UOB one card

[NTTDoCoMo]

Hi,just to confirm. Town council s&cc does NOT qualify for UOB One Card cash rebate anymore?

Town council no longer qualify for cash rebate.

 

[SBC]

Town council no longer qualify for cash rebate.

But is qualified as Giro rite ?

 

[NTTDoCoMo]

But is qualified as Giro rite ?

Previously I use UOB One Credit Card for Town Council payment, after the revised TnC I had checked with UOB and they had confirmed Town Council is no longer qualified for Cash Rebate.

For GIRO, you might want to post at UOB One account thread?

 

[MarilynManson]

Hi,just to confirm. Town council s&cc does NOT qualify for UOB One Card cash rebate anymore?

stop since Feb 2018

 

[MrAppleCrumble]

Lol just applied this morning before 1pm.. they say same day delivery wor.. duno approve bo


lol wtf this uob damn nonsense.. applied at 9am they say before 1pm can same day delivery. until now still pending. wtf? fake news uob!

 

[Verbatin]

have been contributing here. but disappointed no one can answer this for me

i have a insurance payment (AWG insurance) which can be paid at the counter. was looking at the T&C and i does not seem to exclude insurance payment

can someone confirm? thanks

 

[Yachtmaster]

Dear verbatim in the online world u just have to upz your post so that more pple can see.

Uob does not exclude insurance indeed

have been contributing here. but disappointed no one can answer this for me

 

[MarilynManson]

have been contributing here. but disappointed no one can answer this for me

my prudential insurance is counted, not sure about other insurance companies

 

[ixoral]

accepted for eligible spend and/or rebates? - as recurring charge to cc? or you do manual payment

my prudential insurance is counted, not sure about other insurance companies

 

[Trazora]

accepted for eligible spend and/or rebates? - as recurring charge to cc? or you do manual payment

recurrent payment, can setup via pruaccess. Eligible spend for rebate on UOB One Card.

 

[ixoral]

Thanks! And this should count as the giro requirement too. That’s perfect

recurrent payment, can setup via pruaccess. Eligible spend for rebate on UOB One Card.

 

[Trazora]

Thanks! And this should count as the giro requirement too. That’s perfect

Uh you referring to Giro for uob one bonus interest? Need to be GIRO bill payment using funds from uob one account. GIRO payment using UOB One card not considered. The recurring payment count to the card spend for bonus interest though.

 

[ixoral]

My bad I got confused. Yes u’r right, thanks for the clarification

Uh you referring to Giro for uob one bonus interest? Need to be GIRO bill payment using funds from uob one account. GIRO payment using UOB One card not considered. The recurring payment count using the card spend for bonus interest though.

 

[Rackel]

Just wrote to MAS to make a feedback on UOB. Very unethical to ambush and refuse the $300 on more than $6k spent over 3 months.

No one has control over MCC. We are demanding for a full list of excluded merchants / spending as it will be very unfair for consumers to trail and error and keep spending.

We have experience from another bank that say spending for hospital and clinics are eligible but when we spend at National Heart Centre one day, the MCC code differ. It seems like they used an internet code though we pay are the counter.

However, this bank were able to be flexible unlike UOB. They on one want to enforce strictly on their T&C but yet their T&Cs are not very clear.

They wrote back to seek our understanding that they do not "have control" over the MCC.

Our point is if you do not have control, than you should not use something that you do not have control to control and manage the rebates.

 

[Trazora]

Just wrote to MAS to make a feedback on UOB. Very unethical to ambush and refuse the $300 on more than $6k spent over 3 months.

No one has control over MCC. We are demanding for a full list of excluded merchants / spending as it will be very unfair for consumers to trail and error and keep spending.

We have experience from another bank that say spending for hospital and clinics are eligible but when we spend at National Heart Centre one day, the MCC code differ. It seems like they used an internet code though we pay are the counter.

However, this bank were able to be flexible unlike UOB. They on one want to enforce strictly on their T&C but yet their T&Cs are not very clear.

They wrote back to seek our understanding that they do not "have control" over the MCC.

Our point is if you do not have control, than you should not use something that you do not have control to control and manage the rebates.

What was spent on and excluded?

 

[Henabi]

Just wrote to MAS to make a feedback on UOB. Very unethical to ambush and refuse the $300 on more than $6k spent over 3 months.

No one has control over MCC. We are demanding for a full list of excluded merchants / spending as it will be very unfair for consumers to trail and error and keep spending.

We have experience from another bank that say spending for hospital and clinics are eligible but when we spend at National Heart Centre one day, the MCC code differ. It seems like they used an internet code though we pay are the counter.

However, this bank were able to be flexible unlike UOB. They on one want to enforce strictly on their T&C but yet their T&Cs are not very clear.

They wrote back to seek our understanding that they do not "have control" over the MCC.

Our point is if you do not have control, than you should not use something that you do not have control to control and manage the rebates.

well.... before you start to go around making a fool of yourself..

Check out this hwz thread first

https://forums.hardwarezone.com.sg/106613979-post23.html

and also, its good to understand how merchants get their respective MCC
https://en.wikipedia.org/wiki/Merchant_category_code

MCC is not controlled by MAS, nor the banks. It is assigned to a merchant by the card company when the business first starts accepting cards as a form of payment.

Card company = VISA, Mastercard, AMEX, Diner, JCB, Discovery etc

 

[Rackel]

Well that's what I'm trying to say. If you have no control, should you be using something that you have no control to control and manage the rebates.

Is this fair to consumer. We cannot be doing a lucky draw like spending. This is the point to MAS!

 

[Rackel]

What was spent on and excluded?

Those that were eligible spent for the rebates. As we know, UOB One card has added so many exclusion over the years that now it look more like Selected Spend than "All Spend".

We cannot be spending and spending without knowing if which are NOT eligible. Their CS don't know either.

 

[VacheronLim]

Those that were eligible spent for the rebates. As we know, UOB One card has added so many exclusion over the years that now it look more like Selected Spend than "All Spend".

We cannot be spending and spending without knowing if which are NOT eligible. Their CS don't know either.

Yes payment/spending to certain merchants have been added to the exclusion list from time to time, UOB is not the only one doing it, most (if not all) banks can, and will do it

For the consumer who wish to take advantage of such rebates, it'll be good to stay abreast of such changes - be it checking in HWZ forum, or via other channels

There are some users who are more 'careful', they do the transaction in small amount to test market in advance. Of course not everyone has this luxury, and that's where collective intelligence here comes in handy.

 

[Rackel]

Yes payment/spending to certain merchants have been added to the exclusion list from time to time, UOB is not the only one doing it, most (if not all) banks can, and will do it

For the consumer who wish to take advantage of such rebates, it'll be good to stay abreast of such changes - be it checking in HWZ forum, or via other channels

There are some users who are more 'careful', they do the transaction in small amount to test market in advance. Of course not everyone has this luxury, and that's where collective intelligence here comes in handy.

Yes, but other bank are flexible when they understand the issue. UOB replied us to "understand" their issue but on the other hand wanted to enforce this strictly.

That's the different and that's why we wrote to MAS. We can only make note so often. Other bank don't change the T&C so often either. UOB made changes a few times within a year and it is getting hard to track. Just look at this tread if SP is excluded and we know how confusing their T&C has become.

We have time that we missed by less than $0.50 and we have to forgo the entire quarter spending.

Hence we need to be very clear and precise.