initial principal and after interest principal till they reflect in the app? The new app is horrible and I gave the feedback to the CSO and he “assured” me that it was rectified since last month. Their assurance cannot be trusted.

me too have some unpleasant experience! The new app is still wonky dented my confidence with them.

 

[Cookie Muncher]

From now till 31 May 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to March 2023 average daily balance)

If take existing SCB April cash transfer to Bank A, then transfer to Bank B and back to SCB. Will this consider as incremental fresh funds?

 

[aarontansp]

From now till 31 May 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to March 2023 average daily balance)

If take existing SCB April cash transfer to Bank A, then transfer to Bank B and back to SCB. Will this consider as incremental fresh funds?

as long ADB in May is higher than Mar, merry go round 10 banks also can.

 

[V_for_Vanilla]

Whoa this scb app is getting more absurd. Interest credited on 29th Apr but not reflected as transaction in the app. How do they expect to us to tally the initial principal and after interest principal till they reflect in the app? The new app is horrible and I gave the feedback to the CSO and he “assured” me that it was rectified since last month. Their assurance cannot be trusted.

Basically have to login to online banking to see the transaction detail. New app is one step forward two steps back. Someone should be fired.

 

[vsvs24]

Basically have to login to online banking to see the transaction detail. New app is one step forward two steps back. Someone should be fired.

I don't see any one step forward but many steps backwards.

Think need more people to feedback to them. Thought they would fix it soon after feedback but still not fixed after almost a mth. Accuracy of transaction details is very fundamental.

 

[Imhthc]

From now till 31 May 2023, earn up to 3.80% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to March 2023 average daily balance)

If take existing SCB April cash transfer to Bank A, then transfer to Bank B and back to SCB. Will this consider as incremental fresh funds?

Dun understand. It is based on march 23 adb. If u earn incremental fresh fund interest in Apr 23, just leave it there. No need to do anything to get may 23 incremental fresh fund interest. If u DUN get any fresh fund incremental interest in apr23, regardless how u transfer and put the same fund back, it won’t help.

 

[SantyBalls]

Today interest for April come in liao?

 

[ThreeSteps]

Today interest for April come in liao?

refer to this post #4469 by vsvs24:
https://forums.hardwarezone.com.sg/threads/standchart-esaver.5070862/page-224#post-147352508

 

[F1ngolf2012]

Deposit now (not tomorrow too) if your Mar is zero, dun wait till 1 May cos is a holiday, if I am not wrong, value date will be May 2. Your choice.

SCB valued incoming transfer on same day including weekends and PH.

 

[royalmix]

SCB valued incoming transfer on same day including weekends and PH.

I always do my banking during business hours, ie day time, no Sunday or Public Holidays. I dun have to remember each bank's cutoff time, which is tough to remember.

It is your money, do your own due diligence!

My banking practice do not require me to know as I live more, bank less!
Mind you, interest was calculated and credited on 29 April! Good Luck to you!

Dun wish to waste my time on this matter or any other matters!

 

[firexed]

Hi all,

Interest and bonus interest credited on 29 Apr 2023. If you use the mobile app, transactions details does not show the interest posting although the balance does include the posted interest.

But if you use browser, transaction details shows the interest posting.

This issue happened after the revamp of their mobile app. Now I cannot rely on mobile app and always have to login to browser as I cannot be sure if there are transactions that I cannot see.

Please help to feedback this to Standard Chartered. It is ridiculous that mobile app cannot be trusted.

Another issue is if you temporarily block your credit card, the card totally disappear like it never exist. Can't check transactions or check due date. Other banks with this feature will block but the card details still appear as usual.

I have the same issue. Not only that, the new app gives a black screen during authentication with browser login. Need offline OTP to login.

Anyone else have this issue ? Had no such issues with the old app.