UOB ONE Account

[iduncheckmail]

i have both Multiplier and One account, 1 for emergency fund and 1 for remaining and day-to-day. still gonna keep the UOB One for day-to-day going forward since its EIR is the next best for me after the Multiplier.

ocbc 360 now better than uob one

 

[saintgtril]

Hi old birds here, anyone plans to stick with UOB One card after 1/5/2020?

How many of us are jumping ship?

Hi all, thanks for sharing the various opinions. It sounds like these are the possible alternatives

1. OCBC 360
2. BOC Smart Saver
3. DBS Multipler
4. Maybank Save Up
5. SCB Bonus Saver

If i may add more - the last 2. Let's discuss which is the best.

For me, i am looking at alternatives that promises more interest without the salary requirement. I cannot fulfull the salary requirements.

 

[Trazora]

Hi all, thanks for sharing the various opinions. It sounds like these are the possible alternatives

1. OCBC 360
2. BOC Smart Saver
3. DBS Multipler
4. Maybank Save Up
5. SCB Bonus Saver

If i may add more - the last 2. Let's discuss which is the best.

For me, i am looking at alternatives that promises more interest without the salary requirement. I cannot fulfull the salary requirements.

Quite hard to fulfil 3 requirements for maybank saveup. Can quite easily fulfil 2 with giro payment and plat/horizon visa card spend, 3rd one need insurance/ secured loan.

Scb bonus saver revised interest rate for the different components starting this month, not worth it considering no card rebate/point for using the bonussaver card https://www.sc.com/sg/important-information/bsaver-changes/

Btw can also consider hsbc everyday global account

 

[Sambuca78]

Quite hard to fulfil 3 requirements for maybank saveup. Can quite easily fulfil 2 with giro payment and plat/horizon visa card spend, 3rd one need insurance/ secured loan.

Scb bonus saver revised interest rate for the different components starting this month, not worth it considering no card rebate/point for using the bonussaver card https://www.sc.com/sg/important-information/bsaver-changes/

Btw can also consider hsbc everyday global account

What is the interest rate for hsbc everyday global account? Thanks.

 

[Trazora]

What is the interest rate for hsbc everyday global account? Thanks.

Up to 5% bonus interest https://www.hsbc.com.sg/promotions/accounts/step-up/#1

 

[Sambuca78]

Up to 5% bonus interest https://www.hsbc.com.sg/promotions/accounts/step-up/#1

I did see that, but what is the catch?

Kinda confused to understand the catches.

 

[iduncheckmail]

I did see that, but what is the catch?

Kinda confused to understand the catches.

For 3 months cycle only. Similar to eSaver/iSavvy but more complicated.
See HSBC thread for details.
https://forums.hardwarezone.com.sg/money-mind-210/hsbc-step-up-promo-5474210-545.html

 

[Sambuca78]

For 3 months cycle only. Similar to eSaver/iSavvy but more complicated.
See HSBC thread for details.
https://forums.hardwarezone.com.sg/money-mind-210/hsbc-step-up-promo-5474210-545.html

Yes, spoke to the CS in the chat, too chim for old uncle like me le.

 

[tulipkiss]

ocbc 360 now better than uob one

i dont meet the salary crediting criteria

 

[happiee]

Advice on qualifying spend pls?

With so many exclusions now, can the kind folks here confirm if the ntuc gift card n ikea gift card topup counts? Any other gift card to recommend tt i can hit the 2k? Cardup still ok ya?

 

[iduncheckmail]

Yes, spoke to the CS in the chat, too chim for old uncle like me le.

i warned you its complicated, only for those that really want the higher interest.

 

[kokjj87]

Time to move out from UOB already. Where are you guys moving?

 

[Cumzilla]

https://www.hlbank.com.sg/en/person...savings-account-nosweat-simply5-campaign.html

I guess this is most underrated account, compared to maybank isavvy, scb esaver and cimb fastsaver, will not be seeing this kind of rates with the ongoing crisis after the current promo end.

 

[TiedInsurer]

https://www.hlbank.com.sg/en/person...savings-account-nosweat-simply5-campaign.html

I guess this is most underrated account, compared to maybank isavvy, scb esaver and cimb fastsaver, will not be seeing this kind of rates with the ongoing crisis after the current promo end.

It's going to end 30 Apr. Base rates are too low.

 

[Cumzilla]

It's going to end 30 Apr. Base rates are too low.

who cares about base rates when one is going to leave the min amount there or close the account after 6 months when the promo end..

 

[TiedInsurer]

who cares about base rates when one is going to leave the min amount there or close the account after 6 months when the promo end..

The promo ends in less than a month. you open account, then close it in less than a month?

 

[Cumzilla]

The promo ends in less than a month. you open account, then close it in less than a month?

i was talking about it being underrated when many were only talking about isavvy and esaver, not telling you to open now, can monitor for their next promo rates.

Their thread also underrated, probably not many people know about its existence, it started off similar to the model of cimb fastsaver, I started the thread, nobody even bother.

https://forums.hardwarezone.com.sg/money-mind-210/hl-bank-isavings-account-6142570.html

then i saw the 3 months promo when another bro started a new thread, thanks to him.

https://forums.hardwarezone.com.sg/...ong-leong-isavings-account-promo-6201288.html

 

[Joseph99]

Hi, anyone know if I can close the uob one account online ? Thanks !

 

[GotBetrayed]

Now lockdown how to have 500 sgd card spend sia.

 

[RedsYWNA]

Now lockdown how to have 500 sgd card spend sia.

I use AXS Pay+ Earn, split into 5 different transactions to reach $500.