UOB ONE Account

[yxphoon]

I think so, as you can get cashback from grabpay. That the main reason for me to apply for CC.
Look for confirmed answer from expert as well.

Hi,
Does top up grabpay meet the criteria of $500 card spend?

 

[shpesft]

Yes it does.

Hi,
Does top up grabpay meet the criteria of $500 card spend?

 

[thinkpad79]

thanks for the tips.

Don’t think there are any notifications about pending Giro transactions. There are 2-3 ways about it:

1. Look at past month Giro transactions and transfer in the sum 1-2 days or on the same day as the Giro transaction (this is what I do)

2. After the Giro transaction is recorded on the next day, transfer in double the Giro amount to hit the max account of UOB One account. Then transfer the extra amount out on the next day. This will ensure the average UOB One balance remains at the max amount.

If your Giro amount is $100, your account will be less $100 from max amount for interest. transfer in $200 the next day from Giro debit so average account balance remains at max amount. Then transfer out the additional $100 on the third day.

 

[nothingbetter19]

UOB has been using this tactic for at least 5 years ... my relative was also "entrapped"

worst still, her "savings plan" is charged to her UOB One Debit card ... she gets the bonus interest but not CC rebate

if just started for 1 or 2 months, can consider terminating ... if not wrong, it shld be a 10 year plan, and the guaranteed amount after 10years is less than the premium put in .. the returns shld be less than 2% pa

if u r getting 3.33% CC rebate on that $300 monthly ... then the return would be much better.

Does she have the CC? If she changes her "savings plan" to be charged to the cc instead of the debit card, then she can get both the bonus interest and the cc rebate as well, right?

 

[oceanicmanta]

Does she have the CC? If she changes her "savings plan" to be charged to the cc, then she can get both the cc rebate as well, right?

uob sales not so kind to advise her to apply One Card to charge to get rebate ...

instead, only got her to charge $500 to a new debit card ... just like what happened with zzshi81

in the first place, she was there just to update her passbook

 

[Thoreldan]

Stupid question here, i just opened a joint one account 2 days to deposit cash proceed from hdb sales.

Uob will send us debit/atm card separately right ?

 

[wynnest]

Hi, if giro to UOB joint account, can individual UOB One Account eligible to the interest? Or the giro must from the UOB One Account?

 

[urobot]

Closed all UOB account as they cannot waive credit card fees. Good riddance bank.

 

[vsvs24]

Discussion in other threads but see no one post here.

Wef 30 Nov UOB Yolo no more rebate for Grab topup. But UOB One seems still will have. But have some extra exclusion (so far don't seem to affect my spending).

Latest TnC for UOB One card is here :

With effect from 30 November 2019, please be informed that additional transactions will be excluded from the awarding of cash rebates. For details, click here for the UOB One Card full terms and conditions.

https://www.uob.com.sg/assets/pdfs/...:na:cvp_cashback:pc-go&vid=purpleclick_google

 

[w3iyuan]

Hi, does the giro transactions from One account include giro for other bank's cc?

Also if I have some monthly pru insurance to deduct which card is recommended? Yolo or One? Or use it for giro? Or just pay annually?

 

[Sinkie]

Discussion in other threads but see no one post here.

Wef 30 Nov UOB Yolo no more rebate for Grab topup. But UOB One seems still will have. But have some extra exclusion (so far don't seem to affect my spending).

Latest TnC for UOB One card is here :

With effect from 30 November 2019, please be informed that additional transactions will be excluded from the awarding of cash rebates. For details, click here for the UOB One Card full terms and conditions.

https://www.uob.com.sg/assets/pdfs/...:na:cvp_cashback:pc-go&vid=purpleclick_google

Can I still top up $500 into grab to fulfil the min spending?

 

[oceanicmanta]

Hi, does the giro transactions from One account include giro for other bank's cc?

Also if I have some monthly pru insurance to deduct which card is recommended? Yolo or One? Or use it for giro? Or just pay annually?

yes

if charging monthly, it's better to use OneCC

paying annually is 3% cheaper than paying monthly I think

 

[Ahboy069]

Receive this today what it means ?

Wef 30 Nov 2019, additional transactions will be excluded from the awarding of any cash rebate on UOB One Card and bonus interest awarding on UOB One Account. Insured up to S$75k by SDIC. For details, refer to uob.com.sg/one

 

[Trazora]

Receive this today what it means ?

Wef 30 Nov 2019, additional transactions will be excluded from the awarding of any cash rebate on UOB One Card and bonus interest awarding on UOB One Account. Insured up to S$75k by SDIC. For details, refer to uob.com.sg/one

New exclusion for the $500 card spend for bonus interest and uob one quarterly rebate:

any payment made to Member Financial Institution–Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchases/Load, Gambling – Betting (including Lottery Tickets), Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks and Political Organizations, with effect from 30 November 2019;

 

[Ahboy069]

New exclusion for the $500 card spend for bonus interest and uob one quarterly rebate:

any payment made to Member Financial Institution–Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchases/Load, Gambling – Betting (including Lottery Tickets), Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks and Political Organizations, with effect from 30 November 2019;

Top up ez link card ?

 

[highsulphur]

New exclusion for the $500 card spend for bonus interest and uob one quarterly rebate:

any payment made to Member Financial Institution*********Merchandise and Services, Securities ********* Brokers and Dealers, Stored Value Card Purchases/Load, Gambling ********* Betting (including Lottery Tickets), Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks and Political Organizations, with effect from 30 November 2019;

What about cardup?

 

[NTTDoCoMo]

Bonus Interest is in

 

[item2sell]

Bonus Interest is in

Yeah. UOB is most prompt in interest payment.

All other bank needs to change their accounting system.

Even my 2010 dell laptop can compute faster than their **** maintained server

 

[1982-1994]

I haven't received the bonus interest

 

[whizzard]

Mine is in for both accounts.