Syfe Select / Custom (new)

[sohguanh]

i luv Syfe!

i no longer believe in SA, pls dont tell me that stashawy also offered the same rate as Syfe today

So far Syfe better. As of today 6 months is 3.8% vs SA 6 months 3.6%. But rates can change quite frequently during weekdays. E.g Syfe 4% damn fast fill up and rates dropped. I noticed when Syfe change rates they freeze the app when they do the change so trying to game when they do is business trade secret hard to prepare your monies in advance. This called for monies parked in liquidity fast withdrawals instant like Mari Invest for e.g

 

[QinWei]

Syfe is alwys better

been using both till one point , i gave up looking at SA

mari cant be better than syfe’s next best alternatives

 

[sohguanh]

Syfe is alwys better

been using both till one point , i gave up looking at SA

mari cant be better than syfe’s next best alternatives

I also use SA for diversification purposes. If both same rates I give SA as dun wanna put too much into Syfe.

Mari Invest main attraction is instant withdrawal while giving decent daily returns so far. So it is also needed.

With X dollars just divide and allocate accordingly. Never tilt too much to one investment instrument is my rule in investment based on years in it albeit only more actively in recent years.

 

[sohguanh]

Syfe Transfer Among Portfolio is nice feature as it is similar to FSMOne mutual fund switch sell switch buy concept. All such features I wonder if one do it yourself i.e you Redeem wait monies come in then Buy is the same? I know for FSMOne if it is same fund house, the selling point is can get same day Transacted Price for the sold and bought funds. I just check Endowus don't have such feature so you need to ownself redeem then ownself buy approach. They should maybe learn a bit from FSMOne especially if same fund house funds sell and buy.

 

[sohguanh]

Syfe got new pattern portfolio say downside protected ETF. Take a look basically the ETF manager play options. ETF has progressed a lot from simple passive index tracking to packaging options as a bundle and sell as ETF. I doubt such ETF is passively managed.

 

[blurpandasg2014]

Syfe got new pattern portfolio say downside protected ETF. Take a look basically the ETF manager play options. ETF has progressed a lot from simple passive index tracking to packaging options as a bundle and sell as ETF. I doubt such ETF is passively managed.

Isit safe to buy

 

[CaptainWu]

Syfe got new pattern portfolio say downside protected ETF. Take a look basically the ETF manager play options. ETF has progressed a lot from simple passive index tracking to packaging options as a bundle and sell as ETF. I doubt such ETF is passively managed.

Watched the video and contents doesn't look like this is passively managed, also need to roll over with new options when expired but users to opt for the option. Max loss is estimated but not guarantee. I think this concept is widely used by Universal Life Plan by Insurance brokers/Banks for Wealth Client, just that what Syfe provided probably more for general clients without insurance protection. Sounds good to lower the volatility and reasonable to cap max profit at the same time with max loss capped. Good to see some more details and on pricing charge if this different to other portfolio.

 

[blurpandasg2014]

Transferred 1k from syfe100 portfolio to test out. See how it performs. Syfe100 performance is meh

 

[sohguanh]

Watched the video and contents doesn't look like this is passively managed, also need to roll over with new options when expired but users to opt for the option. Max loss is estimated but not guarantee. I think this concept is widely used by Universal Life Plan by Insurance brokers/Banks for Wealth Client, just that what Syfe provided probably more for general clients without insurance protection. Sounds good to lower the volatility and reasonable to cap max profit at the same time with max loss capped. Good to see some more details and on pricing charge if this different to other portfolio.

For ppl who dare not or dunno how to play options then this ETF managers play for you so this is definitely actively managed and risk is always there. ETF as passive index tracking reputation now has changed a lot which I predicted since last year.

 

[quekkb]

They just come out a S&P 500 with downside protection. Anyone has invested that?

 

[yslvlys]

I rather they position it as an S&P options income fund. If for capital gain, would DCA into SnP direct. If it's down, would buy more. No point limiting downside and upside.

 

[sohguanh]

They just come out a S&P 500 with downside protection. Anyone has invested that?

You need to know what is options. Basically betting on the price of a stock up or down at some cutoff date in future. Wonder if they will actually buy the stock in the end. But for ppl dunno how to play let the ETF managers play for you you just give them monies.

 

[quekkb]

You need to know what is options. Basically betting on the price of a stock up or down at some cutoff date in future. Wonder if they will actually buy the stock in the end. But for ppl dunno how to play let the ETF managers play for you you just give them monies.

It invested on 2 ETF in US. Never heard on the ETF. I did a small test and see how it works.

 

[CaptainWu]

It look like they are joint with Innovative to deploy their ETFs. Innovative do have the ETF available in the market so isn't that better just to buy them instead of going to Syfe? I read briefly haven't figure out how their historical performance yet but look like timing to buy matter as due to option expiry and not sure how Syfe going to manage this.

 

[sohguanh]

It look like they are joint with Innovative to deploy their ETFs. Innovative do have the ETF available in the market so isn't that better just to buy them instead of going to Syfe? I read briefly haven't figure out how their historical performance yet but look like timing to buy matter as due to option expiry and not sure how Syfe going to manage this.

What Syfe offer is say $5 you can invest liao vs you invest yourself need fork out full share price. For test water I prefer as small capital as possible. Then feel confident put more in something like supermarket promoter promote new brand food will let you test eat nice or not before you decide to buy concept.

 

[CaptainWu]

What Syfe offer is say $5 you can invest liao vs you invest yourself need fork out full share price. For test water I prefer as small capital as possible. Then feel confident put more in something like supermarket promoter promote new brand food will let you test eat nice or not before you decide to buy concept.

I have reviewed those ETFs offers by Innovative and looks promising so far with the past performance and they have many other options. I believe Syfe simply employ few of those and taking the portfolio management fee in return. Benefit is in SGD with no estate tax issue as comparing to direct ETF purchase in the market, but of course you need to pay added-on management fee. I will probably try out small with Innovative, but not sure if they would accept just few shares

 

[sohguanh]

Just to share for Syfe Cash+ Guaranteed if matured on Friday you after 3pm choose Withdraw to bank account think get on Monday. Saturday no receive and I think Sunday too.

StashAway Simple Guaranteed if matured on Friday around 12pm+ you can withdraw to bank account and same day evening monies come in liao.

 

[JuniorLion]

Agree. Buy/Write options as income strategy should be actively managed by yourself.

Such a fund caps upside and downsides.

 

[Cedric7]

Cash+ Flexi or income+ enhance or preserve?

 

[SBC]

Any recent feedback on Downside Protected?
How much is the fee?