UOB ONE Account

[oceanicmanta]

One card got Paywave.
Go to supermarket, take one ST, tu, one New Paper, tu, done.

 

[chiokcc]

The min 3 transactions per mth requirement is for the credit card rebate, nothing to do with the bonus interest. So once you met the $500 spending in calendar month on the credit card you will get the bonus interest.

Anyway, you should just spend tiny amounts to make up the other 2 transactions on your UOB One card so that you will get the credit card rebate also.

I was just being hypothetical for sharing sake

Of cos, can easily achieve 2 more small transactions

 

[dork32]

not sure if you people have encountered this on the giro payment.

my giro is done usually on 4th of the month for my one card. a deduction was done on 4 dec. for jan, because of the long weekend. the deduction was brought forward to 31 dec. in other words, there are 2 deductions on dec and none on jan. so i dont get the giro interest for jan deposit.

i called in and uob say they will appeal for me on 1 feb. remember to call in should you be caught in the problem

 

[frustrateddude]

I was just being hypothetical for sharing sake

Of cos, can easily achieve 2 more small transactions

It happened to me once - paying my insurance of 1.7k forgetting the 3 min transactions requirement
Luckily uob was "lenient" and I got my quarterly rebate after an appeal.
But
don play w fire or else u might get burnt hor

 

[more3cm]

because of the long weekend. the deduction was brought forward to 31 dec. in other words, there are 2 deductions on dec and none on jan. so i dont get the giro interest for jan deposit.

I always kena this cos my CDA deduction is on 1st. I have 2 more giros arranged which can be turned on or off at will to ensure that I don't need to go through the appeal process

 

[kyteo79]

It happened to me once - paying my insurance of 1.7k forgetting the 3 min transactions requirement
Luckily uob was "lenient" and I got my quarterly rebate after an appeal.
But
don play w fire or else u might get burnt hor

Last night i spent 1200 in a shop. I requested the shop to swipe my Debit card 3 times in 400 each. They did that.

Go home i check UOB internet banking and see only 1 transaction. Call in and check and there are 3 transaction already but they merge it as 1.

I think i stop spending my UOB one a/c liao ? or should i spend 800 dollars more ? I should wait for my UOB one credit card right ?

 

[frustrateddude]

Last night i spent 1200 in a shop. I requested the shop to swipe my Debit card 3 times in 400 each. They did that.

Go home i check UOB internet banking and see only 1 transaction. Call in and check and there are 3 transaction already but they merge it as 1.

I think i stop spending my UOB one a/c liao ? or should i spend 800 dollars more ? I should wait for my UOB one credit card right ?

i think debit card visa spending (linking to your uob1 account) does not need 3 transactions requirement. (need $500 nia - anything more is "wasted")

Of course best is to spend w uob1 cc ( w 3 transactions requirement) but u will hv billing cycle statement(for uob1 cc rebate) vs monthly spending(for bonus interest for uob1 account) to deal w later

if u got it correct, u shd spend $1k not 800 on uob1 cc. (tier of $500/1000/2000)

btw new card holder rebate will be pro-rated for the first quarter

 

[kyteo79]

i think debit card visa spending (linking to your uob1 account) does not need 3 transactions requirement. (need $500 nia - anything more is "wasted")

Of course best is to spend w uob1 cc ( w 3 transactions requirement) but u will hv billing cycle statement(for uob1 cc rebate) vs monthly spending(for bonus interest for uob1 account) to deal w later

if u got it correct, u shd spend $1k not 800 on uob1 cc. (tier of $500/1000/2000)

btw new card holder rebate will be pro-rated for the first quarter

This one then bang wall ... last night purposely go spending spree ...
Go home immediately transfer from UNIPLUS to One a/c ..

Wana see how the ROI ..

Thanks Guru for explainning.

 

[dayowl]

Atu to mrt card tat is linked to uob one card...can the atu amt be considered as part of the 500 spending.?

 

[subprimelive]

should be
but better to call up uob hotline to ask

 

[bicycleming]

When will the interest credit to my account? i got more than 20k inside my one account, spend more than 500 and more than 3 transactions on Jan, have more than 2k salary inside, but my interest at 30th Jan is only 1 dollar

 

[relaxxjaxx]

Same here. My one card has more than 700 usage last month and the interest credit was only $2... Will wait one more night before I call them to ask.

 

[danong]

Don't ganjiong spider☺

 

[NTTDoCoMo]

Interest In

 

[drgame871]

I'm missing one giro transaction for Feb, is there any way to make a one-time giro payment for some service?

 

[Trazora]

I'm missing one giro transaction for Feb, is there any way to make a one-time giro payment for some service?

Only thing you can do is to quickly set up one, or better still a few more GIROs that likely go through towards the end of the month. There is only one way to set up GIRO.

 

[chiokcc]

Interest In

 

[denial86]

When will the interest credit to my account? i got more than 20k inside my one account, spend more than 500 and more than 3 transactions on Jan, have more than 2k salary inside, but my interest at 30th Jan is only 1 dollar

Same here. My one card has more than 700 usage last month and the interest credit was only $2... Will wait one more night before I call them to ask.

The daily interest and bonus interest are credited on different days. Don't so gan cheong please.

 

[kyteo79]

Have S$50,001.00 in the UOB one account (5th Jan 2016 started). Did 3 transaction on the debit card(going to throw it into my safe) and transfer top up immediately... then UOB ONE credit card i think 4k expenses.

Salary Credited (27th Jan) and then transfer to UNIPLUS account (28th Jan) ..

only got S$88.xx cents as interest only...

Have not recvd any credit card bills yet for the One card ...

Feeling abit strange on the interest returns ..

Any clues ? Is this normal ?

 

[wts2013]

Have S$50,001.00 in the UOB one account (5th Jan 2016 started). Did 3 transaction on the debit card(going to throw it into my safe) and transfer top up immediately... then UOB ONE credit card i think 4k expenses.

Salary Credited (27th Jan) and then transfer to UNIPLUS account (28th Jan) ..

only got S$88.xx cents as interest only...

Have not recvd any credit card bills yet for the One card ...

Feeling abit strange on the interest returns ..

Any clues ? Is this normal ?

hahaha yes, normal for u cos u started on 5 Jan, so only 27 days of interest lor, about $89.88, so $88.xx plus there interest u received on day 1, correct? hahaha