UOB one card

[silverbomb]

Hello UOB one users! This is my first UOB ONE credit card. I am not very sure how come there are two different amounts reflected in my UOB app for my UOB one credit card? Why is there a discrepancy in the amount between “current statement due” and “amount used”? Which is the amount I should be looking at when paying off my credit card bills ?

Seek advice on this please thanks v much! Previous credit cards that I have used only have one amount -statement due, so I am not so sure why UOB is like that.

Statement due is how much is last statement month total you spend and due to pay on 30dec.

Amount used is what you used after the statement is generated + what your last statement is. If you haven't pay your last statement, then this amount is always higher. In your case it's about $50 higher cos you charged about $50 aft statement is generated

If you paid your statement, then your statement due will be $0 and your amount used will only show how much you used. E.g. $50

 

[netzach]

Hello UOB one users! This is my first UOB ONE credit card. I am not very sure how come there are two different amounts reflected in my UOB app for my UOB one credit card? Why is there a discrepancy in the amount between “current statement due” and “amount used”? Which is the amount I should be looking at when paying off my credit card bills ?
Seek advice on this please thanks v much! Previous credit cards that I have used only have one amount -statement due, so I am not so sure why UOB is like that.

pay the current statement due amount.
current amount used is the total of what your current statement usage and amount unbilled after your current statement. (I.e., will be going to the next statement.)



Read HWZ Forum Rules!

 

[MuggerX]

Thank you very much for the replies! If use Favepay with UOB one Credit Card does it count towards the 500/1000 spending ?

 

[old horse]

sry if this has been ask b4..does overseas spending qualify for the quarterly cash rebate ? TIA

 

[JuniorLion]

Does UOB One Card exclude insurance payment for cashback calculations?

 

[maumu]

sry if this has been ask b4..does overseas spending qualify for the quarterly cash rebate ? TIA

Yes, unless it falls under one of the exclusions like if you use PayPal or something. Check the tnc.

 

[maumu]

Does UOB One Card exclude insurance payment for cashback calculations?

It has been excluded for some years already... pls read tnc.

 

[MuggerX]

FavePay and ShopBack is included under the cashback calculations right? Normal payment through the app. Not the installment one.

 

[ice_angel]

FavePay and ShopBack is included under the cashback calculations right? Normal payment through the app. Not the installment one.

Yes.

 

[Cai Tou Guo]

Hello UOB one users! This is my first UOB ONE credit card. I am not very sure how come there are two different amounts reflected in my UOB app for my UOB one credit card? Why is there a discrepancy in the amount between “current statement due” and “amount used”? Which is the amount I should be looking at when paying off my credit card bills ?

Seek advice on this please thanks v much! Previous credit cards that I have used only have one amount -statemhttps://www.uob.com.sg/personal/chat.pageent due, so I am not so sure why UOB is like that.

www.uob.com.sg/personal/chat.page Try this!

 

[sgbird]

Hi I am new to UOB one card. Currently I do not have much spending can use UOB credit card as either Fairpirce or ShengSiong got other better credit cards. Utility + Telco bills one month not enough to hit S$500.

Any other ways to consistently hit up S$500 spending every month to earn the One account saving bonus interest?

Many thanks!

 

[sohguanh]

Hi I am new to UOB one card. Currently I do not have much spending can use UOB credit card as either Fairpirce or ShengSiong got other better credit cards. Utility + Telco bills one month not enough to hit S$500.

Any other ways to consistently hit up S$500 spending every month to earn the One account saving bonus interest?

Many thanks!

A lot of these cards with good rebate got minimum spending so when you apply you aware correct?

Most ppl factor in grocery so they can hit. Your case is grocery use other cards remaining use this card and how to hit $500? I can think of buy items for Lazada, Shopee, Qoo10, children tuition fees, get some hobby that is expensive say golf? Or every weekend go eat at different atas restaurant then post pictures on social media say you eat very good etc? Or some forum say feed a mistress?

 

[longfart]

Hi all, does anyone know if AXS pay+earn transactions are eligible for cashback?

 

[liquidlight]

A lot of these cards with good rebate got minimum spending so when you apply you aware correct?

Most ppl factor in grocery so they can hit. Your case is grocery use other cards remaining use this card and how to hit $500? I can think of buy items for Lazada, Shopee, Qoo10, children tuition fees, get some hobby that is expensive say golf? Or every weekend go eat at different atas restaurant then post pictures on social media say you eat very good etc? Or some forum say feed a mistress?

children tuition fees excluded

 

[sgbird]

A lot of these cards with good rebate got minimum spending so when you apply you aware correct?

Most ppl factor in grocery so they can hit. Your case is grocery use other cards remaining use this card and how to hit $500? I can think of buy items for Lazada, Shopee, Qoo10, children tuition fees, get some hobby that is expensive say golf? Or every weekend go eat at different atas restaurant then post pictures on social media say you eat very good etc? Or some forum say feed a mistress?

I got 2K children tuition fee payment every month but it seems UOB excluded?

 

[sohguanh]

I got 2K children tuition fee payment every month but it seems UOB excluded?

Based on readers sharing the almost zero exclusions is Amex so best get one. For merchants don't take Amex then do the round about way, use Amex top-up Grab wallet which also function as a MasterCard and use this to pay the merchant unless MasterCard they don't take also?

 

[JuniorLion]

Hi all, does anyone know if AXS pay+earn transactions are eligible for cashback?

Even if yes, you are better off doing AMEX > Grab > AXS

 

[longfart]

Even if yes, you are better off doing AMEX > Grab > AXS

Oh yes, I’m aware of that route, but if AXS pay+earn is eligible for cashback, it’ll help in meeting the $500 min spend & for One account interest.

 

[chiokcc]

A few months back, as I had already met the minimum spend of $500 on the UOB1 credit card, I tested "AXS pay+earn" with a $5 payment.... it was reflected as part of eligible spend in the UOB one spend tracker ....

However, I am not sure if it is counted towards the credit card's quarterly rebate ....

I must stress again that, it was just a $5 "test" payment, I have not rely on "AXS pay+earn" to meet the $500 minimum spend so far ....

 

[chiokcc]

Even if yes, you are better off doing AMEX > Grab > AXS

"AXS pay+earn" charges 2.5%, so for $500, you are charged additional $12.50 .....

Pay $12.50 "fee" to get $400+ bonus interest per month if you have $100k and monthly salary deposit in UOB one account makes good sense to me ....