Standchart eSaver

[magicming]

SMS this round, previous rounds mostly email

Mine batch B. Was by email. No sms.

 

[Imhthc]

How about the 30 days fresh fund requirement for the invited?

Eg 2 esaver accounts.
One single account A.
One joint account A+B.

Say A has $200k but you withdraw $200k on 31Jan and put in other bank

If you fast into joint account A+B on 4 Feb for the Esaver promo, is it considered fresh fund?

This one depends on how strict scb is defining the fresh fund. Also is it with reference to the month adb or a date?

 

[tmkedmw]

This one depends on how strict scb is defining the fresh fund. Also is it with reference to the month adb or a date?

30 days fresh fund and ADB is not linked.
Say u move funds out on 31Jan and if u move funds in on day 26Feb, it's less than 30 days and not considered fresh fund.
Not fresh fund means doesn't enjoy the promo rate, independent of ADB isnt it?

 

[hmyoth]

Within 30 days of the promotion period means Jan 2024 or starting 1 Feb 2024?

 

[hwarzoner]

$2300 interest is in for public promo

 

[vsvs24]

30 days fresh fund and ADB is not linked.
Say u move funds out on 31Jan and if u move funds in on day 26Feb, it's less than 30 days and not considered fresh fund.
Not fresh fund means doesn't enjoy the promo rate, independent of ADB isnt it?

HSBC EGA is back.

 

[wynnest]

ANyone know Bonus$aver bonus interest credited on which working days?

 

[Imhthc]

Within 30 days of the promotion period means Jan 2024 or starting 1 Feb 2024?

From the clause, within promotion period should mean 1st Feb to 30 April 2024 right? “Within” should be from the start date and inside those dates.

This e$aver Exclusive Bonus Interest (February 2024) batch B Promotion (“Promotion“) is available starting from 1 February 2024 to 30 April 2024(both dates inclusive) (“Promotion Period“), unless otherwise extended or terminated in accordance with the terms of this Promotion

 

[touchring1]

esaver vs the dbs 3 mths promo, anyone choosing dbs over esaver?

 

[vsvs24]

esaver vs the dbs 3 mths promo, anyone choosing dbs over esaver?

Esaver can withdraw anytime.

DBS is FD and DBS have penalty for early FD withdrawal.

 

[touchring1]

Esaver can withdraw anytime.

DBS is FD and DBS have penalty for early FD withdrawal.

penalty is just lose interest am i right? I was thinking 3 mths is very short, unlikely stock market will plunge?

p/s: so it's 2 months vs 3 months. how i wish esaver and isaavy can change it to 3 or 4 mths. every 2 months need to transfer is really a hassle.

 

[songsongmeow]

I'm thinking of opening this account for the 3.6%. so there's no lock in, I can withdraw anytime right? But the interest I'll get is based on the ADB of the fresh funds incremental balance? I find this more confusing that the CIMB promo haha

 

[Imhthc]

I'm thinking of opening this account for the 3.6%. so there's no lock in, I can withdraw anytime right? But the interest I'll get is based on the ADB of the fresh funds incremental balance? I find this more confusing that the CIMB promo haha

If u open a new account, ur reference balance is zero n u earn 3.6% from ur first cent. However, please note that this promo is from 1st Feb to 31st mar only.

 

[sibeiTrolled]

I'm thinking of opening this account for the 3.6%. so there's no lock in, I can withdraw anytime right? But the interest I'll get is based on the ADB of the fresh funds incremental balance? I find this more confusing that the CIMB promo haha

Similar functionality as CIMB.
If you open now it will be compared to 0 SGD so you get the full amount compared to others who maybe have 1k SGD inside already.

Yes can withdraw anytime.

 

[vsvs24]

penalty is just lose interest am i right? I was thinking 3 mths is very short, unlikely stock market will plunge?

p/s: so it's 2 months vs 3 months. how i wish esaver and isaavy can change it to 3 or 4 mths. every 2 months need to transfer is really a hassle.

No. DBS charge a penalty. Not just lose interest

 

[maumu]

if one can park for 3 mths and confirm don't need to touch, may as well go for syfe cash+ guaranteed 4%? it's not SDIC protected but it seems like very safe (based on experience shared from other folks).

 

[royalmix]

penalty is just lose interest am i right? I was thinking 3 mths is very short, unlikely stock market will plunge?

p/s: so it's 2 months vs 3 months. how i wish esaver and isaavy can change it to 3 or 4 mths. every 2 months need to transfer is really a hassle.

If you received invite from DBS, you have 1 less risk, otherwise, you risk losing "interest" if DBS take own sweet time to check and reject - read the clause! Of course, if you were as lucky as me last time, I got my 4.88%!

 

[songsongmeow]

If u open a new account, ur reference balance is zero n u earn 3.6% from ur first cent. However, please note that this promo is from 1st Feb to 31st mar only.

For March it's also comparing to zero right? This sounds good at least until March and then I can withdraw everything except 1k.

 

[sibeiTrolled]

For March it's also comparing to zero right? This sounds good at least until March and then I can withdraw everything except 1k.

This promo is for 2 months, compared against JAN ADB
So for your case which you are a new customer, is against 0 SGD for the 2 months.

Once 1st April, yes you can withdraw, to withdraw all or to keep 1k SGD in it, it's up to you.
ESaver is a 1k SGD minimum balance account but there are people who keep it 0 SGD and do not encounter the min balance fees. YMMV

 

[1l92041H]

esaver if send funds in on sat evening, is it considered for the 3.6%?

Is 9 feb considered PH for scb?