UOB ONE Account

[Trazora]

Is giro to UOB one card counted?

You referring to giro to uob one to pay bill? If so no. The giro must be funded by the uob one account to meet the 3 giro require for bonus interest.

 

[Cumzilla]

This is the reply from UOB after i enquired whether monthly installment from 0% IPP is eligible for one account bonus interest. Please take note of the words in bold.

Dear XXX
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Thank you for your email dated 2 February 2017 with regards to One account.
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We apologise for the delay in replying to your enquiry.
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We would like to share with you that monthly instalment from 0% IPP on UOB One card is eligible to meet the minimum $500 card spending to earn One account bonus interest at this juncture.
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Should you have any questions, please contact our 24-hour UOB Contact Centre at 1800 222 2121 or +65 6222 2121 (if you are calling from overseas). We will be glad to assist you.
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Thank you for banking with UOB.
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Yours sincerely
XXX
Customer Service Officer | Correspondence Team
Contact Centre

 

[efreelancer]

You referring to giro to uob one to pay bill? If so no. The giro must be funded by the uob one account to meet the 3 giro require for bonus interest.

I mean giro from UOB one account to pay UOB one card.

 

[Trazora]

I mean giro from UOB one account to pay UOB one card.

Yes count as 1 giro

 

[rottingapple]

Hi, im new to uob here. Want to know, if i withdraw from posb and credit into uob to spend is it counted as spending?

Topping up ez link using debit payment is it considered spending?

 

[Layers]

Hi, im new to uob here. Want to know, if i withdraw from posb and credit into uob to spend is it counted as spending?

Topping up ez link using debit payment is it considered spending?

Spending only applys to the card.

Giro needed for one card

Sent from Sony E6853 using GAGT

 

[rottingapple]

Spending only applys to the card.

Giro needed for one card

Sent from Sony E6853 using GAGT

Hmm the guy only tell me one of the criteria is either credit salary or 3 giro, second criteria is spending $500

 

[Layers]

Hmm the guy only tell me one of the criteria is either credit salary or 3 giro, second criteria is spending $500

UOB one acc and card work in pairs.

Salary or 3 giro. Give a % of the interest. 500 spending on card give another %. I forgot the % of each liao

Sent from Sony E6853 using GAGT

 

[savinmax]

UOB one acc and card work in pairs.

Salary or 3 giro. Give a % of the interest. 500 spending on card give another %. I forgot the % of each liao

Sent from Sony E6853 using GAGT

spending $500 on designated cards is MANDATORY to earn bonus interest for One account.

3x GIRO or salary is extra interest, but only if spending condition is MET, else also nothing.

 

[Layers]

spending $500 on designated cards is MANDATORY to earn bonus interest for One account.

3x GIRO or salary is extra interest, but only if spending condition is MET, else also nothing.

Oh izzit. Using too long forgot abt it. Just charge 500 nia

Sent from Sony E6853 using GAGT

 

[rottingapple]

spending $500 on designated cards is MANDATORY to earn bonus interest for One account.

3x GIRO or salary is extra interest, but only if spending condition is MET, else also nothing.

does topping up ez link consider as spending??

 

[wealth_farmer]

First criteria is spending $500 on the credit card. That's the key criteria. If you don't meet that credit card spending criteria, even if you have three GIRO *or* credit salary also won't get the bonus interest.

Note that the $500 spending per month for the ONE account follows the calendar month (this is to get the ONE account bonus savings interest), but the $500 spending per month for the ONE credit card (for the credit card cashback calculation) is 13th of this month to 12th of the next. They do this just to confuse you more.

Hmm the guy only tell me one of the criteria is either credit salary or 3 giro, second criteria is spending $500

 

[Cumzilla]

First criteria is spending $500 on the credit card. That's the key criteria. If you don't meet that credit card spending criteria, even if you have three GIRO *or* credit salary also won't get the bonus interest.

Note that the $500 spending per month for the ONE account follows the calendar month (this is to get the ONE account bonus savings interest), but the $500 spending per month for the ONE credit card (for the credit card cashback calculation) is 13th of this month to 12th of the next. They do this just to confuse you more.

can just call up to change your credit card billing cycle to that of a calendar month

 

[hub8246]

does topping up ez link consider as spending??

Ezlink top up using credit card not consider as spending.

 

[wealth_farmer]

Thanks man! Did not know that can be done. Just called them to get it changed to sync up with calendar month, and it's done!

can just call up to change your credit card billing cycle to that of a calendar month

 

[nexteam]

Thanks man! Did not know that can be done. Just called them to get it changed to sync up with calendar month, and it's done!

Good to hear that. I've spoken to UOB cso to change my statement date twice in the past 3 months. 1st time cso claimed it's approved but wasn't change. 2nd time cso told me it wasn't in my record, so he help me change and double confirm it's changed and approved.

Til 3rd or 4th month liao, my statement date still didn't change. give up on calling them and repeat my story le

 

[becky_]

I got a question to ask.. if I'm using paywave to pay my thing using one cc, does it count as part of the spending $500?

 

[wealth_farmer]

Yes it does. In fact you should, because now you need to have at least five transactions on your CC per month to qualify for the cashback. So just tap those low value items to clock up the number of transactions.

I got a question to ask.. if I'm using paywave to pay my thing using one cc, does it count as part of the spending $500?

 

[wealth_farmer]

Good point, I'll make a note to check they actually do it. I was told this would take effect with my March statement which will be issued on 31st of March. Will post an update on how this goes.

Good to hear that. I've spoken to UOB cso to change my statement date twice in the past 3 months. 1st time cso claimed it's approved but wasn't change. 2nd time cso told me it wasn't in my record, so he help me change and double confirm it's changed and approved.

Til 3rd or 4th month liao, my statement date still didn't change. give up on calling them and repeat my story le

 

[temptemp]

charging GRAB trips to uob cc credit card counted as transaction?