UOB ONE Account

[kimsix]

the tax giro max is $600 over 12 months and you need at least $10k tax.

$10k tax is about $150K annual income

 

[Mickey01]

the tax giro max is $600 over 12 months and you need at least $10k tax.

$10k tax is about $150K annual income

why do you need at least $10k tax? For what purpose?

 

[Avonez]

can check if the hacked way is nerfed issit...
for fast transfer SAL
this month got no interest

I also didn't get the full interest bcos uob canned the Fast transfer SAL. Maybe they are slowly clamping down.

 

[highsulphur]

I also didn't get the full interest bcos uob canned the Fast transfer SAL. Maybe they are slowly clamping down.

someone i know still got it for March interest using Fast SAL

 

[Claylite]

why do you need at least $10k tax? For what purpose?

There is a cap of $50 a month with 150k ADB. To get $50 at 6% rebate, this means you paid at least 833.33 each month which is 10k for 12 months. I think kimsix is referring to this.

 

[ykeen]

https://www.uob.com.sg/personal/save/one-account-tax-saver.page

From 1 April 2025 to 31 March 2026, get up to S$600 cash rebate when you choose to pay your personal income tax with UOB One Account.

Basicially most people will only be eligible for 11 months not entire 12 months right?

 

[maumu]

https://www.uob.com.sg/personal/save/one-account-tax-saver.page



Basicially most people will only be eligible for 11 months not entire 12 months right?

yeah looks like it... unless one already has the tax GIRO set up with UOB prior to the announcement of the promotion (1 April).

 

[KOPS1974]

I also didn't get the full interest bcos uob canned the Fast transfer SAL. Maybe they are slowly clamping down.

May I know you FAST from which bank?

 

[sglandscape]

May I know you FAST from which bank?

It's likely a user issue, the majority of everyone else has no problem

 

[KOPS1974]

It's likely a user issue, the majority of everyone else has no problem

Ok, cos I tried few days back.. looks ok...

 

[sglandscape]

Ok, cos I tried few days back.. looks ok...

Mine is on last month (got the interest) and the tracker works OK for this month.

 

[Mickey01]

Ok, cos I tried few days back.. looks ok...

too early to say, It may be same case as the other "red one", tracker looks ok but in the end following month no credit

 

[sglandscape]

too early to say, It may be same case as the other "red one", tracker looks ok but in the end following month no credit

The tnc for both are vastly different, so would not be too worried about it.

 

[KOPS1974]

too early to say, It may be same case as the other "red one", tracker looks ok but in the end following month no credit

Ahh... like that sian liow... ok, will check whether the interest ok or not next month.

 

[Mickey01]

There is a cap of $50 a month with 150k ADB. To get $50 at 6% rebate, this means you paid at least 833.33 each month which is 10k for 12 months. I think kimsix is referring to this.

I see .... thanks. I thought @kimsix meant that one need at least $833.33/mth tax payable to qualify for the monthly $50 rebate.

 

[thretiredDad]

I see .... thanks. I thought @kimsix meant that one need at least $833.33/mth tax payable to qualify for the monthly $50 rebate.

Iirc
income tax giro don’t split by 12 month
up to 10 months

 

[sglandscape]

Iirc
income tax giro don’t split by 12 month
up to 10 months

It's 12 months, just that for 2-3 months could be estimated if you don't finalise your NOA in March

 

[ahnyaahnya]

I also didn't get the full interest bcos uob canned the Fast transfer SAL. Maybe they are slowly clamping down.

How come you didn't get?
I did.
Did you charge at least $500 on your card by a few days before end of month?
Anyone else here didn't get?

 

[ahnyaahnya]

Anyone knows if conservancy charges qualify for card spend uob one?

No.
Anything pay garment one is not included

 

[ahnyaahnya]

I also didn't get the full interest bcos uob canned the Fast transfer SAL. Maybe they are slowly clamping down.

If they are going to stop salary through FAST when they have been doing so for so long, they should have to make an announcement that there is a change of terms.
It would be dishonest to just stop accepting FAST transfers that satisfied the requirement. Cos they would be depriving the account holders of the opportunity to decide whether to leave the money with the account