Term Insurance

[squallsoh]

Looking for term-life quotation for TPD up to 500k (no CI)
Age : 30
Gender : Male
Smoker/Non Smoker : Non-Smoker

interested in vivo-life, PRUTerm Vantage

do drop me premium with term period

 

[NiteX2]

Looking for term-life quotation for TPD up to 500k (no CI)
Age : 30
Gender : Male
Smoker/Non Smoker : Non-Smoker

interested in vivo-life, PRUTerm Vantage

do drop me premium with term period

vivolife is a wholelife limited paying plan, with CI coverage embedded in it

 

[lingua101]

Any recommendation for "cheap" Term Insurance (preferably Reducing). I need something to "protect" my mortgage for 20 years. Loan Amount SGD 100,000 so I am looking for Sum Assured of SGD 100,000

 

[kenix14]

Any recommendation for "cheap" Term Insurance (preferably Reducing). I need something to "protect" my mortgage for 20 years. Loan Amount SGD 100,000 so I am looking for Sum Assured of SGD 100,000

You can consider decreasing term insurance for protection of ur mortgage. It is available with all insurers. I'm from Prudential, there's Prumortgage which might suits your need.

 

[lonelyboy88]

Sorry to hijack,

interested for a quote


Profile: Non smoker 26 yo Male Non Smoking
Coverage: $1m Death , $1m TPD, 500k CI
Term covered: Till 65years old

Profile: Non smoker 26 yo Male Non Smoking
Coverage: $1m Death , $1m TPD, 500k CI
Term covered: Till 99 Yo

Thanks!

 

[NiteX2]

Sorry to hijack,

interested for a quote


Profile: Non smoker 26 yo Male Non Smoking
Coverage: $1m Death , $1m TPD, 500k CI
Term covered: Till 65years old

Profile: Non smoker 26 yo Male Non Smoking
Coverage: $1m Death , $1m TPD, 500k CI
Term covered: Till 99 Yo

Thanks!

Have pm you

 

[isuzui]

Hi all,

I'll an AXA ilp which I would like to surrender, is there anyone able to help me? Reason mainly I'm in financial difficulties and would like to cash out at this point in time after which I would just take a simple term insurance.

Another question, most likely AXA would issue me a cheque but can I request a cash cheque or to my mother's name or to my name but don't want the top to be crossed, reason cos I do not have any bank account in my name at the moment of time due to personal reason.

Hope someone kind enough to help me

 

[NiteX2]

Hi all,

I'll an AXA ilp which I would like to surrender, is there anyone able to help me? Reason mainly I'm in financial difficulties and would like to cash out at this point in time after which I would just take a simple term insurance.

Another question, most likely AXA would issue me a cheque but can I request a cash cheque or to my mother's name or to my name but don't want the top to be crossed, reason cos I do not have any bank account in my name at the moment of time due to personal reason.

Hope someone kind enough to help me

There is a form to print out for surrendering the ilp. You just need to fill in the details and send it in along with the copy of the policy thereafter.

Usually the cheque are issued in the name of the person, shouldn't be crossed

 

[raonrayen]

26 male,non smoker.
Hi all,looking for the cheapest term insurance which covers TPD,D & early critical care+CI, coverage of 200,000 till 75years old.


Pls PM or advise here thanks.

 

[sanfong]

Hi. Need some advise. I'm having 3 prudential policies total monthly about $270. Cover death, CI and TPD. I was advise to take up SAF term but i covers until age 65, is this coverage enough? Is my sufficient and consider cheap?

 

[RockyHero]

Hi. Need some advise. I'm having 3 prudential policies total monthly about $270. Cover death, CI and TPD. I was advise to take up SAF term but i covers until age 65, is this coverage enough? Is my sufficient and consider cheap?

How much are you covered for? seems like a participating policy and u will probably get penalised if you cancel it.

 

[kenix14]

Hi. Need some advise. I'm having 3 prudential policies total monthly about $270. Cover death, CI and TPD. I was advise to take up SAF term but i covers until age 65, is this coverage enough? Is my sufficient and consider cheap?

What are the three policies you have with Prudential? How much is the coverage?

 

[testing1234]

sorry to hijack this thread. just wish to know if there is a common "standard" as to how many % of the annual wage goes into insurance?

 

[RockyHero]

sorry to hijack this thread. just wish to know if there is a common "standard" as to how many % of the annual wage goes into insurance?

preferably less than 5%

2% should go into covering your death and TPD

 

[BlueSky10]

Hi All,
Sorry for hijacking this thread for quotes.

Male Non-Smoker Age 39
Female Age 33

$400k
Death/TPD/Terminal Illness and Critical Illness

Thanks

 

[Successor.]

Hi All,
Sorry for hijacking this thread for quotes.

Male Non-Smoker Age 39
Female Age 33

$400k
Death/TPD/Terminal Illness and Critical Illness

Thanks

This should be spoken to the insurance agent...just meet them out on a weekend and they will explain and show you the quote...

 

[nahbehism]

sorry to hijack this thread. just wish to know if there is a common "standard" as to how many % of the annual wage goes into insurance?

personally i tink it shld be based on the coverage u tink is suffice for ur family members in case of anything that happens...

 

[Keverus]

Hi all,

I'll an AXA ilp which I would like to surrender, is there anyone able to help me? Reason mainly I'm in financial difficulties and would like to cash out at this point in time after which I would just take a simple term insurance.

Another question, most likely AXA would issue me a cheque but can I request a cash cheque or to my mother's name or to my name but don't want the top to be crossed, reason cos I do not have any bank account in my name at the moment of time due to personal reason.

Hope someone kind enough to help me

u want to surrender ur AXA ILP, find an AXA agent.

dont think the will issue you a cash cheque, but u can go to their hq/ask an agent to assist u

 

[zened88]

u want to surrender ur AXA ILP, find an AXA agent.

dont think the will issue you a cash cheque, but u can go to their hq/ask an agent to assist u

I recently cancelled an ILP, they will issue you a cheque in about 1 week. I went down to their office in Tampines and cancelled over the counter took about 15minutes.

 

[steven168z]

who still want ILP nowadays?