Standchart eSaver

[BlackTortoise]

where did you move it to?

HSBC ega

 

[zeroX26]

Hi guys, two questions:

1. According to their website, the e$saver promotional rate of 3.4% only last till 31 July? Meaning if I join in now i can only enjoy like 1 month++?

2. On the same page, it says: "Sign up for a Priority Banking relationship by 30 June 2023 and earn up to 3.50% p.a. interest for 3 months (for e$saver) when you bring in fresh funds* of minimum S$100,000. " This sounds good to me, but when I click find out more, and click "Start a new relationship" on the next page, I was asked to create a wealth $saver account instead? So how does it work? I have to credit money into both e$saver and wealth $saver?

You can put in over 200k and after 2+ weeks they might just upgrade u automatically to priority banking and hence you automatically qualify for the promo. That happened to me for May.

 

[Imhthc]

Funny I took out all my $200,000 and left $1K in the account, then a RM called me. So I asked him any higher interest rate for my current esaver account. He said no then I need RM for what? I also duno why got RM engaged to me.

They called u to tell you that they have other options for u which is for him or her to share with u bond purchase or currency exchange as part of ur portfolio. Earn the sales charge since they know u have $200k withdrawn from their bank

 

[Eternit]

You can put in over 200k and after 2+ weeks they might just upgrade u automatically to priority banking and hence you automatically qualify for the promo. That happened to me for May.

so I put 200K in e$saver, don't have to apply for a priority relationship by opening a wealth $aver account? it's kinda unclear, do any of you have a RM contact to share? Best is to speak to someone...

 

[zeroX26]

so I put 200K in e$saver, don't have to apply for a priority relationship by opening a wealth $aver account? it's kinda unclear, do any of you have a RM contact to share? Best is to speak to someone...

Err i don't know if you really want an RM to contact you though. Coz it might just end up becoming a pushy sales talk. I mean, I'm merely describing what happened to my account last month. But does that happen to everyone is beyond me. Ultimately, I'm guessing its up to the bank to decide whether to upgrade it that way or not.

 

[Eternit]

Err i don't know if you really want an RM to contact you though. Coz it might just end up becoming a pushy sales talk. I mean, I'm merely describing what happened to my account last month. But does that happen to everyone is beyond me. Ultimately, I'm guessing its up to the bank to decide whether to upgrade it that way or not.

ok thanks. It's funny they are promoting 3.5% for 3 months for priority banking yet did not clearly state the steps to do it. I suppose if you open a wealth $aver and put in 200K you will become one, but the 3.5% is for e$aver, don't have so much cash to fund both accounts

 

[zeroX26]

ok thanks. It's funny they are promoting 3.5% for 3 months for priority banking yet did not clearly state the steps to do it. I suppose if you open a wealth $aver and put in 200K you will become one, but the 3.5% is for e$aver, don't have so much cash to fund both accounts

The wealth saver approach isn't worth it coz if you don't move that money out, it will only get 2%. But if you move that out to put it into E-saver, I don't know if the bank will recognise that sum of "in-out" money as fresh funds or not.

 

[boringLife-]

If I only have $5000, can I transfer in and earn 3.40% straight?

I had this account since 2018 and have left it at zero balance. If now I deposit money inside, will scb back charge me the $5 min fee since 2018?

 

[twosix]

If I only have $5000, can I transfer in and earn 3.40% straight?

I had this account since 2018 and have left it at zero balance. If now I deposit money inside, will scb back charge me the $5 min fee since 2018?

No min requirement except the min sum to prevent monthly charges.

 

[boringLife-]

No min requirement except the min sum to prevent monthly charges.

So technically I am below the min sum since 2018. Previously they cant charge me because inside no money

Now if I deposit $ inside they back charge me the $5 since 2018 then I go crazy man

 

[wutawa]

So technically I am below the min sum since 2018. Previously they cant charge me because inside no money

Now if I deposit $ inside they back charge me the $5 since 2018 then I go crazy man

They wont claw back the fall below fee if your balance remains $0. U should only worry if u see negative balance (overdraft).

 

[royalmix]

If I only have $5000, can I transfer in and earn 3.40% straight?

I had this account since 2018 and have left it at zero balance. If now I deposit money inside, will scb back charge me the $5 min fee since 2018?

My account was inactive zero balance for many years, when I tried to deposit funds last year, cannot cos account was flag inactive, so need to go to branch to reactive then can deposit.

 

[wutawa]

My account was inactive zero balance for many years, when I tried to deposit funds last year, cannot cos account was flag inactive, so need to go to branch to reactive then can deposit.

If no transaction for 6 mths, acct become dormant. However, i was told by scb cso to online deposit money into acct to reactivate.

 

[royalmix]

If no transaction for 6 mths, acct become dormant. However, i was told by scb cso to online deposit money into acct to reactivate.

You are lucky, mine inactive for donkey years, only realised after I fail to transfer money in to earn high interest, so rush down to branch to apply for reactivation!

 

[wutawa]

You are lucky, mine inactive for donkey years, only realised after I fail to transfer money in to earn high interest, so rush down to branch to apply for reactivation!

Not really lucky. I transferred money to my bonussaver. Then when i want to transfer from bonusaver to other bank, it got rejected. Cso said it will take a few days to reactivate my bonussaver, then can transfer to other bank.

 

[SantyBalls]

https://www.sc.com/sg/save/savings-accounts/esaver-ngl/
Anyone gotten this? How check?

 

[Squaredot]

https://www.sc.com/sg/save/savings-accounts/esaver-ngl/
Anyone gotten this? How check?

sent them an email, they are still checking.
Only received base interest for May, seeking a confirmation bonus interest will follow...

 

[Squaredot]

sent them an email, they are still checking.
Only received base interest for May, seeking a confirmation bonus interest will follow...

Received confirmation.

Dear Client, Kindly be informed the exclusive interest will be credited end of June 2023. Should you have further assistance or clarification, you may wish to contact us by visiting our website and click Services followed by Get In Touch With Us. Thank you for banking with Standard Chartered.

We hope your query has been clarified.

 

[AlvinDj]

https://www.sc.com/sg/save/savings-accounts/esaver-ngl/
Anyone gotten this? How check?

Received confirmation.

Dear Client, Kindly be informed the exclusive interest will be credited end of June 2023. Should you have further assistance or clarification, you may wish to contact us by visiting our website and click Services followed by Get In Touch With Us. Thank you for banking with Standard Chartered.

We hope your query has been clarified.

Let's KIV together since we're all in it

 

[crossfitter]

New promotion by invitation:

Dear Sir, As our valued client, you can earn up to 3.50% p.a. interest on your e$aver balances, from now till ‌3‌1‌ ‌Aug‌ust‌ ‌20‌23.‌ Simply maintain your account balance to qualify for the promotion! How it works: You will earn bonus interest on balances in your eligible e$aver account(s) ending for the calendar month when your month end deposit balance is equal or higher than your deposit balance on ‌3‌1 ‌Ma‌y‌ ‌20‌23.