UOB ONE Account

reiser

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I am using a UOB debit card for the $500 spend for my UOB One account.

I was told that any amount spent on the UOB card will contribute to the $500 spend.

Recently I discovered to my horror that NETS, AXS and online transfer do not count towards the spend. Only Paywave does. So when I make my payment, I have been using Paywave. However, although the amount I have spent has exceeded $500, the $500 spending bar still does not reflect all my spending. When I checked the terms and conditions, I read that ‘nondurable goods’ which is commonly defined as ‘clothes, food, shoes etc’ do not count.

I would like to know if there’s a way to find out exactly what are the expenses that count towards the $500 spend?

Transaction history does not reflect the ones that are taken into consideration. It reflects all transactions so I have no idea which are the ones that count towards the spending.

I have called their hotline. After a lengthy talk, the guy said he was unable to help me and needed the card department to speak to me. I waited while I was put on hold and was hung up!

I went down to their branch twice.

The first time, the bank staff told me he was only in charge of selling products so he’s unable to help me.

The second time, the bank staff standing outside the branch couldn’t answer my queries so she referred me to the front counter. But the front counter was also unable to help me so she said a card specialist would call me. When the so-called card specialist called me, she told me what I already know about my own account ie. the interest I received last month! When I said I wanted to know why my spending do not count, she said she would get a card specialist to call me (again!).

I am appalled that none of the UOB staff knows exactly how their savings account works. Looks like I am going to miss out on next month’s interest due to this stupid $500 spend despite me spending and spending trying to chalk up the spend.
 

Carrot010

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I am using a UOB debit card for the $500 spend for my UOB One account.

I was told that any amount spent on the UOB card will contribute to the $500 spend.

Recently I discovered to my horror that NETS, AXS and online transfer do not count towards the spend. Only Paywave does. So when I make my payment, I have been using Paywave. However, although the amount I have spent has exceeded $500, the $500 spending bar still does not reflect all my spending. When I checked the terms and conditions, I read that ‘nondurable goods’ which is commonly defined as ‘clothes, food, shoes etc’ do not count.

I would like to know if there’s a way to find out exactly what are the expenses that count towards the $500 spend?

Transaction history does not reflect the ones that are taken into consideration. It reflects all transactions so I have no idea which are the ones that count towards the spending.

I have called their hotline. After a lengthy talk, the guy said he was unable to help me and needed the card department to speak to me. I waited while I was put on hold and was hung up!

I went down to their branch twice.

The first time, the bank staff told me he was only in charge of selling products so he’s unable to help me.

The second time, the bank staff standing outside the branch couldn’t answer my queries so she referred me to the front counter. But the front counter was also unable to help me so she said a card specialist would call me. When the so-called card specialist called me, she told me what I already know about my own account ie. the interest I received last month! When I said I wanted to know why my spending do not count, she said she would get a card specialist to call me (again!).

I am appalled that none of the UOB staff knows exactly how their savings account works. Looks like I am going to miss out on next month’s interest due to this stupid $500 spend despite me spending and spending trying to chalk up the spend.
You may refer to this info:
https://www.uob.com.sg/web-resource...ng/one-account/uob-one-account-card-spend.pdf
 

vsvs24

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Thanks, I did. But it doesn’t help.
Since you say your spending bar did not move, look at clause 2 first. Is the debit card you are holding eligible ?

If it is, see the tnc for what is eligible spend and use it for those by paywave.
 

iduncheckmail

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I am using a UOB debit card for the $500 spend for my UOB One account.

I was told that any amount spent on the UOB card will contribute to the $500 spend.

Recently I discovered to my horror that NETS, AXS and online transfer do not count towards the spend. Only Paywave does. So when I make my payment, I have been using Paywave. However, although the amount I have spent has exceeded $500, the $500 spending bar still does not reflect all my spending. When I checked the terms and conditions, I read that ‘nondurable goods’ which is commonly defined as ‘clothes, food, shoes etc’ do not count.

I would like to know if there’s a way to find out exactly what are the expenses that count towards the $500 spend?

Transaction history does not reflect the ones that are taken into consideration. It reflects all transactions so I have no idea which are the ones that count towards the spending.

I have called their hotline. After a lengthy talk, the guy said he was unable to help me and needed the card department to speak to me. I waited while I was put on hold and was hung up!

I went down to their branch twice.

The first time, the bank staff told me he was only in charge of selling products so he’s unable to help me.

The second time, the bank staff standing outside the branch couldn’t answer my queries so she referred me to the front counter. But the front counter was also unable to help me so she said a card specialist would call me. When the so-called card specialist called me, she told me what I already know about my own account ie. the interest I received last month! When I said I wanted to know why my spending do not count, she said she would get a card specialist to call me (again!).

I am appalled that none of the UOB staff knows exactly how their savings account works. Looks like I am going to miss out on next month’s interest due to this stupid $500 spend despite me spending and spending trying to chalk up the spend.

if this type of thing causes you so much anguish, then change to those simpler cards like UOB abs or Maybank barca. They give a lower rate but lesser restrictions.

srsly lah, 3months $500 spend/mth, only $50 nia. For $50 not worth to travel back n forth to branch and call so many times to kajiao CSO. You cannot expect every CSO to know details of every single product in the bank T&Cs. Can you imagine how many products there are anot ???
 

reiser

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Since you say your spending bar did not move, look at clause 2 first. Is the debit card you are holding eligible ?

If it is, see the tnc for what is eligible spend and use it for those by paywave.

It’s my second month using the card and account so I know that the debit card is eligible.

The tnc doesn’t state what’s eligible spend. It only states what’s ineligible. On one hand, their bank staff say Paywave done at any merchant qualifies but their tnc states that food and clothes do not qualify. At first, I didn’t care about the bar because I used the card for everything. Then I realised even if I use Paywave, the spending bar didn’t move. I gave it a few days but it still didn’t move much/ It’s after I went to kajiao them yesterday that suddenly it moved by a large measure today.

It occurs to me that I am not able to track which are the expenses that count towards the spend.
 

vsvs24

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It’s my second month using the card and account so I know that the debit card is eligible.

The tnc doesn’t state what’s eligible spend. It only states what’s ineligible. On one hand, their bank staff say Paywave done at any merchant qualifies but their tnc states that food and clothes do not qualify. At first, I didn’t care about the bar because I used the card for everything. Then I realised even if I use Paywave, the spending bar didn’t move. I gave it a few days but it still didn’t move much/ It’s after I went to kajiao them yesterday that suddenly it moved by a large measure today.

It occurs to me that I am not able to track which are the expenses that count towards the spend.
Not possible to state all the eligible. Typically everything eligible except those stated as not eligible.
 

Mickey01

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OCBC 360 revise interest rates upwards. Still no action from UOB ONE .......:oops:
It’s my second month using the card and account so I know that the debit card is eligible.

The tnc doesn’t state what’s eligible spend. It only states what’s ineligible. On one hand, their bank staff say Paywave done at any merchant qualifies but their tnc states that food and clothes do not qualify. At first, I didn’t care about the bar because I used the card for everything. Then I realised even if I use Paywave, the spending bar didn’t move. I gave it a few days but it still didn’t move much/ It’s after I went to kajiao them yesterday that suddenly it moved by a large measure today.

It occurs to me that I am not able to track which are the expenses that count towards the spend.
I have used the card for years. Never had an issue meeting the $500/$1000/$2000 spend using the ONE visa card. All retail spend are eligible except the exclusion list. If you are still unsure, probably you can list the first month spend here and the folks here try to troubleshoot.
 

Trazora

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OCBC 360 revise interest rates upwards. Still no action from UOB ONE .......:oops:

I have used the card for years. Never had an issue meeting the $500/$1000/$2000 spend using the ONE visa card. All retail spend are eligible except the exclusion list. If you are still unsure, probably you can list the first month spend here and the folks here try to troubleshoot.
uob one interest revised in Aug already ah
 

vsvs24

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OCBC 360 revise interest rates upwards. Still no action from UOB ONE .......:oops:
Revise already. But as good as not revising.

Increase only for those that credit salary, not GIRO. And to the top tier only.

And after increase, still not attractive.
 

oceanicmanta

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just for reference

EIR 1%pa for 75k exactly (same as before)

EIR 1.4%pa for 100k exactly (inclusive of new 25k tier)

pls correct if wrong
 

changruihao

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due to the monthly deposit promotions, participated in it and they earmarked my funds. still can see current balance has value before earmark and avail balance is value after earmark. wondering if i can still earn interest based on the higher value
 
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