UOB ONE Account

1982-1994

1982-1994

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vsvs24 said:
Check if you have 3 GIRO in Oct. If you have, you might want to check if any of your credit card spending min $500 is not eligible. Call the bank if not sure.
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No giro but $1.5k credit card spend and salary credit
 
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chiokcc

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vinno18

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If I open a UOB One Acc, and I want to make giro payment for my DBS CC, which interbank giro form should I fill in? UOB one or DBS one? Anyone can advise?

Should ownself fill in and mail or go branch do it faster?
 
Disaresta

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vinno18 said:
If I open a UOB One Acc, and I want to make giro payment for my DBS CC, which interbank giro form should I fill in? UOB one or DBS one? Anyone can advise?

Should ownself fill in and mail or go branch do it faster?
Click to expand...

Download DBS's CC GIRO form, then state UOB as the bank, One account as the debiting account
 
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FrontierX

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vsvs24 said:
Check if you have 3 GIRO in Oct. If you have, you might want to check if any of your credit card spending min $500 is not eligible. Call the bank if not sure.
Click to expand...

im trying to setup giro. last month got 2 giro (same card) and 1 for iras. eligible?
 
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Trazora

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FrontierX said:
im trying to setup giro. last month got 2 giro (same card) and 1 for iras. eligible?
Click to expand...

How to have 2 giro payment to same card? 3 giro bill payment with different reference number paid from uob one account
 
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lancer6238

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I'm looking for an alternative account to put my money in after Citibank cut its Maxigain interest rates. UOB One seems like a potential candidate.

I already have a UOB savings account, so I would like to maintain the amount in the One account for the interest, and pay for all GIRO/CC bills from the savings account. That would work, right?

Also, I would like to check if the following payments would qualify for the bonus interest.

Credit card min spend of $500:
1) Prudential PruFlexicash
2) Starhub
3) SP Services
4) S&CC

3 GIRO:
1) Netflix (Can I even GIRO netflix bills, or can I only pay with credit card)?
2) UOB One CC bill
3) UOB Singtel CC bill

I'm not sure if the S&CC counts towards the min spend, and if UOB credit card bills count towards the GIRO requirements.

BTW, how easy is it to get the annual CC fee to be waived?

Thanks in advance!
 
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vsvs24

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lancer6238 said:
I'm looking for an alternative account to put my money in after Citibank cut its Maxigain interest rates. UOB One seems like a potential candidate.

I already have a UOB savings account, so I would like to maintain the amount in the One account for the interest, and pay for all GIRO/CC bills from the savings account. That would work, right?

Also, I would like to check if the following payments would qualify for the bonus interest.

Credit card min spend of $500:
1) Prudential PruFlexicash
2) Starhub
3) SP Services
4) S&CC

3 GIRO:
1) Netflix (Can I even GIRO netflix bills, or can I only pay with credit card)?
2) UOB One CC bill
3) UOB Singtel CC bill

I'm not sure if the S&CC counts towards the min spend, and if UOB credit card bills count towards the GIRO requirements.

BTW, how easy is it to get the annual CC fee to be waived?

Thanks in advance!
Click to expand...

You need to apply for UOB One credit card and UOB One bank account (not any UOB savings account). Note that receiving credit card and date of GIRO start might take some time to set up and may not be ready by 2 Dec when Maxigain change tnc. You might want to explore alternatives for the interim.

Annual fee waiver for UOB, my experience is that they waive if you have only one card but there are posts that they got rejected.

Credit card min spend of $500:
1) Prudential PruFlexicash
2) Starhub
3) SP Services
4) S&CC

Not sure about 1. S&CC cannot.
2 and 3 ok

3 GIRO:
1) Netflix (Can I even GIRO netflix bills, or can I only pay with credit card)?
2) UOB One CC bill
3) UOB Singtel CC bill

Not sure about 1. Ok for 2 and 3.
Can GIRO S&CC or income tax.

UOB One upto 75k. Don't put in more.
 
whizzard

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lancer6238 said:
I'm looking for an alternative account to put my money in after Citibank cut its Maxigain interest rates. UOB One seems like a potential candidate.

I already have a UOB savings account, so I would like to maintain the amount in the One account for the interest, and pay for all GIRO/CC bills from the savings account. That would work, right?

Also, I would like to check if the following payments would qualify for the bonus interest.

Credit card min spend of $500:
1) Prudential PruFlexicash
2) Starhub
3) SP Services
4) S&CC

3 GIRO:
1) Netflix (Can I even GIRO netflix bills, or can I only pay with credit card)?
2) UOB One CC bill
3) UOB Singtel CC bill

I'm not sure if the S&CC counts towards the min spend, and if UOB credit card bills count towards the GIRO requirements.

BTW, how easy is it to get the annual CC fee to be waived?

Thanks in advance!
Click to expand...

To be counted as an eligible transaction, you need to pay from your UOB One account i.e. the Giro needs to be debited from your UOB One Account and not any other UOB Account (unlike how DBS Multiplier works).
 
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lancer6238

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To pay SP bills with the UOB One CC, have to do it every month via the SP Utilities app, right? No way to set up a recurring bill payment?
 
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xPastx

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How do they calculate the interest thou? Sum of every end of day balance then divide by no. Of days?
 
JetStorm

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vsvs24 said:
You need to apply for UOB One credit card and UOB One bank account (not any UOB savings account). Note that receiving credit card and date of GIRO start might take some time to set up and may not be ready by 2 Dec when Maxigain change tnc. You might want to explore alternatives for the interim.

Annual fee waiver for UOB, my experience is that they waive if you have only one card but there are posts that they got rejected.

Credit card min spend of $500:
1) Prudential PruFlexicash
2) Starhub
3) SP Services
4) S&CC

Not sure about 1. S&CC cannot.
2 and 3 ok

3 GIRO:
1) Netflix (Can I even GIRO netflix bills, or can I only pay with credit card)?
2) UOB One CC bill
3) UOB Singtel CC bill

Not sure about 1. Ok for 2 and 3.
Can GIRO S&CC or income tax.

UOB One upto 75k. Don't put in more.
Click to expand...
I usually put in 1 to 2k more in case i forgot to topup for the scheduled giro transactions.

Sent from Samsung SM-G950F using GAGT
 
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