UOB ONE Account

[chiokcc]

Govt rebate. Smaller HDB flats likely have more rebate than this mth's bill.

https://forums.hardwarezone.com.sg/126361509-post4950.html

https://www.gstvoucher.gov.sg/Pages/BudgetAnnouncements.aspx

 

[Tp101s]

Agree for saving accounts. Some FD are already below 1.5% pa for all tenors..

Actually 1.8% is still high

 

[Hcahpepeyy]

UOB One Account Interest

I think i didnt meet the spending criteria for this month. Normally, my premium payment (prudential) is automate on the 29 each month.

But this month, the transaction is still under "Total-Earmark". Will UOB consider the transaction under "earmark" as spending for April?

 

[Trazora]

I think i didnt meet the spending criteria for this month. Normally, my premium payment (prudential) is automate on the 29 each month.

But this month, the transaction is still under "Total-Earmark". Will UOB consider the transaction under "earmark" as spending for April?

Should be based on posting date i.e. May.

 

[i_dun_understand]

Yr prudential agent no tell you effective mid March 2020, insurance payment no longer counted as the eligible spending ?

I think i didnt meet the spending criteria for this month. Normally, my premium payment (prudential) is automate on the 29 each month.

But this month, the transaction is still under "Total-Earmark". Will UOB consider the transaction under "earmark" as spending for April?

 

[Trazora]

Yr prudential agent no tell you effective mid March 2020, insurance payment no longer counted as the eligible spending ?

Still count to uob account card spend for bonus interest. Dun count to card rebate though

 

[i_dun_understand]

arhh...thanks

I switch off the moment i saw the info no longer counted as eligible spending. I changed the insurance payment to another card to get the cash rebate.

Still count to uob account card spend for bonus interest. Dun count to card rebate though

 

[Tp101s]

In other word, the “count” refers to meeting the Giro arrangement required for Bonus interest?

Still count to uob account card spend for bonus interest. Dun count to card rebate though

 

[Trazora]

In other word, the “count” refers to meeting the Giro arrangement required for Bonus interest?

Referring to $500 card spend for uob one account interest, assuming insurance charged to eligible uob credit/debit

 

[Cumzilla]

arhh...thanks

I switch off the moment i saw the info no longer counted as eligible spending. I changed the insurance payment to another card to get the cash rebate.

same for me, switched to payment by citibank card, with it current recurring payment promotion, at least can get 1st month free capped at $20.

 

[rerear]

Other than the UOB account perks, thought there is still the UOB one card 3 month rebates, so still well worth it this account? Or that is removed as well?

 

[tidalstorm]

Other than the UOB account perks, thought there is still the UOB one card 3 month rebates, so still well worth it this account? Or that is removed as well?

Still got.......

 

[Gamma~]

I've been maintaining $75K and credit salary to One Account; while spending $6K per quarter on One Card. After the bonus interest revision, i suppose the better way is to keep $70K and credit salary to 360 Account and remain using One Card for general spend?

Just wanted to make sure i read things right before i request HR to update my salary crediting account. I was from 360 Account prior to changing One Account....

 

[silverbomb]

for those on feb to apr quarter (bill cycle 1), have u received the quarterly rebates and grab rebates?

 

[vsvs24]

I've been maintaining $75K and credit salary to One Account; while spending $6K per quarter on One Card. After the bonus interest revision, i suppose the better way is to keep $70K and credit salary to 360 Account and remain using One Card for general spend?

Just wanted to make sure i read things right before i request HR to update my salary crediting account. I was from 360 Account prior to changing One Account....

Since you can spend 2k per mth on credit card and have salary, checkout BOC smartsaver to see if it is better than OCBC 360 for you.

 

[kokjj87]

Good bye UOB!!!!!!

 

[Gamma~]

Since you can spend 2k per mth on credit card and have salary, checkout BOC smartsaver to see if it is better than OCBC 360 for you.

Given that OCBC 360 bonus interest is only up till $70K, i did a comparison of $70K savings + salary bonus + eligible credit card spend for credit card bonus between BOC, OCBC and UOB for 30 days.

BOC gives the highest interest of up to $143/mth if it's used in conjunction with their card. Only their Family card suits my lifestyle (mostly general spend/ipaymy) but unfortunately there is a cap of $25 rebate per billing cycle as opposed to $100 in One Card.

Thanks for your suggestion though. I guess i've answered my own question.

 

[1982-1994]

Eh bonus interest not in yet?

 

[stars8]

Eh bonus interest not in yet?

Should be in by Tue morning 10am.

 

[chiokcc]

Eh bonus interest not in yet?

This week is long weekend, should come in by Monday or Tuesday ....