UOB ONE Account

V

vsvs24

Arch-Supremacy Member
Joined
Feb 3, 2018
Messages
11,363
Reaction score
3,716
reddevil0728 said:
Doesn’t look like those generic debit card leh.

looks more like special debit card for a purpose kind
Click to expand...
It is the one that must spend x number of transactions in a year in order not to be charged.

When opened joint uob one account, teller say can choose either plain ATM card or this debit card with ATM. Did not say it has charge.
 
reddevil0728

reddevil0728

Great Supremacy Member
Joined
Dec 16, 2005
Messages
66,312
Reaction score
5,882
vsvs24 said:
Did they waive after you cancel?
Click to expand...
Typically fees are charged for the year ahead.

mid you cancel should waive.
vsvs24 said:
It is the one that must spend x number of transactions in a year in order not to be charged.

When opened joint uob one account, teller say can choose either plain ATM card or this debit card with ATM. Did not say it has charge.
Click to expand...
Technically they didn’t say no charge right?

min any case it’s all written.
 
reddevil0728

reddevil0728

Great Supremacy Member
Joined
Dec 16, 2005
Messages
66,312
Reaction score
5,882
vsvs24 said:
I hold debit cum ATM cards for ICBC, Citibank and HSBC. All no charge so I did not expect charges for this and did not ask.
Click to expand...
Best not to assume stuff in future. Cause as long as it is written, they are covered.

unless your to proof that they tell you wrong stuff (not telling you isn’t wrong) you also can’t do anything about it
 
silverbomb

silverbomb

Master Member
Joined
Jul 23, 2008
Messages
3,945
Reaction score
693
Haven't been charged uob debit card fee for the past 2 years. But I recall one year they decided to charge me and I had to cancel the card cos they didn't. Got to speak to CSO, don't think can auto waive via IVR
 
reddevil0728

reddevil0728

Great Supremacy Member
Joined
Dec 16, 2005
Messages
66,312
Reaction score
5,882
silverbomb said:
Haven't been charged uob debit card fee for the past 2 years. But I recall one year they decided to charge me and I had to cancel the card cos they didn't. Got to speak to CSO, don't think can auto waive via IVR
Click to expand...
What’s IVR?
 
C

Chua Zhiming

Senior Member
Joined
Apr 26, 2007
Messages
2,437
Reaction score
3
vsvs24 said:
It's the other way round. It has too much money and is not bothered to piss off customers.

Is UOB the only bank that charge for Debit card which acts as ATM ?
Click to expand...
think so too, they should be cash rich as not many businesses taking loans from banks to expand business
 
M

maumu

Arch-Supremacy Member
Joined
Jun 22, 2000
Messages
11,853
Reaction score
2,783
it just doesn't make sense to charge customers for an ATM card which is also a debit card - kinda like saying you need to pay to get your own cash from the bank.

i supposed banks are smart to try to merge both functions (ATM + debit) in one and put in an annual fee on it like a credit card. in that case it's wiser not to ask for such a card and just take a basic ATM card from the bank.
 
reddevil0728

reddevil0728

Great Supremacy Member
Joined
Dec 16, 2005
Messages
66,312
Reaction score
5,882
maumu said:
it just doesn't make sense to charge customers for an ATM card which is also a debit card - kinda like saying you need to pay to get your own cash from the bank.

i supposed banks are smart to try to merge both functions (ATM + debit) in one and put in an annual fee on it like a credit card. in that case it's wiser not to ask for such a card and just take a basic ATM card from the bank.
Click to expand...
I thought someone said that’s not the normal atm card?
 
yeochris

yeochris

Senior Member
Joined
Nov 7, 2003
Messages
2,465
Reaction score
15
Hi

One question.

Is recurring payment to own UOB credit card mthly bill through one account consider as 1 Giro?
 
You must log in or register to reply here.
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top