UOB ONE Account

[gobin74]

depends, some approved instantly online, some rejected & asked to visit branch instead
yes

Thanks Devilsire f or yr inputs ..... These are good +ve points about stash+ UOB Nation of Savers Promotion Great !

like the adage goes there are 2 sides of the coins ...come 17th dec are there any thing to watch out plz

eg : there has to be a minimum amount left in stash else there are charges ?
what is the minimum amount that must be left back ?
can the entire assuming 100k(assuming that $100lk has been put in ) is done for stash+ UOB Nation of Savers Promotion ) can entire mount be uplifted or close to it

Appreciate any insights here .............

 

[maumu]

sorry guys. those who have joined many times the quarterly savings reward promo... can I check if I have to top up on 1 July by the pledged amount or I can wait until 31 July?

I am confused by this statement in the tnc:
For existing Accounts, the Incremental Fresh Funds must result in at least a corresponding
increment in the Account’s day-end balance throughout the Promotion Period and Earmark Period
as compared to the Account’s Monthly Average Balance for June 2024.

Eg.:
my June ADB is $1000
I pledge to top up $100,000 in July

1. I top up $100k on 1 July
2. I withdraw $100k on 15 July
3. I then top up $100k again on 31 July
... will I still qualify for the promotion?

 

[silentears]

I missed the SGD 500 spend for June as 31sgd spent on 29 June was not counted. I appealed and UOB says if I spent least SGD 31 more than SGD 500 for July, I can get the June interest bonus, if I contact UOB in August again about this. I agreed. Anyone has same experience and knows if UOB will really honour their word?

sry can i check how to appeal? u call in or by email?

for me similar but mine is due to late posting date as i opened the account late. i got 2 days to spam the 500 spending on weekends. end up never go in and just posted on 2th Jul

 

[ThreeSteps]

sorry guys. those who have joined many times the quarterly savings reward promo... can I check if I have to top up on 1 July by the pledged amount or I can wait until 31 July?

I am confused by this statement in the tnc:
For existing Accounts, the Incremental Fresh Funds must result in at least a corresponding
increment in the Account’s day-end balance throughout the Promotion Period and Earmark Period
as compared to the Account’s Monthly Average Balance for June 2024.

Eg.:
my June ADB is $1000
I pledge to top up $100,000 in July

1. I top up $100k on 1 July
2. I withdraw $100k on 15 July
3. I then top up $100k again on 31 July
... will I still qualify for the promotion?

Point#1.6 “Incremental Fresh Funds” means funds ……
(iii) that are not withdrawn from any existing UOB current/savings account 30 days before or during the Promotion Period and re-deposited (whether part or all the amounts withdrawn) into the Account indicated in the Registration (as defined below).

Firstly, better call the bank to clarify the “fresh fund” matter.

 

[ThreeSteps]

sry can i check how to appeal? u call in or by email?

for me similar but mine is due to late posting date as i opened the account late. i got 2 days to spam the 500 spending on weekends. end up never go in and just posted on 2th Jul

Call the bank today. New a/c will normally be granted some exceptions.

 

[chopra]

for the ndp promo, if my cash is earning higher rates than uob1, i should deposit on 31st july right?


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[yslvlys]

sry can i check how to appeal? u call in or by email?

for me similar but mine is due to late posting date as i opened the account late. i got 2 days to spam the 500 spending on weekends. end up never go in and just posted on 2th Jul

Online chat. Then can screenshot whatever was agreed. Their chat super lousy no email transcript function.

 

[Uacesg]

This UOB earmark promo, seems like non functional. I registered in May, by June 30 should be earmarked but nothing happened. Is there any indicator under UOB online banking or app to show earmarked funds?

 

[ThreeSteps]

This UOB earmark promo, seems like non functional. I registered in May, by June 30 should be earmarked but nothing happened. Is there any indicator under UOB online banking or app to show earmarked funds?

earmarked amount is shown as "Total Earmark".
un-earmarked amount is shown as "Available Balance".
Last week, someone discovered on 28Jun that the Big Savings promo earmark still not done, contacted the bank & got an issue sorted out & is still eligible for the promo.

 

[gobin74]

hi good day ,does any one has any exprience with the stash+ euivalent of UOB Nation of Savers Promotion a after the promo ends ?

like the adage goes there are 2 sides of the coins ...come 17th dec are there any thing to watch out plz

eg : there has to be a minimum amount left in stash else there are charges ?
what is the minimum amount that must be left back ?
can the entire assuming 100k(assuming that $100lk has been put in ) is done for stash+ UOB Nation of Savers Promotion ) can entire mount be uplifted or close to it

Appreciate any insights here ............. Thanks in advance

Kind rgds,
=======================================================================================

Thanks Devilsire f or yr inputs ..... These are good +ve points about stash+ UOB Nation of Savers Promotion Great !

like the adage goes there are 2 sides of the coins ...come 17th dec are there any thing to watch out plz

eg : there has to be a minimum amount left in stash else there are charges ?
what is the minimum amount that must be left back ?
can the entire assuming 100k(assuming that $100lk has been put in ) is done for stash+ UOB Nation of Savers Promotion ) can entire mount be uplifted or close to it

Appreciate any insights here .............

 

[chopra]

for the ndp promo, if my cash is earning higher rates than uob1, i should deposit on 31st july right?
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uppppp for help


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[maumu]

uppppp for help


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yes that's what I'm doing

 

[chopra]

yes that's what I'm doing

tytyty!


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[chopra]

yes that's what I'm doing

i decided to put earlier cos uob one eir is 4% compared to hsbc 3.6% (i have more than 360k)




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[maumu]

i decided to put earlier cos uob one eir is 4% compared to hsbc 3.6% (i have more than 360k)


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you not eligible for the extra 1%?

 

[chopra]

you not eligible for the extra 1%?

i have more than 360k. first world problem



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[maumu]

i have more than 360k. first world problem



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LOL.. but you can still enjoy 4.6% if you park 360k first into HSBC and then pump the rest into UOB One? or keep 150k in UOB One for 4% and pump the rest into HSBC for 4.6%.

anyway the CSO (via chat assist) informed me just to make sure the end-day balance on 31 July is higher or equal to MAB of June + pledged amount to top up. within the month of July.. can do any transactions doesn't matter. the pledged amount will only be earmarked in August.

screenshot the conversation in case need to dispute later.

 

[Sambuca78]

LOL.. but you can still enjoy 4.6% if you park 360k first into HSBC and then pump the rest into UOB One? or keep 150k in UOB One for 4% and pump the rest into HSBC for 4.6%.

anyway the CSO (via chat assist) informed me just to make sure the end-day balance on 31 July is higher or equal to EOD balance on 30 Jun + pledged amount to top up. within the month of July.. can do any transactions doesn't matter. the pledged amount will only be earmarked in August.

screenshot the conversation in case need to dispute later.

MAB of June or EOD balance on 30 Jun?

 

[chopra]

LOL.. but you can still enjoy 4.6% if you park 360k first into HSBC and then pump the rest into UOB One? or keep 150k in UOB One for 4% and pump the rest into HSBC for 4.6%.
anyway the CSO (via chat assist) informed me just to make sure the end-day balance on 31 July is higher or equal to EOD balance on 30 Jun + pledged amount to top up. within the month of July.. can do any transactions doesn't matter. the pledged amount will only be earmarked in August.
screenshot the conversation in case need to dispute later.

but

Ega
Up to 360k is 4.6%
361k to 2mil is 3.6%, correct?


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[bladez87]

The problem with hsbc is the bonus 1% is on incremental, which means need 2 accounts to rotate
So maybe uob better?