UOB ONE Account

[SBC]

UOB One card lah.

 

[Trazora]

can share which card no.1 now?

Sent from Sony E6853 using GAGT

The best cards to use depends on what you spend on

 

[efreelancer]

I had spent more than 5k on instalments. UOB one card will no longer earn any rebates and interest. Really pissed that they just changed the terms in such short notice.

After this month will no longer use the UOB one card anymore. Bros here lets all stop using the card. Or complain on their FB

 

[beautyseek]

Hor say Liao. Will close account with UOB when this happens.

I am tempted to switch everything to BOC (altho change tncs, still better deal). UoB is changing tncs bit by bit and over few rounds... after people here have onboarded. Some pple will still stay with them due to inertia. Some people will slowly get used to their bit by bit changes or not notice. Smelly pattern.

 

[royalmix]

I am tempted to switch everything to BOC (altho change tncs, still better deal). UoB is changing tncs bit by bit and over few rounds... after people here have onboarded. Some pple will still stay with them due to inertia. Some people will slowly get used to their bit by bit changes or not notice. Smelly pattern.

me one of them

 

[xiaowhois]

I am tempted to switch everything to BOC (altho change tncs, still better deal). UoB is changing tncs bit by bit and over few rounds... after people here have onboarded. Some pple will still stay with them due to inertia. Some people will slowly get used to their bit by bit changes or not notice. Smelly pattern.

UOB slowly change the t&c to make it more profitable for them

 

[oceanicmanta]

I dont have installments with them. The fair thing for them is to apply new rules to new installments not existing ones. Or, at least give option to terminate existing plan since installment is no longer attractive & conditions have changed.

i find they are quite accommodating to Wealth Banking clients ... not sure if anyone asked for the above exceptions ?

 

[chiokcc]

UOB slowly change the t&c to make it more profitable for them

Can't fault them, they are not a charity. They need to answer to shareholders (which I am not)

 

[battledome64]

Can't fault them, they are not a charity. They need to answer to shareholders (which I am not)

Looking back their one account has been modified 3/4 times over 2 years

Singtel at least can be more consistent.

 

[royalmix]

Can't fault them, they are not a charity. They need to answer to shareholders (which I am not)

true, so long we know how to use it, ok

 

[Albedo]

Hi all, regarding this min of 5 transactions and $500 criteria, will the giro payment of bills thru One card be counted as transactions too?

TIA!

 

[AH CHIA]

UOB slowly change the t&c to make it more profitable for them

Honestly, I find nothing wrong with that. It works 2 way, they need to sustain their profitability as well in order to pay bonus interest to existing customers whom are supportive of them.

End of the day, consumers need to be aware giving rebates or bonus interest is not mandatory.

 

[Layers]

Hi all, regarding this min of 5 transactions and $500 criteria, will the giro payment of bills thru One card be counted as transactions too?

TIA!

Giro ah. Not too sure

Sent from Sony E6853 using GAGT

 

[galapogos]

Hi all, regarding this min of 5 transactions and $500 criteria, will the giro payment of bills thru One card be counted as transactions too?

TIA!

What kind of GIRO bills? Like telcos? If so, pretty sure they'll be counted.

 

[Albedo]

What kind of GIRO bills? Like telcos? If so, pretty sure they'll be counted.

Yes, mostly internet and phone bills, conservancy fees, carpark etc.

Sent from Sony SGP621 using GAGT

 

[galapogos]

I also have my telco, ISP, S&C and season parking charged to my UOB One. That's 4 transactions liao lol.

 

[wealth_farmer]

If I'm not wrong, the five transactions are actual transactions, and is separate from the three GIROs. For e.g. if you pay Singtel bill using credit card bill payment, that counts as one transaction. But if your Singtel bill is under GIRO arrangement, then it doesn't count as one of the five transactions. Please correct me if I'm wrong.

 

[galapogos]

If I'm not wrong, the five transactions are actual transactions, and is separate from the three GIROs. For e.g. if you pay Singtel bill using credit card bill payment, that counts as one transaction. But if your Singtel bill is under GIRO arrangement, then it doesn't count as one of the five transactions. Please correct me if I'm wrong.

I was referring to recurring credit card payments. Strictly speaking GIRO would be from a bank account not from credit card right?

 

[Albedo]

Sorry for not making clear. I mean using One card to pay telco, ISP using recurring payment. Will these count as transactions?

 

[Trazora]

Sorry for not making clear. I mean using One card to pay telco, ISP using recurring payment. Will these count as transactions?

Yes recurring bill payment charged to the card should be counted as transactions.