Standchart eSaver

Imhthc

Senior Member
Joined
Apr 15, 2019
Messages
1,214
Reaction score
278
now almost 5pm still no news.. so i guess i will just move funds out first:rolleyes:
Do u mean move fund out of ur esaver? U should because esaver public promo is generally for new incremental balance and seldom they will extend the period for the existing promotion.
 

luvpraline

Senior Member
Joined
Nov 21, 2005
Messages
839
Reaction score
61
Do u mean move fund out of ur esaver? U should because esaver public promo is generally for new incremental balance and seldom they will extend the period for the existing promotion.
Yes have moved out first. I do have another account but am not going to transfer in until they publish their public rate.
 

lzydata

Supremacy Member
Joined
Oct 16, 2010
Messages
6,536
Reaction score
2,833

e$aver Savings Account Bonus Interest Promotion (1 February 2026 to 31 March 2026)​

From 1 February 2026 to 31 March 2026, earn up to 1.65% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to January 2026 average daily balance)

Prevailing Interest Rate on Deposit BalanceBonus Interest Rate on eligible Incremental BalanceTotal Interest Rate on eligible Incremental Balance
Qualifying account(s) where the primary account holder is a customer with wealth holding^0.05% p.a.1.60% p.a.1.65% p.a.
Qualifying account(s) where the primary account holder is a customer without wealth holding^0.05% p.a.1.20% p.a.1.25% p.a.

https://www.sc.com/sg/save/savings-accounts/esaver/
 

twosix

High Supremacy Member
Joined
Nov 27, 2000
Messages
27,597
Reaction score
7,536

e$aver Savings Account Bonus Interest Promotion (1 February 2026 to 31 March 2026)​

From 1 February 2026 to 31 March 2026, earn up to 1.65% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to January 2026 average daily balance)

Prevailing Interest Rate on Deposit BalanceBonus Interest Rate on eligible Incremental BalanceTotal Interest Rate on eligible Incremental Balance
Qualifying account(s) where the primary account holder is a customer with wealth holding^0.05% p.a.1.60% p.a.1.65% p.a.
Qualifying account(s) where the primary account holder is a customer without wealth holding^0.05% p.a.1.20% p.a.1.25% p.a.

https://www.sc.com/sg/save/savings-accounts/esaver/
same as those with private invite ah...
 

maumu

Arch-Supremacy Member
Joined
Jun 22, 2000
Messages
11,065
Reaction score
2,412
same as those with private invite ah...
I think the difference is that those on private invitation is 1.6% on the full balance, instead of incremental balance for public. also, private is for 3 months (until 30 Apr) but public is for 2 months (until 31 Mar).

... no difference for those whose Jan balance is $0.
 

GrandJedi

Senior Member
Joined
Jul 6, 2011
Messages
820
Reaction score
79
I think the difference is that those on private invitation is 1.6% on the full balance, instead of incremental balance for public. also, private is for 3 months (until 30 Apr) but public is for 2 months (until 31 Mar).

... no difference for those whose Jan balance is $0.

For your reference HSBC ega seems so much better this time around.. quite surprised by it!
 

Janeneo

Junior Member
Joined
Jun 4, 2022
Messages
14
Reaction score
6

Customers with wealth holding are defined as customers who hold either an Eligible Investment Product or Insurance Product purchased through the bank. An “Eligible Investment Product” refers to (i) Unit Trust(s), (ii) Bonds, (iii) Structured Notes, or (iv) Equities, with exclusion of foreign currency exchange transactions; and investments using the Central Provident Fund Investment Scheme / Supplementary Retirement Scheme.

Your eligible Bonus Interest Rate is assessed based on your wealth holdings at the end of each calendar month during the promotion period.”



  • ^“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period. “

As long as I hold the investment product at the end of each calendar month , I will be entitled to the higher interest , right ? There is no need to buy on that calendar month. So I can buy one time ,and just hold it. Also, there is no mention of value , so any amount will do ?
 

hwarzoner

Arch-Supremacy Member
Joined
Apr 20, 2007
Messages
14,204
Reaction score
2,341

Customers with wealth holding are defined as customers who hold either an Eligible Investment Product or Insurance Product purchased through the bank. An “Eligible Investment Product” refers to (i) Unit Trust(s), (ii) Bonds, (iii) Structured Notes, or (iv) Equities, with exclusion of foreign currency exchange transactions; and investments using the Central Provident Fund Investment Scheme / Supplementary Retirement Scheme.

Your eligible Bonus Interest Rate is assessed based on your wealth holdings at the end of each calendar month during the promotion period.”



  • ^“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period. “

As long as I hold the investment product at the end of each calendar month , I will be entitled to the higher interest , right ? There is no need to buy on that calendar month. So I can buy one time ,and just hold it. Also, there is no mention of value , so any amount will do ?
correct and yes any amount
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ. Forum members and moderators are responsible for their own posts.

Please refer to our Community Guidelines and Standards, Terms of Service and Member T&Cs for more information.
Top