UOB ONE Account

[chiokcc]

Note that the bonus interest is for CC spend of min $500 in calendar month.

While for the quarterly CC rebate, CC spend of min $500 is within billing cycle.

I know is confusing, but that is the T&Cs.

Personally, my CC bill cycle is 22nd of previous month to 21st of current month. So to avoid confusion & disputes, I always ensure all my min $500 spend is within the 1st to 19th of any month. Takes a lot of discipline and work, and I do miss out for one or two months before ...

 

[angtc11]

Note that the bonus interest is for CC spend of min $500 in calendar month.

While for the quarterly CC rebate, CC spend of min $500 is within billing cycle.

I know is confusing, but that is the T&Cs.

Personally, my CC bill cycle is 22nd of previous month to 21st of current month. So to avoid confusion & disputes, I always ensure all my min $500 spend is within the 1st to 19th of any month. Takes a lot of discipline and work, and I do miss out for one or two months before ...

You can ask to move your credit card cycle earlier but the best they can do is 2nd of the month. They cannot set for 1st,so you just have to avoid spending on the 1st

 

[Panerex]

Just changed my statement cycle of UOB ONE CC to calendar month

 

[aKaGiz]

How to check credit card statement cycle,

 

[efreelancer]

Note that the bonus interest is for CC spend of min $500 in calendar month.

While for the quarterly CC rebate, CC spend of min $500 is within billing cycle.

I know is confusing, but that is the T&Cs.

Personally, my CC bill cycle is 22nd of previous month to 21st of current month. So to avoid confusion & disputes, I always ensure all my min $500 spend is within the 1st to 19th of any month. Takes a lot of discipline and work, and I do miss out for one or two months before ...

Lol not informed ... anyway I called UOB they themselves also think based on credit card statement ... mine also 22nd.

 

[dork32]

How to check credit card statement cycle,

see the statement date on the credit card bill

 

[winguy]

Qns
1. One of the above poster says he/she changed uob one card cycle to calendar month. It wasnt possible when i changed a few years ago. Now it is possible?

2. Supplementary card spending counts towards the $500 spend for uob one account right?

Thanks

 

[SBC]

How does this change of statement period affect the rebate calculation?

Say have a shorter month to clock the spending amount, will you be penalized ?

 

[edens_guards]

Qns
1. One of the above poster says he/she changed uob one card cycle to calendar month. It wasnt possible when i changed a few years ago. Now it is possible?

2. Supplementary card spending counts towards the $500 spend for uob one account right?

Thanks

Think the problem happens when u own multiple cards in UOB. The statement date of all your cards follow the first owned UOB cc. You just have to change the first owned cc and remaining cards should follow.

Yes.

 

[efreelancer]

Note that the bonus interest is for CC spend of min $500 in calendar month.

While for the quarterly CC rebate, CC spend of min $500 is within billing cycle.

I know is confusing, but that is the T&Cs.

Personally, my CC bill cycle is 22nd of previous month to 21st of current month. So to avoid confusion & disputes, I always ensure all my min $500 spend is within the 1st to 19th of any month. Takes a lot of discipline and work, and I do miss out for one or two months before ...

A lot of people are not aware of this. Even the bank staff thought based on credit card statement spending. All the while we used the statement to monitor our spending. Imagine the hassle of manually calculating for 30 days between 2 months.

So people who got this problem can call the bank to ask for your bonus interest back. (They cant simply abdicate responsibility by saying is in the t&cs)

 

[chiokcc]

A lot of people are not aware of this. Even the bank staff thought based on credit card statement spending. All the while we used the statement to monitor our spending. Imagine the hassle of manually calculating for 30 days between 2 months.

So people who got this problem can call the bank to ask for your bonus interest back. (They cant simply abdicate responsibility by saying is in the t&cs)

Maybe this thread should have a sticky for FAQs.

 

[walter2011]

For ATM withdrawal with OCBC, are there any charges? I know for OCBC account withdrawal from UOB ATM there is a small charge after 3rd transaction in the same month. What about for UOB account withdraw from OCBC ATM? Can't find anything on their website...

 

[edens_guards]

For ATM withdrawal with OCBC, are there any charges? I know for OCBC account withdrawal from UOB ATM there is a small charge after 3rd transaction in the same month. What about for UOB account withdraw from OCBC ATM? Can't find anything on their website...

Sama sama. Think is a small charge on the 3rd withdrawal per month.

 

[Magickiller9]

For ATM withdrawal with OCBC, are there any charges? I know for OCBC account withdrawal from UOB ATM there is a small charge after 3rd transaction in the same month. What about for UOB account withdraw from OCBC ATM? Can't find anything on their website...

2 dollar...................if i recall correctly.

 

[sainty91]

A lot of people are not aware of this. Even the bank staff thought based on credit card statement spending. All the while we used the statement to monitor our spending. Imagine the hassle of manually calculating for 30 days between 2 months.

So people who got this problem can call the bank to ask for your bonus interest back. (They cant simply abdicate responsibility by saying is in the t&cs)

IS the bonus interest on CC spend paid monthly?

 

[dao]

Does GIRO to my 3 UOB credit cards payment qualified as 3 GIRO payment?

 

[znltan]

Does GIRO to my 3 UOB credit cards payment qualified as 3 GIRO payment?

Yes. 10char

Sent from 瑞特斯波德 using GAGT

 

[Jedihan]

Bloody Hell. The posting date of my transaction missed by one day and I lose my bonus interest...

Sometimes I feel like just dumping it all on stocks instead.

 

[oceanicmanta]

Bloody Hell. The posting date of my transaction missed by one day and I lose my bonus interest...

Sometimes I feel like just dumping it all on stocks instead.

u can write in to appeal ... ask nicely, give reasonable explanation

i got it before

 

[star2008]

Does GIRO to my 3 UOB credit cards payment qualified as 3 GIRO payment?

Yes. 10char

Hi,
how do you setup the GIRO payments?
I can only find fund transfer and bill payment in their online banking....
Thanks