Dude, dun think debit facilities can give you any interest free installment plans. Only credit cards allow you to do that. Further, if you're gonna go for those interest free plans, the price is usually higher as these shops can't run away from merchant transaction charges, which are ultimately borne by you. That's why even shops like Dickson prefer cold hard cash. e.g. if you pay by cash for a GMT II, the price will be $5.3k, but if you choose to use credit card for either a one-off or installment free plan, the price is $5.55k instead. Relac on the idea bro, dun have to rush into buying yet another rolex when u've not savoured enuff of your sub man

the exclusive undivided attention given to your one and only sub...as compared to confusion on which watch to wear? Sub or Explorer? headache...heehee...
And yeah, another thing... my preference to go on interest free installment plans is usuall max of 6 months on my normal visa/master. Cos if you let it stretch for 1 year, u can't escape the credit card subscription charges...gotta pay for it man... usually $60 if u're using normal card and $120 for Gold. For those who're willing to pay this subscription charges, my advise is try to use a normal UOB Visa/master....only $36/year