Standchart eSaver

[luvpraline]

Move out today will have bank interest?

I moved to maybank which recognises the transfer as today

 

[Imhthc]

Yes have moved out first. I do have another account but am not going to transfer in until they publish their public rate.

Icic. I already moved to my other esaver account

 

[tiertime]

move in my fund into esaver account today.

If Deposit funds to Esaver today for 1 day will get interest or not ? - It's a Sunday

 

[ericcsn]

If Deposit funds to Esaver today for 1 day will get interest or not ? - It's a Sunday

No.

 

[lzydata]

e$aver Savings Account Bonus Interest Promotion (1 February 2026 to 31 March 2026)​

From 1 February 2026 to 31 March 2026, earn up to 1.65% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to January 2026 average daily balance)

	Prevailing Interest Rate on Deposit Balance	Bonus Interest Rate on eligible Incremental Balance	Total Interest Rate on eligible Incremental Balance
Qualifying account(s) where the primary account holder is a customer with wealth holding^	0.05% p.a.	1.60% p.a.	1.65% p.a.
Qualifying account(s) where the primary account holder is a customer without wealth holding^	0.05% p.a.	1.20% p.a.	1.25% p.a.

https://www.sc.com/sg/save/savings-accounts/esaver/

 

[twosix]

e$aver Savings Account Bonus Interest Promotion (1 February 2026 to 31 March 2026)​

From 1 February 2026 to 31 March 2026, earn up to 1.65% p.a. interest on eligible deposit balance of S$2 million with no lock-in period when you bring in incremental fresh funds* (compared to January 2026 average daily balance)

	Prevailing Interest Rate on Deposit Balance	Bonus Interest Rate on eligible Incremental Balance	Total Interest Rate on eligible Incremental Balance
Qualifying account(s) where the primary account holder is a customer with wealth holding^	0.05% p.a.	1.60% p.a.	1.65% p.a.
Qualifying account(s) where the primary account holder is a customer without wealth holding^	0.05% p.a.	1.20% p.a.	1.25% p.a.

https://www.sc.com/sg/save/savings-accounts/esaver/

same as those with private invite ah...

 

[maumu]

same as those with private invite ah...

I think the difference is that those on private invitation is 1.6% on the full balance, instead of incremental balance for public. also, private is for 3 months (until 30 Apr) but public is for 2 months (until 31 Mar).

... no difference for those whose Jan balance is $0.

 

[GrandJedi]

I think the difference is that those on private invitation is 1.6% on the full balance, instead of incremental balance for public. also, private is for 3 months (until 30 Apr) but public is for 2 months (until 31 Mar).

... no difference for those whose Jan balance is $0.

For your reference HSBC ega seems so much better this time around.. quite surprised by it!

 

[Janeneo]

”
Customers with wealth holding are defined as customers who hold either an Eligible Investment Product or Insurance Product purchased through the bank. An “Eligible Investment Product” refers to (i) Unit Trust(s), (ii) Bonds, (iii) Structured Notes, or (iv) Equities, with exclusion of foreign currency exchange transactions; and investments using the Central Provident Fund Investment Scheme / Supplementary Retirement Scheme.

Your eligible Bonus Interest Rate is assessed based on your wealth holdings at the end of each calendar month during the promotion period.”


“

• ^“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period. “

As long as I hold the investment product at the end of each calendar month , I will be entitled to the higher interest , right ? There is no need to buy on that calendar month. So I can buy one time ,and just hold it. Also, there is no mention of value , so any amount will do ?

 

[hwarzoner]

”
Customers with wealth holding are defined as customers who hold either an Eligible Investment Product or Insurance Product purchased through the bank. An “Eligible Investment Product” refers to (i) Unit Trust(s), (ii) Bonds, (iii) Structured Notes, or (iv) Equities, with exclusion of foreign currency exchange transactions; and investments using the Central Provident Fund Investment Scheme / Supplementary Retirement Scheme.

Your eligible Bonus Interest Rate is assessed based on your wealth holdings at the end of each calendar month during the promotion period.”


“

• ^“Customers with wealth holdings” are defined as customers who hold either an Eligible Investment Product(s) or Eligible Insurance Product purchased through the bank at the end of each calendar month during the promotion period. “

As long as I hold the investment product at the end of each calendar month , I will be entitled to the higher interest , right ? There is no need to buy on that calendar month. So I can buy one time ,and just hold it. Also, there is no mention of value , so any amount will do ?

correct and yes any amount

 

[qrcode]

correct and yes any amount

Can just buy any one stock on sgx is qualified? thanks

 

[hwarzoner]

Can just buy any one stock on sgx is qualified? thanks

yes i only buy singapore stocks

 

[qrcode]

yes i only buy singapore stocks

Thanks. Today called their hotline, they can't tell, asked me to check with the relationship manager. fainted.

 

[ahnyaahnya]

For your reference HSBC ega seems so much better this time around.. quite surprised by it!

Cos of new Fed Reserve boss taking over soon?
He's a hawk . So people expecting him to not lower rates .... but I think they may be wrong

 

[GrandJedi]

I have two eSaver accounts — one joint account and one single-name account.

Can I simply transfer funds from the joint account to the single-name account to qualify for the eSaver fresh funds promotion?

Or do the funds need to be transferred out first (e.g. joint account → DBS → single-name account) to be considered fresh funds?

 

[HoGnix]

I have two eSaver accounts — one joint account and one single-name account.

Can I simply transfer funds from the joint account to the single-name account to qualify for the eSaver fresh funds promotion?

Or do the funds need to be transferred out first (e.g. joint account → DBS → single-name account) to be considered fresh funds?

I have two eSaver accounts, both single-named account under me, the simple way will do. You need to do a test to check for your situation.

 

[Mickey01]

Thanks. Today called their hotline, they can't tell, asked me to check with the relationship manager. fainted.

If you call the banking hotline and expect answers for securties related questions, you won't get a straight answer. They will usually channel you to your RM or the trading desk.

 

[sglandscape]

I have two eSaver accounts — one joint account and one single-name account.

Can I simply transfer funds from the joint account to the single-name account to qualify for the eSaver fresh funds promotion?

Or do the funds need to be transferred out first (e.g. joint account → DBS → single-name account) to be considered fresh funds?

What does the tnc says, and follow it.

 

[ahnyaahnya]

Yes have moved out first. I do have another account but am not going to transfer in until they publish their public rate.

Why would you put it back in ? To earn 0.5% interest

 

[peppermint7]

I have two eSaver accounts, both single-named account under me, the simple way will do. You need to do a test to check for your situation.

How to have 2 single name account? They allow?