UOB ONE Account

[Henabi]

Why people still using UOB one? After the recent revision interest rates cannot fight DBS and OCBC liao

I went to ask DBS multiplier, OCBC 360 and UOB one.

After comparison, to me, Uob one is the simplest to hit those high rates and don't need salary crediting

iirc you will lose around 1% interest for DBS and ocbc if you don't credit salary

Sent from Henabi virus using GAGT

 

[Tormented Soul]

Make sense with no Sal Crediting.

If Salary, I think in terms of easiest to hit should be BOC or DBS? DBS no min spend somemore.

 

[Henabi]

Make sense with no Sal Crediting.

If Salary, I think in terms of easiest to hit should be BOC or DBS? DBS no min spend somemore.

I think from 75K to 100K, is ok to go with dbs
But provided you are able to do salary credit + 3 other dbs products & spending

Sent from Henabi virus using GAGT

 

[Trazora]

I went to ask DBS multiplier, OCBC 360 and UOB one.

After comparison, to me, Uob one is the simplest to hit those high rates and don't need salary crediting

iirc you will lose around 1% interest for DBS and ocbc if you don't credit salary

Sent from Henabi virus using GAGT

Can use dividend instead of salary to fulfil income category of dbs multiplier.

 

[RedsYWNA]

My personal favourites in order:

1. BOC Smartsaver
2. DBS Multiplier
3. UOB One

Excess funds go to Maybank Isav, and stock markets.

 

[twinbaby]

I just find out that supplementary card payment giro cannot accept interbank giro..any work around?

 

[Cumzilla]

My personal favourites in order:

1. BOC Smartsaver
2. DBS Multiplier
3. UOB One

Excess funds go to Maybank Isav, and stock markets.

Only use BOC to pay bills for the payment bonus interest, the rest unable to meet. Cancelled the credit card after it raised the min spend to $800 in order to earn rebates, even though min spend is $500 to earn bonus interest.

 

[Henabi]

Can use dividend instead of salary to fulfil income category of dbs multiplier.

I no dividend haha

Sent from Henabi virus using GAGT

 

[vsvs24]

I just find out that supplementary card payment giro cannot accept interbank giro..any work around?

The spending on supp card will be transferred to the principle card on the last day of the billing cycle. Eg principal card spend $400, supp card spend $101. The principal card statement will show payment due $501. Just pay for principal card.

 

[chiokcc]

Bonus interest from 01 May 2020 if you satisfy the required conditions and have ADB of $75k in the account :
($3.58767)×(no of days in the month)

28 days in the month = $100.45
29 days in the month = $104.04
30 days in the month = $107.63
31 days in the month = $111.22

B.U.M.P. for info .... New bonus interest rate starts 01 May 2020

 

[duststorm]

Haiz... Overlooked simplygo transactions take longer to be posted. May total spending short of $9..

Hopefully bank can close one eye... Going to appeal to bank.. Finger crossed

 

[pohw0008]

I just called to wavier last month.. the cso say early this year no more auto waiver..

How recent?

I just got a waiver a few days back.

 

[pohw0008]

OCBC revised down again.. whats the interest for uob now?

Why people still using UOB one? After the recent revision interest rates cannot fight DBS and OCBC liao

 

[coconut1]

I use AXS Pay+ Earn, split into 5 different transactions to reach $500.

Does the 'AXS pay + earn' work for uob one card cash rebate?

 

[RedsYWNA]

Does the 'AXS pay + earn' work for uob one card cash rebate?

Have to test 3 months to know if it works for the card cash rebate, but it works for the UOB One interest.

I believe it does, since I am paying 2.5% interest, part of which goes to UOB

 

[kashanai]

Effective is 1.749% or something like that for 75k

Lucky didn’t switch to OCBC

OCBC revised down again.. whats the interest for uob now?

 

[Conor McGregor]

Once banks have enough funding they will revise their rates

 

[gazar1]

For both $75k and let’s say all criteria hit.

What’s the exact interest % for UOB and OCBC now?

Any body knows.

 

[Trazora]

For both $75k and let’s say all criteria hit.

What’s the exact interest % for UOB and OCBC now?

Any body knows.

Uh, both accounts different criteria. Instead of all criteria maybe compare based on criteria that applies to you?

 

[gazar1]

Uh, both accounts different criteria. Instead of all criteria maybe compare based on criteria that applies to you?

Cause I am able to hit both requirement so I am thinking which one is better.