UOB ONE Account

[D4nnyeng]

Regarding GIRO Payment Cash reward , anyone knows how to set GIRO bill payment with the transaction description “GIRO-Inward Debit”. I'm thinking to pay my M1 & Singtel bill via GIRO using UOB one account. Do I contact M1/Singtel (Bank Giro form) or UOB (Internet GIRO form application form) to fill up form? How to ensure description is “GIRO-Inward Debit”?
Sorry, I'm a bit confused applying GIRO payment.

get the giro form from M1 & SingTel. Once the giro application is approved, the deduction of the bill from your UOB one account should state as GIRO-Inward Debit.

 

[royalmix]

Regarding GIRO Payment Cash reward , anyone knows how to set GIRO bill payment with the transaction description “GIRO-Inward Debit”. I'm thinking to pay my M1 & Singtel bill via GIRO using UOB one account. Do I contact M1/Singtel (Bank Giro form) or UOB (Internet GIRO form application form) to fill up form? How to ensure description is “GIRO-Inward Debit”?
Sorry, I'm a bit confused applying GIRO payment.

The best combi is salary+credit card. No salary, giro+cc is not worth your effort as I can easily get 3.8% with esaver or isavvy. Pay M1 and Singtel with credit card can earn rebates too!

 

[AppleiPhone]

The best combi is salary+credit card. No salary, giro+cc is not worth your effort as I can easily get 3.8% with esaver or isavvy. Pay M1 and Singtel with credit card can earn rebates too!

The request of GIRO has nothing to do with interest rate , it's mainly to fulfil the reward promotion before 30 June to get extra cash $80 other than high interest rate with (salary+cc spend).

 

[royalmix]

The request of GIRO has nothing to do with interest rate , it's mainly to fulfil the reward promotion before 30 June to get extra cash $80 other than high interest rate with (salary+cc spend).

Ok I thought so when I read cash reward instead of bonus interest. If you have UOB credit card, just apply giro online should be faster or any other credit card, u dun have to deal with other parties.

 

[demoforce1]

no, ur apr monthly average is 100000*6/30 = 20000
based on 20k, first 30k is 3.85%, so 20000*3.85%*30/365 = $63.29

May one correct

oh that makes sense, 3.85% still not bad

 

[ice_angel]

Just saw LNY Golden Carrots credited to my UOB One account.

Can I check how many carrot did you get?
I should be getting the PayNow and Referral one. But somehow I only got 1 $28....

 

[edwinksl]

Can I check how many carrot did you get?
I should be getting the PayNow and Referral one. But somehow I only got 1 $28....

2 carrots, but I can't remember exactly for what. I think they are for PayNow and salary credit.

 

[ice_angel]

2 carrots, but I can't remember exactly for what. I think they are for PayNow and salary credit.

Did you do referral for the CNY promo?

 

[8zaoyu]

The best combi is salary+credit card. No salary, giro+cc is not worth your effort as I can easily get 3.8% with esaver or isavvy. Pay M1 and Singtel with credit card can earn rebates too!

The plus salary is recently only - good for earning above 3.85% for UOBone account savings - saved up beyond 75k to under 100k earns 7.8%?) Otherwise savings under 75k earns better savings rate for uob giro + min $500 eligible cc spend. Beyond 100k life time incoming savings best to have Stanchart esaver savings which they pay interest for EVERY $ savings added. Maybe same for other High Yield Savings in Citigold, HSBC, especially if you are/were their bank loans mortgage/insurance customer of at least $2k a month.
$500 cc spend quite easy if you pay your SP utility (water &aircon) bill, add your parents bills if they are living elsewhere on the own. Buy Sheng Shiong vouchers (no due date to use) of say $200 monthly with the credit card.

 

[royalmix]

The plus salary is recently only - good for earning above 3.85% for UOBone account savings - saved up beyond 75k to under 100k earns 7.8%?) Otherwise savings under 75k earns better savings rate for uob giro + min $500 eligible cc spend. Beyond 100k life time incoming savings best to have Stanchart esaver savings which they pay interest for EVERY $ savings added. Maybe same for other High Yield Savings in Citigold, HSBC, especially if you are/were their bank loans mortgage/insurance customer of at least $2k a month.
$500 cc spend quite easy if you pay your SP utility (water &aircon) bill, add your parents bills if they are living elsewhere on the own. Buy Sheng Shiong vouchers (no due date to use) of say $200 monthly with the credit card.

Of course I am referring to 100k get 5%!

I cannot meet $500 cc spend, my bills less than that, I will not "waste money" on SS vouchers cos I spend mostly fairprice (most free vouchers I get) , so no go for me. Unless there is a way to hack, which I used to hack, but the hack was gone, so goes my account

 

[ixora2007]

Regarding GIRO Payment Cash reward , anyone knows how to set GIRO bill payment with the transaction description “GIRO-Inward Debit”. I'm thinking to pay my M1 & Singtel bill via GIRO using UOB one account. Do I contact M1/Singtel (Bank Giro form) or UOB (Internet GIRO form application form) to fill up form? How to ensure description is “GIRO-Inward Debit”?
Sorry, I'm a bit confused applying GIRO payment.

For Singtel Giro, get the form from them.
But they sure take ages...it was at least 3 weeks before I got a reply for my application.

 

[edwinksl]

Did you do referral for the CNY promo?

nope i didn't

 

[SantyBalls]

Of course I am referring to 100k get 5%!

I cannot meet $500 cc spend, my bills less than that, I will not "waste money" on SS vouchers cos I spend mostly fairprice (most free vouchers I get) , so no go for me. Unless there is a way to hack, which I used to hack, but the hack was gone, so goes my account

Why cannot buy ntuc voucher leh?

 

[royalmix]

Why cannot buy ntuc voucher leh?

I dun need, I never say cannot

 

[8zaoyu]

Of course I am referring to 100k get 5%!

I cannot meet $500 cc spend, my bills less than that, I will not "waste money" on SS vouchers cos I spend mostly fairprice (most free vouchers I get) , so no go for me. Unless there is a way to hack, which I used to hack, but the hack was gone, so goes my account

For UOB there was an eligible PruActive? Saver I paid just over $500 monthly to save long ago. Usually products they tie up with Insurance Agencies. Oh yes, good to have free Fairprice Vouchers from whoever as gifts then actually you do not need “credit” money to owe until next payday. My salary was changed from DBS to UOB when UOB added “salary” recently only. DBS “multiplier” makes me cry when I gets older and cannot even do additions not to say multiplications!

 

[doremi_]

The plus salary is recently only - good for earning above 3.85% for UOBone account savings - saved up beyond 75k to under 100k earns 7.8%?) Otherwise savings under 75k earns better savings rate for uob giro + min $500 eligible cc spend. Beyond 100k life time incoming savings best to have Stanchart esaver savings which they pay interest for EVERY $ savings added. Maybe same for other High Yield Savings in Citigold, HSBC, especially if you are/were their bank loans mortgage/insurance customer of at least $2k a month.
$500 cc spend quite easy if you pay your SP utility (water &aircon) bill, add your parents bills if they are living elsewhere on the own. Buy Sheng Shiong vouchers (no due date to use) of say $200 monthly with the credit card.

If I spend on debit card instead of credit card, does it add into the cash rebate?

 

[itchying]

Did you do referral for the CNY promo?

Received carrots are for salary n paynow. You may have to check with uob on referral one.

 

[ice_angel]

Received carrots are for salary n paynow. You may have to check with uob on referral one.

Called UOB for ages today and in the end still no one answer and cut my line.
Did you do any referral for the promo?

 

[itchying]

Called UOB for ages today and in the end still no one answer and cut my line.
Did you do any referral for the promo?

No i didnt. Only salary n paynow.

 

[edwinksl]

Just saw the salary credit promo ($50) credited to my UOB One.