UOB ONE Account

[xtramadness]

So this one do 3 GIRO, Salary go OCBC365 for the max benefits ?

 

[what88]

So this one do 3 GIRO, Salary go OCBC365 for the max benefits ?

Should be the right choice.

 

[ongrasp]

The requirement is either salary credit OR at least 3 GIRO transactions.

Sounds pretty good to me. At least not tying to salary only

 

[dowzkeh]

Sorry first time apply giro . Just went to uob to submit the giro form for my one card . And also sc sing post . Just a question why the form got min payment or full payment or % . Why would people only pay the min amount where there will be interest charge to it ?

YOLO lah. Incur huge CC bills. Only have enough for minimum payment and roll over the balance.

 

[Layers]

giro consider as salary credit?

3 giro lor

Sent from Sony E6853 using GAGT

 

[galapogos]

that's right, salary should not be credited to this account if u want to max your mthly bank interest earnings!

Why not? I credit it, but immediately transfer it to my working bank account so UOB One account stays at exactly $50000.

 

[arigatoast]

So this one do 3 GIRO, Salary go OCBC365 for the max benefits ?

i think u mean OCBC360.


365 is a credit card

 

[Layers]

Why not? I credit it, but immediately transfer it to my working bank account so UOB One account stays at exactly $50000.

he mean giro for one acc. Salary for others like ocbc 360

Sent from Sony E6853 using GAGT

 

[what88]

Why not? I credit it, but immediately transfer it to my working bank account so UOB One account stays at exactly $50000.

That means need to do lots of transferring between different banks to get max interest.

 

[royalmix]

That means need to do lots of transferring between different banks to get max interest.

just managed it, not alot of work, transfer once only to keep max amt in each account to max interest

 

[ongrasp]

YOLO lah. Incur huge CC bills. Only have enough for minimum payment and roll over the balance.

Actually the rollover means what? No interest fee on that?

 

[becky_]

Apply uob one account than have to spend min 5 transcations with effect from 1 feb 2017?

But one got a question, I hv open one account and also apply one cc.. but do I need to call uob to link the one cc to one account?

 

[galapogos]

That means need to do lots of transferring between different banks to get max interest.

It's not any more troublesome than splitting up GIRO payments and making them in small amounts.

 

[kokitty]

Apply uob one account than have to spend min 5 transcations with effect from 1 feb 2017?

But one got a question, I hv open one account and also apply one cc.. but do I need to call uob to link the one cc to one account?

No need... As long as it is the ONE account and ONE card

 

[xiaowhois]

It's not any more troublesome than splitting up GIRO payments and making them in small amounts.

monthly bill very good for giro small amount

 

[beautyseek]

I am confused reading the thread.

Thinking of paying car insurance by instalment to uob one card.

2 parts:

Will instalment paymt like this qualify towards $500 spend to achieve the 2.43% interest on $50k deposits?

Will instalment qualify for 3.33% rebate that is monitored on quarterly basis?

 

[SBC]

I am confused reading the thread.

Thinking of paying car insurance by instalment to uob one card.

2 parts:

Will instalment paymt like this qualify towards $500 spend to achieve the 2.43% interest on $50k deposits?

Will instalment qualify for 3.33% rebate that is monitored on quarterly basis?

Yes for both qns this month. No for both qns from next month.

 

[edens_guards]

I am confused reading the thread.

Thinking of paying car insurance by instalment to uob one card.

2 parts:

Will instalment paymt like this qualify towards $500 spend to achieve the 2.43% interest on $50k deposits?

Will instalment qualify for 3.33% rebate that is monitored on quarterly basis?

What type of installment? If the kind u charged a lump sum but split payment into 6, 12, 18, 24, 36 month etc. Then from 1st Feb no count.

If monthly insurance charges still counted.

 

[Layers]

Yes for both qns this month. No for both qns from next month.

I am confused reading the thread.

Thinking of paying car insurance by instalment to uob one card.

2 parts:

Will instalment paymt like this qualify towards $500 spend to achieve the 2.43% interest on $50k deposits?

Will instalment qualify for 3.33% rebate that is monitored on quarterly basis?

it depends if the installment is 0%???

Sent from Sony E6853 using GAGT

 

[becky_]

Very kns la..
y from next month onward need make 5 transactions ?
I tot jus spend $500 will do...

If I no make 5 transaction how?