Standchart eSaver

[Imhthc]

I received interest on 30 sep but not the bonus interest yet. Anyone encountered the same?

did scb cock up this time? My bro also din get bonus interest for public promo. His sep adb was higher than Jul adb.
Last month gave extra interests and did a clawback. This month missed out some accts.

 

[GrandJedi]

check your Sep daily avg balance vs. your Jul daily avg balance...

if Sep ADB < Jul ADB then no bonus interest.

Are the dates on the $200k example correct on the website?

https://www.sc.com/sg/save/savings-...qiCXh2DpkLvL0OHapfYaAn93EALw_wcB&gclsrc=aw.ds

I feel it should be Oct - Nov - Dec rather than Nov - Dec - Jan !

 

[Devilsire]

meta AI calculate 3.3833% per annum for this

3.416% pa

pretty good actually, given cimb dropped to 3.3% and TBill are low
GXS Bonus pocket 3.48% but cap $30k

any better options avail?

 

[spiez1]

2. To qualify for this Promotion:

b. customer must register for the promotion via sc.com/sg/esaver by indicating your 10-digit Qualifying Account number by 31 October 2024. Successfully registered Qualifying Account is referred to as "Registered Account(s)"

c. you must deposit fresh funds into your Registered Account(s) such that the deposit balance on 31st October 2024 is at least S$100,000 higher than the deposit balance on 30th September 2024. "Fresh funds" means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period;

If you do not meet the criteria stated under clause 2b and/or 2c, you would still be eligible to participate in the e$aver Bonus Interest (October- November 2024) promotion.



FAQ (Marathon $aver):

When can I expect the bonus interest to be credited to my account? We will be crediting the bonus interest to your account latest by the 20th of the following month. For example, for the month of October 2024, bonus interest will be credited latest by 20th November 2024.

Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Published on 30 September 2024

Hi, after registration on scb website, there will be no sms or email to confirm if qualified?

 

[FlyGuardX]

3.416% pa

pretty good actually, given cimb dropped to 3.3% and TBill are low
GXS Bonus pocket 3.48% but cap $30k

any better options avail?

can like this? this month stay at maybank isavvy until 31 oct. register for the esaver promotion and deposit funds in on 31 oct. then ride on 3.4% in nov and 3.5% in dec

 

[Devilsire]

can like this? this month stay at maybank isavvy until 31 oct. register for the esaver promotion and deposit funds in on 31 oct. then ride on 3.4% in nov and 3.5% in dec

yup, infact i have a Tbill maturing 29/10 and am planning to move back to SCB, i.e 1d*3.35% + 30d*3.4% + 31d*3.5% = 3.449% pa

 

[magicming]

For those doing monthly musical chairs between eSaver and iSavvy, will you choose to continue keeping funds in iSavvy for Oct instead of transferring to eSaver? Then transfer to eSaver on 31 Oct to meet the $100k criterion, and maintain funds in eSaver for Nov and Dec.

Put $100k on 31/10 is good idea to me.

 

[maumu]

Jul ADB ? I thought is Aug ADB

The last cycle is August - September... with reference month July.

 

[Joseph99]

The last cycle is August - September... with reference month July.

Even for public promo?

 

[maumu]

Even for public promo?

That's the public promo.

 

[ahnyaahnya]

Does SCB charge fall below fees on Premier accounts?

 

[twosix]

Does SCB charge fall below fees on Premier accounts?

no... can keep them at zero.

 

[Squaredot]

did scb cock up this time? My bro also din get bonus interest for public promo. His sep adb was higher than Jul adb.
Last month gave extra interests and did a clawback. This month missed out some accts..

...mine doesn't tally maybe will rec SMS again a few days later

 

[royalmix]

...mine doesn't tally maybe will rec SMS again a few days later

hahaha! Mine no errors! Received BI for 1 day cos Sep 1 is Sunday!

So my ADB not zero, cannot play this game tho my Sept 30 balance is zero, but my other banker give me 3.45%pa until Dec, so bye bye SCB!

Time = money, so first day of mth very busy, clear all to zero to prepare for future!

 

[tweeety]

hahaha! Mine no errors! Received BI for 1 day cos Sep 1 is Sunday!

So my ADB not zero, cannot play this game tho my Sept 30 balance is zero, but my other banker give me 3.45%pa until Dec, so bye bye SCB!

Time = money, so first day of mth very busy, clear all to zero to prepare for future!

which bank you going?

is HSBC ega compeitive?

 

[GrandJedi]

which bank you going?

is HSBC ega compeitive?

with out the extra 1%, SCB, Maybank and CIMB all better.

 

[Lè Crayons]

For those doing monthly musical chairs between eSaver and iSavvy, will you choose to continue keeping funds in iSavvy for Oct instead of transferring to eSaver? Then transfer to eSaver on 31 Oct to meet the $100k criterion, and maintain funds in eSaver for Nov and Dec.

For me I will still keep in Maybank Premier account coz getting 3.6% till end of Oct. For Nov & Dec, will need to decide if want to transfer to iSavvy or SCB. I wonder what rates Maybank will offer for iSavvy in Nov/Dec.

 

[chiokcc]

I just completed the Aug-Sep fresh fund top-up promo, no moolah to take part in this anymore ......

 

[suflam3]

Hi, can we empty out this esaver account or do we have to leave minimum 1k in it to avoid the fall below fee?

 

[Imhthc]

Hi, can we empty out this esaver account or do we have to leave minimum 1k in it to avoid the fall below fee?

If you are a sc priority client, there is no fall below fee