UOB ONE Account

[zhaohan]

Hello, not sure if anyone encounter any UOB One Account Giro issue so far?

My question is... my Citibank Credit Card payment is due on 12 March. My UOB One got Giro to pay this Citibank Credit Card Bill. Now is 11 March already and it haven’t pay the bill yet. I scare later I wait wait until kenna late payment.

In Feb, this Giro auto pay in 4 Feb. Now already 11 Mar also haven pay. Should I be worried? Should I just go login to UOB and pay instead of waiting for the Giro to autopay?

as long as it is giro linked, it won't be your fault

 

[autumm]

I have the same giro arrangement. Citibank giro on the same day as the due date so you will see it deducted on the 12th when u login on the 13th

Hello, not sure if anyone encounter any UOB One Account Giro issue so far?

My question is... my Citibank Credit Card payment is due on 12 March. My UOB One got Giro to pay this Citibank Credit Card Bill. Now is 11 March already and it haven’t pay the bill yet. I scare later I wait wait until kenna late payment.

In Feb, this Giro auto pay in 4 Feb. Now already 11 Mar also haven pay. Should I be worried? Should I just go login to UOB and pay instead of waiting for the Giro to autopay?

 

[kenplicity]

So for government bill, like town council charges, if Giro through one account considered eligible Giro, Giro through one credit card is not eligible right? Just double checking. Thanks.

 

[maple96]

Hello, not sure if anyone encounter any UOB One Account Giro issue so far?

My question is... my Citibank Credit Card payment is due on 12 March. My UOB One got Giro to pay this Citibank Credit Card Bill. Now is 11 March already and it haven’t pay the bill yet. I scare later I wait wait until kenna late payment.

In Feb, this Giro auto pay in 4 Feb. Now already 11 Mar also haven pay. Should I be worried? Should I just go login to UOB and pay instead of waiting for the Giro to autopay?

No worries when giro is setup. If citibank fail to process, they are at fault. If u dun get your UOB bonus interest as a result, u can complain and claim compensation from citi. I managed to claim some compensation from another bank

then u also complain to citi to waive any late/finance fee as a result. u win!

 

[vddgnd]

Hello, not sure if anyone encounter any UOB One Account Giro issue so far?

My question is... my Citibank Credit Card payment is due on 12 March. My UOB One got Giro to pay this Citibank Credit Card Bill. Now is 11 March already and it haven’t pay the bill yet. I scare later I wait wait until kenna late payment.

In Feb, this Giro auto pay in 4 Feb. Now already 11 Mar also haven pay. Should I be worried? Should I just go login to UOB and pay instead of waiting for the Giro to autopay?

UOB side stated will deduct from UOB account 1 or 2 days before the due date (cannot remember correctly). When my first month GIRO deduction, some cc already displayed deduction before due date but Citibank card no. So I worry kena late charge and quickly manually pay first. Then the citi credit card later actually GIRO deducted and credited late, end up I double pay that month's bill.

 

[nightkids86]

Would like to check is petrol counted as part of the $500 spending and eligible for the rebate ?

If I used the UOB ONE credit card calculator, petrol is eligible for the rebate.

But if I used the UOB ONE account calculator (calculate my One Card cash rebate), petrol is NOT eligible for the rebate.

Can anyone help to confirm on this ?

 

[madtari]

I've always pump petrol with one card and it was counted...

Would like to check is petrol counted as part of the $500 spending and eligible for the rebate ?

If I used the UOB ONE credit card calculator, petrol is eligible for the rebate.

But if I used the UOB ONE account calculator (calculate my One Card cash rebate), petrol is NOT eligible for the rebate.

Can anyone help to confirm on this ?

 

[nightkids86]

I've always pump petrol with one card and it was counted...

I assume yours is credit card.
Wondering how about debit card ?

 

[chopra]

I assume yours is credit card.
Wondering how about debit card ?

uob one credit card is counted.
why would u wan to use uob one debit card -- is there even such a thing?

 

[Trazora]

I assume yours is credit card.
Wondering how about debit card ?

Which debit card? If it is one of the cards eligible for the $500 card spend the transactions eligiblity is the same.

 

[madtari]

For UOB one account, the criteria is min $500 credit card spending... u use debit card of course not counted lah... y use debit when u should be using credit?

I assume yours is credit card.
Wondering how about debit card ?

 

[NTTDoCoMo]

For UOB one account, the criteria is min $500 credit card spending... u use debit card of course not counted lah... y use debit when u should be using credit?

Debit Card Spending is also eligible for Bonus Interest.

I was given the UOB DIRECT Visa Debit Card during the account opening, the Bank Officer did mentioned that the Spending on this card will count towards the $500, however no cash rebate as compared to UOB One Credit Card.


http://www.uob.com.sg/web-resources/personal/pdf/personal/save/tnc-cts.pdf

Page 24 of 32

Bonus Interest

40.10 A primary account holder is the person listed as the main applicant in your One Account application (“Primary Holder”).

40.11 A One Account will be eligible for Bonus Interest A if the Primary Holder successfully charges a minimum required sum in a calendar month on retail transactions to such UOB credit card and/or UOB debit card as determined by us, which is issued to the Primary Holder as the main cardholder (“Condition 1”). For this purpose, retail transactions charged by the Primary Holder’s supplementary cardholder(s) will be accrued to and aggregated under the Primary Holder’s principal card. A transaction is successfully charged if it has been posted in the Primary Holder’s statement as falling within a calendar month.

 

[madtari]

Oh! Sorry for giving the wrong info... I thought only credit card.

Debit Card Spending is also eligible for Bonus Interest.

I was given the UOB DIRECT Visa Debit Card during the account opening, the Bank Officer did mentioned that the Spending on this card will count towards the $500, however no cash rebate as compared to UOB One Credit Card.


http://www.uob.com.sg/web-resources/personal/pdf/personal/save/tnc-cts.pdf

Page 24 of 32

Bonus Interest

40.10 A primary account holder is the person listed as the main applicant in your One Account application (“Primary Holder”).

40.11 A One Account will be eligible for Bonus Interest A if the Primary Holder successfully charges a minimum required sum in a calendar month on retail transactions to such UOB credit card and/or UOB debit card as determined by us, which is issued to the Primary Holder as the main cardholder (“Condition 1”). For this purpose, retail transactions charged by the Primary Holder’s supplementary cardholder(s) will be accrued to and aggregated under the Primary Holder’s principal card. A transaction is successfully charged if it has been posted in the Primary Holder’s statement as falling within a calendar month.

 

[Archfire]

UOB side stated will deduct from UOB account 1 or 2 days before the due date (cannot remember correctly). When my first month GIRO deduction, some cc already displayed deduction before due date but Citibank card no. So I worry kena late charge and quickly manually pay first. Then the citi credit card later actually GIRO deducted and credited late, end up I double pay that month's bill.

Oh ya I somehow kenna this before also! Okay I shall not be bothered this time. Thanks!

No worries when giro is setup. If citibank fail to process, they are at fault. If u dun get your UOB bonus interest as a result, u can complain and claim compensation from citi. I managed to claim some compensation from another bank

then u also complain to citi to waive any late/finance fee as a result. u win!

Oh is Citi fault ah? I thought it’s UOB fault for not paying Sia. Okay then I shall sit around and wait too!

as long as it is giro linked, it won't be your fault

Thanks! So many people singing the same song. Feeling safer now~

I have the same giro arrangement. Citibank giro on the same day as the due date so you will see it deducted on the 12th when u login on the 13th

Oh okay great! I shall wait for 12th then! Thanks all for the help!

 

[sunbox]

Does this mean NETS transaction qualify towards 500$ spend or it’s Visa debit transactions?

Oh! Sorry for giving the wrong info... I thought only credit card.

 

[madtari]

Refer to NTT's post above... he has already provided the clause.

Does this mean NETS transaction qualify towards 500$ spend or it’s Visa debit transactions?

 

[NTTDoCoMo]

Does this mean NETS transaction qualify towards 500$ spend or it’s Visa debit transactions?

Visa debit transactions

 

[belgarathc]

Hi, I just got a YOLO card. Already had a UOB One card and account. Do I have to manually link the YOLO card to UOB One account so it is included in credit card spend? Thanks.

 

[badsector]

Hi, I just got a YOLO card. Already had a UOB One card and account. Do I have to manually link the YOLO card to UOB One account so it is included in credit card spend? Thanks.

do not need. it's auto

 

[Groryl]

For mths of Nov and Dec when there were no property tax GIRO, my 3 GIRO are income tax, M1 and charity Tzu Chi and I got bonus interest for Nov and Dec.

GIRO is GIRO. It doesn't matter which organization you GIRO'ed to.

Thank you bros. for the prompt reply. I have intention to set up 3 giro link to 3 charity organization as a small token to give-back to community. That will meet the requirements. Haha