Term Insurance

kebinu

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i a 41 male non smoker.
as i'm a single with parents as my only dependants, i'm looking for a plan with term insurance which covers death and TPD of $500K for 15 years. i'm looking more into CI and early CI payout of $750K. please quote. thanks!
ci, from what I know and see so far, always come with death and tpd.
 

Alfdorel

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i a 41 male non smoker.
as i'm a single with parents as my only dependants, i'm looking for a plan with term insurance which covers death and TPD of $500K for 15 years. i'm looking more into CI and early CI payout of $750K. please quote. thanks!

Sent it to you.
 

delmonc

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:p for highjacking the tread.

25M non smoker, interested to know the premium for term insurance:

400k TPD, 300k death, 150k early CI

coverage till 65 yrs old.

Thanks :)
 

leaf-simple

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It depends on your income levels and the number of dependants you have as well. Assuming a breadwinner with 2 kids and a wife who hasn't been working for a long time, it is hard to assume that the wife will be able to find a job to support the current lifestyle of the family. So lifestyle is also one of the factors.

Anyway, for the Aviva term, you can just get 1mil for death. Tpd and CI can be less than that amount and you still get the discount on those 2 :)

For a couple who is both working, one can continue to work even if the other is gone.. how much coverage is good? I'm thinking 300k is about enough..
 

NiteX2

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For a couple who is both working, one can continue to work even if the other is gone.. how much coverage is good? I'm thinking 300k is about enough..

It still depends on your income levels. If you are earning about 30k annual income, 300k is good enough. If you are earning 100k income, then 300k is somewhat little. Of course, depends on whether you got parents who rely on you for support or not. Kids as well.
 

Sinkie

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It still depends on your income levels. If you are earning about 30k annual income, 300k is good enough. If you are earning 100k income, then 300k is somewhat little. Of course, depends on whether you got parents who rely on you for support or not. Kids as well.

I think is the more the better as long the premium per month is affordable
 

leaf-simple

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It still depends on your income levels. If you are earning about 30k annual income, 300k is good enough. If you are earning 100k income, then 300k is somewhat little. Of course, depends on whether you got parents who rely on you for support or not. Kids as well.

Thanks for advice! :)
 

Callow Guy

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i a 41 male non smoker.
as i'm a single with parents as my only dependants, i'm looking for a plan with term insurance which covers death and TPD of $500K for 15 years. i'm looking more into CI and early CI payout of $750K. please quote. thanks!

I am same age as you.. opted out of SAF insurance after I have ORD. This year, I managed to join back Aviva SAF Term and Living Care insurance even though I have MR. Their CI and early CI is not that high though..
 

jojo_123

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looking for a quote for:

31, female, non smoker, 3 dependents
- term insurance covering death and TPD of $300K for 25 years.
- also looking into CI and early CI as don't have CI plan, 300k as well

thanks!
 

bigmice

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looking for a quote for:

31, female, non smoker, 3 dependents
- term insurance covering death and TPD of $300K for 25 years.
- also looking into CI and early CI as don't have CI plan, 300k as well

thanks!

PM you already:)
 

NiteX2

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looking for a quote for:

31, female, non smoker, 3 dependents
- term insurance covering death and TPD of $300K for 25 years.
- also looking into CI and early CI as don't have CI plan, 300k as well

thanks!

PM sent =)
 

anson555

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Hi All, can anyone pm the quote for below -
31M non smoker, interested to know the premium for term insurance:

500k TPD, 500k death, 300k early CI

coverage till 65 yrs old.

Thanks.
 

pingabc

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looking for a quote for:

25, male, non smoker,
- term insurance covering death and TPD of $300K till 70 years old.
- also looking into CI and early CI of 300k as well till 70 years old
 

bllimus

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Hi All, can anyone pm the quote for below -
31M non smoker, interested to know the premium for term insurance:

300k/500k TPD, death, early CI

coverage till 65 yrs old.

Thanks
 

bigmice

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looking for a quote for:

25, male, non smoker,
- term insurance covering death and TPD of $300K till 70 years old.
- also looking into CI and early CI of 300k as well till 70 years old

already PM you.
For early CI
z2i2.jpg
 
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