UOB ONE Account

[wwng16]

i apply for the one cc and the savings account...end up i only received the saving account and not the cc why har?

 

[aoptionwriter]

No....If it is a spend in debit card, it will help to gain more interest in One Account, but it will not help to get rebate in your CC.

You can play with the calculator here:
http://www.uob.com.sg/personal/deposits/chequeing/one_account.html

Try to key in $499 for CC spend, and change debit card spend in the value of $1 and $0. You will see the power of one dollar!

Yes, they are counted simply because they have not been expressly excluded towards the $500 spend.

Net Flashpay don't directly link to our account, therefore we need to 'top up' once in a while. It don't count towards the spend. Correct if I am wrong. Thanks!

 

[aoptionwriter]

Different team handling it.

i apply for the one cc and the savings account...end up i only received the saving account and not the cc why har?

 

[aoptionwriter]

FAST is really fast!

Most of the time I will login the internet banking on both bank, the money is virtually immediately transferred. I can see the money came in.

No minimum.

thx for the tip. Is fast easy to use? what is the minimum transfer, max i know is $100k?

 

[K|muRa^84]

when will be bonus interest be credited ?

 

[NTTDoCoMo]

when will be bonus interest be credited ?

Probably Monday or Tuesday.

So far always receive the interest on the 1st working day of the month.

 

[oceanicmanta]

FAST is really fast!

dont FAST on Sun or public holiday or for OCBC after 9.30pm on any day ... else will not be so fast

 

[K|muRa^84]

Probably Monday or Tuesday.

So far always receive the interest on the 1st working day of the month.

Thank you.....

 

[zoossh]

dont FAST on Sun or public holiday or for OCBC after 9.30pm on any day ... else will not be so fast

is that true for mon-fri?

 

[Layers]

Probably Monday or Tuesday.

So far always receive the interest on the 1st working day of the month.

the interest is pay monthly? I thought it was yearly.

if it is monthly, can really put my $ in there. every month get a few $ also good

 

[NTTDoCoMo]

the interest is pay monthly? I thought it was yearly.

if it is monthly, can really put my $ in there. every month get a few $ also good

Paid Monthly

 

[oceanicmanta]

is that true for mon-fri?

It happened to me on 2 occasions during weekdays
Their email reply also mentioned like that one ... (see below)
They also have something called "Business Day", which is different from transaction date & posting date ...
You can try $10 transfer tonight see what happens

Thank you for your email reply.

Business date refers to the effective date of the balance in your
account.

Interest will be calculated based on the balance of your account
starting from the effective date. Please take note that any transaction
after the cut-off time will be effective on the following working day.

Here are the details:

Cut-off time for Monday to Saturday : 2140hrs
Sunday or Public Holiday : Considered as next working
day's transfer

If you have further questions, please feel free to email us or contact
us at 1800 363 3333 (+65 6363 3333 if overseas).

Thank you for banking with us. We look forward to serving you again.


Yours sincerely

XXXX
Customer Service Executive
Contact Centre
OCBC Bank

 

[i_dun_understand]

Hi,

Anyone encounter whereby the qualifying transaction on the CC is a different month to the cash saving statement.

Example:
Cash statement for the period of Oct 2015 (01 Oct to 31 Oct)
CC Spending for the period of Sep 2015 ( Mid Sep 2015 to 30 Sep )

As I have only opened my account only in mid Sep 2015. I did not spend the min amount of SGD500. However in the month of Oct 2015, I have definitely spend more than SGD500 on the CC.

Is it the norm whereby the CC spending is base on the previous month ?

 

[galkkl]

Hi there,

Anyone credit your salary from OCBC bank (Company bank account) into UOB one account?

October 2015 was the first time I credited my salary into my new UOB one account, however, I realised that the transaction code does not reflect "SALA".

For reference, it is:

Inward CR - GIRO
STANDING INSTR
OTHR Other
<COMPANY NAME>

As such, for this month, my interest received is around $60+ (I have maxed out the $50,000 for this account).

Anyone else facing this problem?

 

[NTTDoCoMo]

Interest is in

 

[cbyen]

could be your company credit ur salary via a normal funds transfer not a salary giro transfer.

Hi there,

Anyone credit your salary from OCBC bank (Company bank account) into UOB one account?

October 2015 was the first time I credited my salary into my new UOB one account, however, I realised that the transaction code does not reflect "SALA".

For reference, it is:

Inward CR - GIRO
STANDING INSTR
OTHR Other
<COMPANY NAME>

As such, for this month, my interest received is around $60+ (I have maxed out the $50,000 for this account).

Anyone else facing this problem?

 

[denial86]

Hi,

Anyone encounter whereby the qualifying transaction on the CC is a different month to the cash saving statement.

Example:
Cash statement for the period of Oct 2015 (01 Oct to 31 Oct)
CC Spending for the period of Sep 2015 ( Mid Sep 2015 to 30 Sep )

As I have only opened my account only in mid Sep 2015. I did not spend the min amount of SGD500. However in the month of Oct 2015, I have definitely spend more than SGD500 on the CC.

Is it the norm whereby the CC spending is base on the previous month ?

I don't know if I haven't woken up or what but I reread your post a few times and I still don't know what you are trying to say.

 

[denial86]

dont FAST on Sun or public holiday or for OCBC after 9.30pm on any day ... else will not be so fast

Zzz yeah.. I did an auto-fast transfer from OCBC to be transferred on 1st Nov which was Sunday. My UOB Account only received the money on 2nd Nov. Like that is OCBC or UOB's fault ar?

 

[frustrateddude]

I don't know if I haven't woken up or what but I reread your post a few times and I still don't know what you are trying to say.

Look at the signature lor

anyways, never define cc cycle properly

must ensure the $500 spent in month of october must be within the the statement cycle (eg statement is 15 sep-14 oct or 15oct to 14 nov)

 

[wts2013]

Zzz yeah.. I did an auto-fast transfer from OCBC to be transferred on 1st Nov which was Sunday. My UOB Account only received the money on 2nd Nov. Like that is OCBC or UOB's fault ar?

hahaha, chiu's fault lor, for not making sure your transaction dun fall on Sunday lor, for not understanding rules of internet banking lor, hahaha

it is standard banking practice for Sundays/Public Holidays, and for weekdays each bank has its own cutoff times, hahaha