IWDA is good if you dun want to deal with rebalancing portfolio too much, but do save up to at least 1k before investing, its very costly to invest $100 at a time.
u see, the ppl who needs most to grow their money r frm the lowest quantile folks. the ones who lives frugally and with little savings.
unless there is a system to allow us to hav some form of forced savings, sti or posb invest saver is the best choice.
even most high yield savings accnt requires a min 10k to start.
hopefully the big banks can come together one day to offer more low cost, low barrier investment choices.