Standchart eSaver

[raidorz]

that's my understanding as well so I'll wait till 28 July to see if i get my thousands of dollars of interests..

v upsetting if its not credited ...thousands of dollars interest lost

Same. I’ll be thoroughly pissed.

 

[raidorz]

Just thinking out loud, u opened ur account in May 23. The new interest promo(public) for adb increases starts in June and bases it on adb in may.
u get both cr interest and bonus interest payment in may coz u qualify for the public promo and eventually get the balance of the interest to make it 4%.
for June, ur adb must be higher than May adb, if not u won’t have bonus interest payment credited on 1st jul. However, my guess is that u should receive 3.95% for sign up bonus interest n eventually add up to 4% for the month.

Ok so from my understanding, last day of the month will credit 0.05% + whatever is the public rate for INCREMENTAL ADB. However, since I signed up to get the 4% interest for 6 months, I will only receive the difference (3.95%) at a later date under the “Sign up interest” note. My incremental ADB is negative so I can understand why I did not receive any interest on 30 June.

Since I signed up in May, 31 May I got 0.05% + public rate, 28 Jun I got the payment to total it up to 4% for May.

 

[highsulphur]

Just transferred into my esaver today for the higher interest rate for July

 

[SantyBalls]

Which day they deduct fall below fee ar

 

[raidorz]

For May, the public rate was 3.8% is it?

 

[sglandscape]

For May, the public rate was 3.8% is it?

Yup! It was reduced to 3.4% in June

 

[zeroX26]

Just thinking out loud, u opened ur account in May 23. The new interest promo(public) for adb increases starts in June and bases it on adb in may.
u get both cr interest and bonus interest payment in may coz u qualify for the public promo and eventually get the balance of the interest to make it 4%.
for June, ur adb must be higher than May adb, if not u won’t have bonus interest payment credited on 1st jul. However, my guess is that u should receive 3.95% for sign up bonus interest n eventually add up to 4% for the month.

No, for those who opened in May, the reference month is April. I'm looking at the T&C now (glad I downloaded it). Non-where did it say the following month ADB will be compared to the previous month's one.

 

[xoxozone]

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

 

[sglandscape]

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

What's your adb?

 

[zeroX26]

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

How come u have 2 of these "Bonus interest payment for period 2023-05-24 - 2023-05-31" ?

 

[SantyBalls]

Received as of 28 Jun..

Description 'SIGN-UP BONUS INTEREST FOR MAY23 (01 OF 6)'

All's good

i just checked. only got

CR INTEREST
BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0

smlj lol

 

[Imhthc]

No, for those who opened in May, the reference month is April. I'm looking at the T&C now (glad I downloaded it). Non-where did it say the following month ADB will be compared to the previous month's one.

R u referring to the public or signup interest promo? I know ur signup bonus is using April as reference month. The adb I m referring to is the public promo interest, not the 4% one. For public, the reference month is May.

 

[NTTDoCoMo]

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

Is there a typo in the date for "30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31"?

SC also credited me "Bonus Interest Payment" based on Jun Public Rate Bonus Interest (3.35%) and incremental ADB on 30 Jun.
i am expecting the difference to be credited end of Jul.

 

[SantyBalls]

i just checked. only got

CR INTEREST
BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0

smlj lol

my total interest for june2023 even if 3.4% also short. total 2.7% only.

 

[xoxozone]

Is there a typo in the date for "30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31"?

SC also credited me "Bonus Interest Payment" based on Jun Public Rate Bonus Interest (3.35%) on 30 Jun.
i am expecting the difference to be credited end of Jul.

Yes typo.. i think i copy and paste forget to change lol

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-06-01 - 2023-06-30 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

 

[xoxozone]

What's your adb?

How to check? estatement doesn't show..

 

[NTTDoCoMo]

Yes typo.. i think i copy and paste forget to change lol

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-06-01 - 2023-06-30 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

This is what i gotten so far, 30 Jun- Bonus Interest Payment is based on incremental ADB against May ADB.

i am expecting the difference to be credited later this month - "NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)".

Jun Interest

S/No.	Interest Date - Description	Remarks
1	30 Jun - CR Interest	This is Prevailing Interest
2	30 Jun- Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 30 Jun Bonus Interest Payment.

May Interest

S/No.	Interest Date - Description	Remarks
1	31 May - CR Interest	This is Prevailing Interest
2	31 May - Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	28 Jun - Sign-up bonus interest interest for May23 (01 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 31 May Bonus Interest Payment.

 

[SantyBalls]

"BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0" is based on june ADB?

based on the amt i am only getting 2.65%

 

[SantyBalls]

CR INTEREST - this amt i got correct, its 0.05% interest

BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0 - this 1 i only got about 2.6% smlj

 

[Nanonited]

Weird… i didnt get my bonus interest for june