Guys, let's take a step back. Long-term investing in the stock market is not for everyone. People have different risk appetite and priorities in life. It's normal.
This is something interesting/strange which I have never told anyone. I have a sibling, working, earning a decent wage. Guess what his investing/financial path is like. You all must be thinking 'Of course he would follow your dividend investing style' right? Hahaha! Nope. I have talked to him at length, even showing him my blog, but I could not convince him to do dividend investing, or any other kind of equity investing. He decided to follow the well-trodden path which many Singaporeans take. The property investment path. Nothing wrong with that. This is his 10-year plan, get married, go honeymoon, buy a BTO flat, have kids, after MOP, sell the flat and upgrade to a condo, have 2nd kid, maybe a car and a maid. It is perfectly viable. I never forced my ideas upon him. I respect it. I told him if he needs any advice after 10 years, we can have a discussion again.