
No lah, rebate does not affect spending, spending affected only if there is refund. If this happened to you, you have all the right to dispute with UOB.PSA
This happened to me.
Technically speaking, if you spend exactly $2000 each month, you will get your $300 cashback rebate after one quarter, but you only get $100 cashback rebate after 2nd quarter.
Your first $300 cashback will offset the 4th month's statement making you "spend" just $1700. So the "spend" for months 4, 5 and 6 is actually $1700, $2000 and $2000. So you get $100 (3.3%) instead of $300 (5%).

Each posted transaction is counted as one transaction.Is using SimplyGo count as one transaction?
UOB One Card is a Visa card. So each day's simplygo will be posted as 1 transaction. So if you take bus/mrt on 5 different days, you will hit 5 transactions.Is using SimplyGo count as one transaction?
clearly stated in the TnCArgh.
One of my credit card installment brought down my spending tier.
Didn't know credit card installment are not counted as qualifying transaction.
Long gone is their promise on same-day delivery.Do you guys receive any confirmation email from UOB after successful card application? UOB sent a SMS saying the application was successful, but I haven't heard any news since. No instruction, no info when the card will be delivered, etc.
DBS can send me card within one day of cancelling due to fraud. Uob takes 5 working days....Long gone is their promise on same-day delivery.
Instant approval is also a myth nowadays.
I applied the card and got it a week later.
Yes agreeDBS can send me card within one day of cancelling due to fraud. Uob takes 5 working days....

Few years back UOB physical token run out of battery they say cannot issue replacement at branch and must wait for them to mail out which takes a week. One week cannot do anything. They really put themselves above customers.DBS can send me card within one day of cancelling due to fraud. Uob takes 5 working days....
Mean while, DBS has the self service machine to get token replacement at certain branchesFew years back UOB physical token run out of battery they say cannot issue replacement at branch and must wait for them to mail out which takes a week. One week cannot do anything. They really put themselves above customers.