Standchart eSaver

[raidorz]

You check using Mobile App or Browser?

Both. Not credited.

 

[NTTDoCoMo]

Both. Not credited.

The TnC did mentioned the below:



Most importantly you need to know your ADB and how much interest you are expecting, so that when SC credit the interest you can validate it.

If you are worried, you can call SC to check on it.

If not, wait till end of Jul to check if the "Sign-up bonus interest interest" Credited tally with the Jun interest that you should get.

 

[raidorz]

The TnC did mentioned the below:



Most importantly you need to know your ADB and how much interest you are expecting, so that when SC credit the interest you can validate it.

If you are worried, you can call SC to check on it.

If not, wait till end of Jul to check if the "Sign-up bonus interest interest" Credited tally with the Jun interest that you should get.

Yup, I have a record of my ADB and the amount I am expecting. Hopefully they credit tomorrow or sth if not I'll call.

 

[abcde83]

I am missing my bonus interest for Jun too. I actually received an email that says I will get 3.5% interest if Jun-Aug balance is higher than 31st May. I called in and they said I did not get the 3.5% interest as my incremental balance is not higher than May and my account did not reflect the 3.5% interest rate which I should have qualified for. I had to send in the email for them to investigate. If you think you are missing you bonus interest, call in and check because even a bank can get this wrong.

I'm on new priority sign up, 6mths 4% also.

 

[Imhthc]

I am on the 4% interest for 6 months offer when I opened my eSaver account and got upgraded to Priority on 3 May.

On 31 May, I received CR INTEREST and BONUS INTEREST PAYMENTFOR THE PERIOD 2023-05-03 to 2023-05-31. I also received Sign-up bonus interest interest for May23 (01 of 7) on 28 Jun.

How come I did not receive a "BONUS INTEREST PAYMENTFOR THE PERIOD 2023-06-01 to 2023-06-30"? Am a bit confused on all this.

Could it be due to it being a weekend?

Just thinking out loud, u opened ur account in May 23. The new interest promo(public) for adb increases starts in June and bases it on adb in may.
u get both cr interest and bonus interest payment in may coz u qualify for the public promo and eventually get the balance of the interest to make it 4%.
for June, ur adb must be higher than May adb, if not u won’t have bonus interest payment credited on 1st jul. However, my guess is that u should receive 3.95% for sign up bonus interest n eventually add up to 4% for the month.

 

[abcde83]

Just thinking out loud, u opened ur account in May 23. The new interest promo(public) for adb increases starts in June and bases it on adb in may.
u get both cr interest and bonus interest payment in may coz u qualify for the public promo and eventually get the balance of the interest to make it 4%.
for June, ur adb must be higher than May adb, if not u won’t have bonus interest payment credited on 1st jul. However, my guess is that u should receive 3.95% for sign up bonus interest n eventually add up to 4% for the month.

that's my understanding as well so I'll wait till 28 July to see if i get my thousands of dollars of interests..

v upsetting if its not credited ...thousands of dollars interest lost

 

[raidorz]

that's my understanding as well so I'll wait till 28 July to see if i get my thousands of dollars of interests..

v upsetting if its not credited ...thousands of dollars interest lost

Same. I’ll be thoroughly pissed.

 

[raidorz]

Just thinking out loud, u opened ur account in May 23. The new interest promo(public) for adb increases starts in June and bases it on adb in may.
u get both cr interest and bonus interest payment in may coz u qualify for the public promo and eventually get the balance of the interest to make it 4%.
for June, ur adb must be higher than May adb, if not u won’t have bonus interest payment credited on 1st jul. However, my guess is that u should receive 3.95% for sign up bonus interest n eventually add up to 4% for the month.

Ok so from my understanding, last day of the month will credit 0.05% + whatever is the public rate for INCREMENTAL ADB. However, since I signed up to get the 4% interest for 6 months, I will only receive the difference (3.95%) at a later date under the “Sign up interest” note. My incremental ADB is negative so I can understand why I did not receive any interest on 30 June.

Since I signed up in May, 31 May I got 0.05% + public rate, 28 Jun I got the payment to total it up to 4% for May.

 

[highsulphur]

Just transferred into my esaver today for the higher interest rate for July

 

[SantyBalls]

Which day they deduct fall below fee ar

 

[raidorz]

For May, the public rate was 3.8% is it?

 

[sglandscape]

For May, the public rate was 3.8% is it?

Yup! It was reduced to 3.4% in June

 

[zeroX26]

Just thinking out loud, u opened ur account in May 23. The new interest promo(public) for adb increases starts in June and bases it on adb in may.
u get both cr interest and bonus interest payment in may coz u qualify for the public promo and eventually get the balance of the interest to make it 4%.
for June, ur adb must be higher than May adb, if not u won’t have bonus interest payment credited on 1st jul. However, my guess is that u should receive 3.95% for sign up bonus interest n eventually add up to 4% for the month.

No, for those who opened in May, the reference month is April. I'm looking at the T&C now (glad I downloaded it). Non-where did it say the following month ADB will be compared to the previous month's one.

 

[xoxozone]

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

 

[sglandscape]

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

What's your adb?

 

[zeroX26]

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

How come u have 2 of these "Bonus interest payment for period 2023-05-24 - 2023-05-31" ?

 

[SantyBalls]

Received as of 28 Jun..

Description 'SIGN-UP BONUS INTEREST FOR MAY23 (01 OF 6)'

All's good

i just checked. only got

CR INTEREST
BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0

smlj lol

 

[Imhthc]

No, for those who opened in May, the reference month is April. I'm looking at the T&C now (glad I downloaded it). Non-where did it say the following month ADB will be compared to the previous month's one.

R u referring to the public or signup interest promo? I know ur signup bonus is using April as reference month. The adb I m referring to is the public promo interest, not the 4% one. For public, the reference month is May.

 

[NTTDoCoMo]

My statement shown as this:
30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31 +139.99
30 Jun: CR Interest +2.60
28 Jun: Sign up bonus interest for May23 (01 of 6) +0.55
15 Jun: Fresh fund +25k
31 May: Bonus interest payment for period 2023-05-24 - 2023-05-31 +10.27
31 May: CR interest +0.14
30 May +50k fresh fund
Signed up e-saver account via mobile app exclusive only 4% promo 6 months

So $139.99 i calculated is only 3.4% ???

Is there a typo in the date for "30 Jun: Bonus interest payment for period 2023-05-24 - 2023-05-31"?

SC also credited me "Bonus Interest Payment" based on Jun Public Rate Bonus Interest (3.35%) and incremental ADB on 30 Jun.
i am expecting the difference to be credited end of Jul.

 

[SantyBalls]

i just checked. only got

CR INTEREST
BONUS INTEREST PAYMENT FOR THE PERIOD 2023-06-0

smlj lol

my total interest for june2023 even if 3.4% also short. total 2.7% only.