Another possibility is not all $500 are eligible spend for Bonus interest.
One Account will be eligible for Bonus Interest if the Primary Holder successfully charges a minimum required sum in a calendar month on retail transactions to such UOB credit card and/or UOB debit card as determined by us, which is issued to the Primary Holder as the main cardholder (“Condition 1”). For this purpose, retail transactions charged by the Primary Holders supplementary cardholder(s) will be accrued to and aggregated under the Primary Holder’s principal card. A transaction is
successfully charged if it has been posted in the Primary Holder’s statement as falling within a calendar month.
40.12 “Retail transactions” refers to local and foreign retail transactions and recurring bill payment but excludes the following:
(a) previous months’ outstanding;
(b) cash advances, balance transfers, fund transfers and fund withdrawals;
(c) instalment loans, monthly instalment under instalment payment plans or SmartPay;
(d) transactions arising from the use of your UOB credit card or UOB debit card for ATM transactions, NETS transactions, bill
payments at AXS, SAM and NETS;
(e) fees, interests, late payment charges and other financial charges imposed by UOB;
(f) payment of funds to any prepaid accounts, including but not limited to top-ups on any stored value facility, EZ Link card transactions and other transit link transactions;
(g) payment made to government institutions and services (for example, court cost, fines, bail and bond payments, tax payment,
postal services, intra-government purchases and any other government services not classified here);
(h) payment made to charitable / religious organizations;
(i) payment made on gambling or trading platforms (including but not limited to websites for trading of shares, foreign currency and cryptocurrency);
(j) unposted, voided, cancelled, disputed and/or reversed transactions within the calendar month for any reason. We reserve the right to debit the amount of Bonus Interest credited from any of your Accounts if the adjustments arising from such unposted, voided, cancelled, disputed and/or reversed transactions have not been made within the relevant month; and
(k) any other transactions we may exclude from time to time without prior notice.