Standchart eSaver

[peppermint7]

.

So don’t need $1000 if single account ? Sure ?

Yes

 

[arthur64]

Meaning I only need hold wealth under my name. Then I can rotate continuously between sole and joint so long for joint I'm the main holder?

Yes. I have single and joint acct, do take note of Fresh Fund criteria

 

[Imhthc]

So don’t need $1000 if single account ? Sure ?

First time hearing $1000 criteria. I own 100 shares of <50cents stock counter and I m eligible for the interest with wealth holding since this “wealth holding” criteria starts this year.

 

[Garlic & Butter]

Just received this earlier:

Don't miss out on up to 1.90% p.a. interest for 3 months on your e$aver balances.​

From now till 28‌ F‌ebruary 2‌026, you will earn interest on balances in youreligible e$aver account(s) in the manner as set out below. https://www.sc.com/sg/terms-and-conditions/esav-dec25d/​

Prevailing Interest Rate on Deposit Balance (A)​ 0.05% p.a.​

Bonus Interest Rate on ADB of up to S$5 million (B)​ 1.85% p.a.​

Total Interest Rate on ADB of up to S$5 million (A+B)​ 1.90% p.a.​

 

[royalmix]

Just received this earlier:

Don't miss out on up to 1.90% p.a. interest for 3 months on your e$aver balances.​

From now till 28‌ F‌ebruary 2‌026, you will earn interest on balances in youreligible e$aver account(s) in the manner as set out below. https://www.sc.com/sg/terms-and-conditions/esav-dec25d/​

​ ​ ​ Prevailing Interest Rate on Deposit Balance (A)​ ​ ​ ​ 0.05% p.a.​

​ ​ ​ Bonus Interest Rate on ADB of up to S$5 million (B)​ ​ ​ ​ 1.85% p.a.​

​ ​ ​ Total Interest Rate on ADB of up to S$5 million (A+B)​ ​ ​ ​ 1.90% p.a.​

You are extremely lucky! They created a version D, someone posted in the deposit thread that he received version C = 1.5% (including base)

 

[EveMuffins]

Just received this earlier:

I got 1.5% only. also I can't meet the requirements of $100k fresh funds higher on 31 Dec compared to 30 Nov coz my Nov ADB is high.

 

[ahchan]

I got 1.5% only. also I can't meet the requirements of $100k fresh funds higher on 31 Dec compared to 30 Nov coz my Nov ADB is high.

I also received the 1.5% special invite promotion.
I have already quite much in that eSaver account as I have emptied my OCBC 365 account and put all into this eSaver, thinking that I can get the public promo of 1.65%...

So now that I received the 1.5% promo for Dec-Feb, does that mean I will fallback to 1.5% (instead of the public promo of 1.65%)??

Any way not to participate in the invite promo?

 

[Imhthc]

I also received the 1.5% special invite promotion.
I have already quite much in that eSaver account as I have emptied my OCBC 365 account and put all into this eSaver, thinking that I can get the public promo of 1.65%...

So now that I received the 1.5% promo for Dec-Feb, does that mean I will fallback to 1.5% (instead of the public promo of 1.65%)??

Any way not to participate in the invite promo?

The criteria to be eligible for this exclusive invite is to top up a fresh fund of $100k. In this case, if u dun top up by the date stated, u will not be participating this promo.

 

[tan1688]

https://www.sc.com/sg/save/time-dep...&utm_medium=website&utm_source=singpromos.com

I do not see 1.88% when I login my account... does anyone see it?

When press place FD deposit, come out Error Message Sorry We are unable to proceed with the application. Please visit any of our branches for further assistance.

 

[sesame246]

i received this invitation on 11 Dec

Don't miss out on up to 1.50% p.a. interest for 3 months on your e$aver balances. From now till 28‌ F‌ebruary 2‌026, you will earn interest on balances in your eligible e$aver account(s) in the manner as set out below.​

​

Simply top up your account with fresh funds^ of minimum S$100,000 by 31‌ D‌ecember 2‌025, such that your deposit balance on 31‌ D‌ecember 2‌025 is at least S$100,000 higher as compared to your deposit balance on​

30‌ N‌ovember 2‌025, to qualify for the promotion.​

And I received another on on 27 Dec, the details are the same as that in SC website

Top up your e$aver Account with fresh funds^ and enjoy up to 1.65% p.a. interest on your eligible incremental balances of up to S$2,000,000 (compared to N‌ovember 2‌025 average daily balance), from now till 3‌1 J‌anuary 2‌026.​

which one will apply? my Nov ADB is higher than Dec ADB, so the 1st promo is better. I just called the SC, the CSO was unable to help and advised me to contact my RM. He has yet to respond.

​

 

[maumu]

...

And I received another on on 27 Dec, the details are the same as that in SC website

Top up your e$aver Account with fresh funds^ and enjoy up to 1.65% p.a. interest on your eligible incremental balances of up to S$2,000,000 (compared to N‌ovember 2‌025 average daily balance), from now till 3‌1 J‌anuary 2‌026.​

I also received this. it's silly that the bank only send the promo at the end of December when it starts on 1 December, although it runs for two months.

their comms a bit lag.

 

[Imhthc]

i received this invitation on 11 Dec

Don't miss out on up to 1.50% p.a. interest for 3 months on your e$aver balances. From now till 28‌ F‌ebruary 2‌026, you will earn interest on balances in your eligible e$aver account(s) in the manner as set out below.​

​

Simply top up your account with fresh funds^ of minimum S$100,000 by 31‌ D‌ecember 2‌025, such that your deposit balance on 31‌ D‌ecember 2‌025 is at least S$100,000 higher as compared to your deposit balance on​

30‌ N‌ovember 2‌025, to qualify for the promotion.​

And I received another on on 27 Dec, the details are the same as that in SC website

Top up your e$aver Account with fresh funds^ and enjoy up to 1.65% p.a. interest on your eligible incremental balances of up to S$2,000,000 (compared to N‌ovember 2‌025 average daily balance), from now till 3‌1 J‌anuary 2‌026.​

which one will apply? my Nov ADB is higher than Dec ADB, so the 1st promo is better. I just called the SC, the CSO was unable to help and advised me to contact my RM. He has yet to respond.

​

​

Ur Nov adb is higher than Dec adb? In this case, u won’t b eligible for both

 

[Mickey01]

i received this invitation on 11 Dec

Don't miss out on up to 1.50% p.a. interest for 3 months on your e$aver balances. From now till 28‌ F‌ebruary 2‌026, you will earn interest on balances in your eligible e$aver account(s) in the manner as set out below.​

​

Simply top up your account with fresh funds^ of minimum S$100,000 by 31‌ D‌ecember 2‌025, such that your deposit balance on 31‌ D‌ecember 2‌025 is at least S$100,000 higher as compared to your deposit balance on​

30‌ N‌ovember 2‌025, to qualify for the promotion.​

And I received another on on 27 Dec, the details are the same as that in SC website

Top up your e$aver Account with fresh funds^ and enjoy up to 1.65% p.a. interest on your eligible incremental balances of up to S$2,000,000 (compared to N‌ovember 2‌025 average daily balance), from now till 3‌1 J‌anuary 2‌026.​

which one will apply? my Nov ADB is higher than Dec ADB, so the 1st promo is better. I just called the SC, the CSO was unable to help and advised me to contact my RM. He has yet to respond.

​

​

what is the subject title of your 1.5% invite on 11 Dec and what is the max ADB the 1.5% is applied?

 

[sesame246]

what is the subject title of your 1.5% invite on 11 Dec and what is the max ADB the 1.5% is applied?

based on T&Cs, the 11 dec invitation should apply. But I am curious how would the system be able to recognise which promo to apply......​

​

<ADV> By invitation only: Enjoy high yield interest of up to 1.50% p.a. on your e$aver account(s)​

e$aver Exclusive Bonus Interest (D‌ecember 2‌025C) Promotion Terms and Conditions:​

This e$aver Exclusive Bonus Interest (D‌ecember 2‌025C) promotion ("Promotion") is available starting from 1 D‌ecember 2‌025 to 28‌ F‌ebruary 2‌026 ("Promotion Period"). This communication sent to you, notifying you of the Promotion and inviting you to participate in this Promotion ("Invitation Notice"), is non-transferrable and only existing customers who have received the Invitation Notice from the Bank are eligible for this Promotion. Your existing e$aver, e$aver Kids! and/or World Partner Savings account(s) of which you are the primary account holder, and any new e$aver, e$aver Kids! and/or World Partner Savings account(s) which you open as the primary account holder during the Promotion Period, shall be collectively referred to as "Eligible Account(s)" and each, an "Eligible Account".​

To qualify for the Promotion, (i) you must have received the Invitation Notice, (ii) you must deposit fresh funds^ into your Eligible Account(s), such that the end-of-day deposit balance on 31‌ D‌ecember 2‌025 is at least S$100,000 higher than the end-of-day deposit balance on 30‌ N‌ovember 2‌025, and (iii) your Eligible Account(s) must be validly existing, in good standing, and conducted in a proper and satisfactory manner at all times including at the time of crediting of Bonus Interest (as defined below). Where these requirements are satisfied, your Eligible Account(s) shall be referred to as "Qualifying Account(s)".​

In addition to prevailing interest of 0.05% p.a. ("Prevailing Interest") earned on your entire deposit balance in the Qualifying Account(s), you may earn the relevant bonus interest ("Bonus Interest") at the bonus interest rate of 1.45% p.a. ("Bonus Interest Rate") on the first S$5,000,000 of the average daily balance ("ADB") in your Qualifying Account(s) during the Promotion Period. The Bonus Interest Rate shall apply from 1 D‌ecember 2‌025 to 28‌ F‌ebruary 2‌026 (both dates inclusive). Any amount of ADB exceeding S$5,000,000 shall earn the Prevailing Interest only. Visit our website and search for the keyword #dec25c to view the full terms and conditions that apply.​

^"Fresh funds" means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period​

 

[Ahboy069]

I jump ship to rhb with 1.55% at 6 months
Bye scb

 

[Mickey01]

based on T&Cs, the 11 dec invitation should apply. But I am curious how would the system be able to recognise which promo to apply......​

​

<ADV> By invitation only: Enjoy high yield interest of up to 1.50% p.a. on your e$aver account(s)​

e$aver Exclusive Bonus Interest (D‌ecember 2‌025C) Promotion Terms and Conditions:​

This e$aver Exclusive Bonus Interest (D‌ecember 2‌025C) promotion ("Promotion") is available starting from 1 D‌ecember 2‌025 to 28‌ F‌ebruary 2‌026 ("Promotion Period"). This communication sent to you, notifying you of the Promotion and inviting you to participate in this Promotion ("Invitation Notice"), is non-transferrable and only existing customers who have received the Invitation Notice from the Bank are eligible for this Promotion. Your existing e$aver, e$aver Kids! and/or World Partner Savings account(s) of which you are the primary account holder, and any new e$aver, e$aver Kids! and/or World Partner Savings account(s) which you open as the primary account holder during the Promotion Period, shall be collectively referred to as "Eligible Account(s)" and each, an "Eligible Account".​

To qualify for the Promotion, (i) you must have received the Invitation Notice, (ii) you must deposit fresh funds^ into your Eligible Account(s), such that the end-of-day deposit balance on 31‌ D‌ecember 2‌025 is at least S$100,000 higher than the end-of-day deposit balance on 30‌ N‌ovember 2‌025, and (iii) your Eligible Account(s) must be validly existing, in good standing, and conducted in a proper and satisfactory manner at all times including at the time of crediting of Bonus Interest (as defined below). Where these requirements are satisfied, your Eligible Account(s) shall be referred to as "Qualifying Account(s)".​

In addition to prevailing interest of 0.05% p.a. ("Prevailing Interest") earned on your entire deposit balance in the Qualifying Account(s), you may earn the relevant bonus interest ("Bonus Interest") at the bonus interest rate of 1.45% p.a. ("Bonus Interest Rate") on the first S$5,000,000 of the average daily balance ("ADB") in your Qualifying Account(s) during the Promotion Period. The Bonus Interest Rate shall apply from 1 D‌ecember 2‌025 to 28‌ F‌ebruary 2‌026 (both dates inclusive). Any amount of ADB exceeding S$5,000,000 shall earn the Prevailing Interest only. Visit our website and search for the keyword #dec25c to view the full terms and conditions that apply.​

^"Fresh funds" means funds that do not originate from any existing account with the Bank or funds that are not withdrawn and re-deposited within 30 days of the Promotion Period​

your 11 dec 1.5% is exclusive invite. If you top up today and meet this requirement - 31 Dec 2025 minus 30 Nov 2025 ADB at least $100,000 or more, SCB will take it as you are participating in the exclusive invite and valid from Dec to Feb 2026.

So far I have met this requirement as long as there is an exclusive invite so I won't be able to comment if you do not participate in the exclusive invite, will SCB assume you are going for the public eSaver BI promo.

By the way, the public eSaver BI is for FRESH funds - incremental Dec ADB compared with Nov ADB

 

[Garlic & Butter]

those with RMs seems to have worse customer service.
Branch staff, call centre and live chat agent usually taiji say "look for your RM" instead of responding

 

[Mickey01]

those with RMs seems to have worse customer service.
Branch staff, call centre and live chat agent usually taiji say "look for your RM" instead of responding

100% agree.
My RM app status is always "AWAY". It takes her ~ 4 business days to respond to my enquiries with a one liner response. Because of the no response, I walk-in to branch and once the counter staff realised that I have RM, they taiji away and ask me to call my RM instead

Not that I always look for my RM .... I have been Priority for years without a RM (after the 1st long serving RM left SCB) and I survived and only recenlty they started to assign an RM again (2 assigned and left within 1.5 years and currenly this is the 3rd one assigned).

 

[sesame246]

your 11 dec 1.5% is exclusive invite. If you top up today and meet this requirement - 31 Dec 2025 minus 30 Nov 2025 ADB at least $100,000 or more, SCB will take it as you are participating in the exclusive invite and valid from Dec to Feb 2026.

So far I have met this requirement as long as there is an exclusive invite so I won't be able to comment if you do not participate in the exclusive invite, will SCB assume you are going for the public eSaver BI promo.

By the way, the public eSaver BI is for FRESH funds - incremental Dec ADB compared with Nov ADB

Tks!

 

[demoforce1]

100% agree.
My RM app status is always "AWAY". It takes her ~ 4 business days to respond to my enquiries with a one liner response. Because of the no response, I walk-in to branch and once the counter staff realised that I have RM, they taiji away and ask me to call my RM instead

Not that I always look for my RM .... I have been Priority for years without a RM (after the 1st long serving RM left SCB) and I survived and only recenlty they started to assign an RM again (2 assigned and left within 1.5 years and currenly this is the 3rd one assigned).

almost in similar situation