UOB ONE Account

[silverbomb]

But why would you want to do that? You will be missing out the cashback for the credit cards eg uob one card that requires min 500 spending to get 3.33% cash back. why not accumulate spending on just one card?

Might be user of lady's card or debit card hence this scenario is possible.

 

[pantss]

It will go negative .

i dont think so.

 

[silverbomb]

i dont think so.

U think but I confirm. Gotten charged b4 so try at your own risk

 

[Rayleigh1]

Anyone knows how long it takes for a new giro arrangement to be active (start making deductions)?
I doubt it but any way I can setup one to make a deduction by this month?

Thanks all.

 

[Trazora]

Anyone knows how long it takes for a new giro arrangement to be active (start making deductions)?
I doubt it but any way I can setup one to make a deduction by this month?

Thanks all.

iras can

 

[epigram]

Is online payment of singtel and sp services considered as spend for the $500? I used the one debit card on 30 jun but was informed by mighty on 27 jun that I missed out on the bonus interest. I only opened the account on 26 jun

 

[Trazora]

Is online payment of singtel and sp services considered as spend for the $500? I used the one debit card on 30 jun but was informed by mighty on 27 jun that I missed out on the bonus interest. I only opened the account on 26 jun

yes, considered spending but based on the month that the transactions are posted.

 

[chiokcc]

<< UOB OneAccount bonus interest chronology >>
~~Updated 02 Oct 2020~~

Bonus interest if you satisfy the required conditions and have ADB of $75k in the account :

01 August 2018 to 30 April 2020
($4.903)×(no of days in the month)
28 days in the month = $137.27
29 days in the month = $142.17
30 days in the month = $147.08
31 days in the month = $151.98

01 May 2020 to 31 July 2020
($3.58767)×(no of days in the month)
28 days in the month = $100.45
29 days in the month = $104.04
30 days in the month = $107.63
31 days in the month = $111.21

From 01 Aug 2020 to 31 Oct 2020
($2.3630)×(no of days in the month)
28 days in the month = $66.16
29 days in the month = $68.52
30 days in the month = $70.89
31 days in the month = $73.25

From 01 Nov 2020 to ....
($1.9520)×(no of days in the month)
28 days in the month = $54.65
29 days in the month = $56.60
30 days in the month = $58.56
31 days in the month = $60.51

Bonus interest for month of June 2021 is in this morning!

 

[highsulphur]

Bonus interest for month of June 2021 is in this morning!

Really little but better than most

 

[alamakbabi]

all banks now so little earnings, my uob one account max 75k supposed to enjoy 2.55 now only half 1.2 interest. I still got 50k in maybank , 60 k in cimb. and 10 k in dbs. how shall i divert my monie to make more?

 

[karakorum1999]

yes, considered spending but based on the month that the transactions are posted.

Yes, have been using UOB one card to pay via SingTel/StarHub app without problems, always counted towards the $500 over the past few years. Yes, always based on posted date. The app payment via credit card usually might take 1-2 working days, not sure about debit card. Anyway, by now epigram able to check the posted date..

 

[Residentvigilante]

last year every month 100 plus , now less than half. seebey sian. no banks can offer good fixed d rates now

 

[JetStorm]

Just keep a year gross salary as emergency funds can le. Some may even say that is too much. The rest invest it.

 

[chiokcc]

Just login to UOB iBanking website and saw that they have a newly added feature for UOB one called "interest tracker" .... nice!

 

[saintgtril]

Hi all, this is my window dates - last qualifying cycle. 2 questions, hopefully the ge ge and jie jie here can provide some insights. Thanks!

1. Can UOB align exactly to the calendar i.e. start on the first and end of every calendar month?
2. When will i receive the card rebate?

3/4/2021 to 2/5/2021

3/5/2021 to 2/6/2021

3/6/2021 to 2/7/2021

 

[maumu]

Hi all, this is my window dates - last qualifying cycle. 2 questions, hopefully the ge ge and jie jie here can provide some insights. Thanks!

1. Can UOB align exactly to the calendar i.e. start on the first and end of every calendar month?
2. When will i receive the card rebate?

3/4/2021 to 2/5/2021

3/5/2021 to 2/6/2021

3/6/2021 to 2/7/2021

1. Yes
2. It'll be credited on the following month and will be used to offset the bill for that month, which will be paid in the following month.

E.g. if your quarter is Apr-May-Jun, the rebate will be reflected as early as 2nd July (once statement is finalised) and it will be used to offset your July credit bill which is paid in August.

something like that.

 

[epigram]

The app payment via credit card usually might take 1-2 working days, not sure about debit card. Anyway, by now epigram able to check the posted date..

Did not make it. Debit card posting date is about 2 to 3 days later.

 

[karakorum1999]

Did not make it. Debit card posting date is about 2 to 3 days later.

Sorry to hear that!
I checked my records for Jun/July - for SingTel app, my uob one credit card bill payment got posted the next working day, including once posted on a Sat for bill paid on a Fri 6pm.

Never tried debit card before, so conceivably could take longer since the bank account needs to “accept” and be debited to be posted.

In any case, saw that you paid on 30 Jun, so you would have needed it to be posted on the same day…

 

[qingyong]

Just login to UOB iBanking website and saw that they have a newly added feature for UOB one called "interest tracker" .... nice!

Very nice. Should have this long ago haha

 

[saintgtril]

Just login to UOB iBanking website and saw that they have a newly added feature for UOB one called "interest tracker" .... nice!

Thanks for sharing. Too bad, i didnt see this in the apps.