Standchart eSaver

[xoxozone]

Is there a typo in the date for "30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31"?

SC also credited me "Bonus Interest Payment" based on Jun Public Rate Bonus Interest (3.35%) on 30 Jun.
i am expecting the difference to be credited end of Jul.

Yes typo.. i think i copy and paste forget to change lol

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-06-01 - 2023-06-30 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

 

[xoxozone]

What's your adb?

How to check? estatement doesn't show..

 

[NTTDoCoMo]

Yes typo.. i think i copy and paste forget to change lol

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-06-01 - 2023-06-30 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

This is what i gotten so far, 30 Jun- Bonus Interest Payment is based on incremental ADB against May ADB.

i am expecting the difference to be credited later this month - "NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)".

Jun Interest

S/No.	Interest Date - Description	Remarks
1	30 Jun - CR Interest	This is Prevailing Interest
2	30 Jun- Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	NN Jul - Sign-up bonus interest interest for Jun23 (02 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 30 Jun Bonus Interest Payment.

May Interest

S/No.	Interest Date - Description	Remarks
1	31 May - CR Interest	This is Prevailing Interest
2	31 May - Bonus Interest Payment	This is Bonus Interest based on Public Rate
3	28 Jun - Sign-up bonus interest interest for May23 (01 of 7)	Invite / Signup Bonus Interest The amount credited is the difference between 3.95% and 31 May Bonus Interest Payment.

 

[SantyBalls]

"BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0" is based on june ADB?

based on the amt i am only getting 2.65%

 

[SantyBalls]

CR INTEREST - this amt i got correct, its 0.05% interest

BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0 - this 1 i only got about 2.6% smlj

 

[Nanonited]

Weird… i didnt get my bonus interest for june

 

[NTTDoCoMo]

"BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0" is based on june ADB?

based on the amt i am only getting 2.65%

Is it 3.35%, If based on Incremental ADB?

Mine is 3.35% based on Incremental ADB.

 

[SantyBalls]

Is it 3.35%, If based on Incremental ADB?

Mine is 3.35% based on Incremental ADB.

Meaning 3.35% pa is based on this month adb - last mth adb?

(30/365)*(3.35/100)*(june adb-may adb)?

 

[NTTDoCoMo]

Meaning 3.35% pa is based on this month adb - last mth adb?

(30/365)*(3.35/100)*(june adb-may adb)?

Jun ADB minus May ADB.

Yap, did you managed to tally?

 

[SantyBalls]

Jun ADB minus May ADB.

Yap, did you managed to tally?

ok it almost tally, off by $10

y so smelly 1

 

[NTTDoCoMo]

ok it almost tally, off by $10

y so smelly 1

mine never off, you might want to check your Incremental ADB.

 

[SantyBalls]

Jun ADB minus May ADB.

Yap, did you managed to tally?

22 May 2023 BALANCE FROM PREVIOUS STATEMENT 0.00

this means account open on 22may, and may adb is /10 days?

 

[NTTDoCoMo]

22 May 2023 BALANCE FROM PREVIOUS STATEMENT 0.00

this means account open on 22may, and may adb is /10 days?

Should be SUM(End of Day Balance) / No. Of Days in Month.

May got 31 Days.

 

[SantyBalls]

Should be SUM(End of Day Balance) / No. Of Days in Month.

May got 31 Days.

my esaver acct only open on 22may like 11pm. if i do the math for may adb, based on 10days, the interest is somewhat closer, off by $1

 

[NTTDoCoMo]

my esaver acct only open on 22may like 11pm. if i do the math for may adb, based on 10days, the interest is somewhat closer, off by $1

Mine is accurate to cents.

My situation is an existing eSaver account upgraded and I deposited only on 29 May.

If you use 31 days, the amount off by $10?

 

[zeroX26]

Weird… i didnt get my bonus interest for june

Another one. I making my RM work by chasing him on this liao, haizzz.

 

[raidorz]

Another one. I making my RM work by chasing him on this liao, haizzz.

They confirm kpkb higher up. How come never pay earlier so client won’t keep asking for all this “small” money

 

[Nanonited]

Another one. I making my RM work by chasing him on this liao, haizzz.

I guess i also need to flag to RM? How come this month so problematic?

 

[SantyBalls]

Useless 1 this escammer. 3.35% is from difference in adb.

Remainer 0.6 following month then give.

May open acct tot got 4%, end up waste my money and time. Might as well put in ocbc 360 get 4% for 100k. Pui.

 

[xoxozone]

Useless 1 this escammer. 3.35% is from difference in adb.

Remainer 0.6 following month then give.

May open acct tot got 4%, end up waste my money and time. Might as well put in ocbc 360 get 4% for 100k. Pui.

Yes waste time and cheat us sign up as new customer! so wasted