UOB one card

bluetwinkle

Senior Member
Joined
Apr 4, 2015
Messages
1,089
Reaction score
15
Does payments to educational institutions (e.g. universities) eligible for bill rebates? Thanks
Depends on whether they linked it to Government related institutions. ITE is considered government related.

The irony in my case was the payment was for dining and UOB is likely the merchant's bank too. My appeal regarding the MCC code was flatly rejected by the bank.

For potential controversial MCC code, I will skip UOB cards. KKH's specialist clinic using Fire Dept (govt related) MCC was considered my own "fault" and I was thus considered to have used my appeal quota for the year. I have better experience with Citibank when the MCC codes did not match what I have spent on.
 

petertan85

Master Member
Joined
Feb 28, 2008
Messages
2,818
Reaction score
0
I been using the uob one card.. but just realised that the monthly insurance premium is not entitled to rebates.. how ? Can appeal ?
 

habsters

Senior Member
Joined
May 2, 2010
Messages
644
Reaction score
1
Depends on whether they linked it to Government related institutions. ITE is considered government related.

The irony in my case was the payment was for dining and UOB is likely the merchant's bank too. My appeal regarding the MCC code was flatly rejected by the bank.

For potential controversial MCC code, I will skip UOB cards. KKH's specialist clinic using Fire Dept (govt related) MCC was considered my own "fault" and I was thus considered to have used my appeal quota for the year. I have better experience with Citibank when the MCC codes did not match what I have spent on.

I'm personally a BOC cardholder, so I'm familiar with MCC. The actual cardholder that was holding onto this card is a UOB customer for a long time and she had the card as she doesnt like dealing with multiple banks. Haha :D
 

bluetwinkle

Senior Member
Joined
Apr 4, 2015
Messages
1,089
Reaction score
15
I'm personally a BOC cardholder, so I'm familiar with MCC. The actual cardholder that was holding onto this card is a UOB customer for a long time and she had the card as she doesnt like dealing with multiple banks. Haha :D
Even though you may be familiar with MCC, the merchants' banks may amaze you.

I have a new case of invalid spend at an educational institute where UOB is likely the merchant bank again. British council is govt related!

However, British Council has clearly stated that it is not.

The British Council is an executive non-departmental public body, a public corporation (in accounting terms) and a charity under registration numbers 209131 (England and Wales) and SC037733 (Scotland). Although we receive a government grant in aid, the British Council is operationally independent from the UK government and does not carry out functions on behalf of the Crown.
Source: https://www.britishcouncil.org/organisation/structure
 

Trazora

Arch-Supremacy Member
Joined
Apr 19, 2015
Messages
23,331
Reaction score
1,206
U mean monthly installment for insurance is entitled to rebates ?

Think you meant recurring payment to insurance. Yes can get rebate. That is not "installment" i.e. UOB smartpay or 0% installment payment plan.
 
Last edited:

Kcusts

Master Member
Joined
Mar 2, 2012
Messages
2,965
Reaction score
344
Even though you may be familiar with MCC, the merchants' banks may amaze you.

I have a new case of invalid spend at an educational institute where UOB is likely the merchant bank again. British council is govt related!

However, British Council has clearly stated that it is not.

Bought tickets to the Singapore Science Center with the card. It was excluded and I did not get my quarterly rebate.
 

ahchan

Member
Joined
Apr 20, 2001
Messages
464
Reaction score
91
May I check does the topup to singtel Dash account consider valid spending for UOB rebate ? If not, does it be consider for the monthly $500 spending for the UOB one account ?
 

bluetwinkle

Senior Member
Joined
Apr 4, 2015
Messages
1,089
Reaction score
15
Bought tickets to the Singapore Science Center with the card. It was excluded and I did not get my quarterly rebate.
Frankly, it is totally ridiculous that UOB just conveniently blamed it on merchant codes. No effort is made to verify the issue. If UOB is indeed the merchants' banks as shown on my charge slips, the whole issue is just made worse. With another bank, I just had to inform what I had spent on at the merchant, the bank did its own check and credited me with the right benefits. For one particular merchant, I used the card serveral times thereafter but I never had to call in again, i.e. the MCC was updated.

UOB ONE card honestly does not deserve to be called Singapore's most generous rebate card.
 

Rxgn

Supremacy Member
Joined
Oct 26, 2002
Messages
7,387
Reaction score
702
Uob recuring bill for town council got counted in credit card spent?

Uob dont have recuring payment for SP right?

Sent from Samsung SM-G885F using GAGT
 

Trazora

Arch-Supremacy Member
Joined
Apr 19, 2015
Messages
23,331
Reaction score
1,206
Uob recuring bill for town council got counted in credit card spent?

Uob dont have recuring payment for SP right?

Sent from Samsung SM-G885F using GAGT

Town council not counted. UoB no recurring payment for SP, need to go SP service centre.
 

Layers

Arch-Supremacy Member
Joined
Aug 12, 2004
Messages
16,912
Reaction score
0
annual fees coming soon. got charged last yr. feel like cancelling if too charge again. what shld i do after. get a debit card?

Sent from Samsung SM-N950F using GAGT
 

Trazora

Arch-Supremacy Member
Joined
Apr 19, 2015
Messages
23,331
Reaction score
1,206
annual fees coming soon. got charged last yr. feel like cancelling if too charge again. what shld i do after. get a debit card?

Sent from Samsung SM-N950F using GAGT

As in they refused to waive? If you using the card for uob one account bonus interest, can use uob yolo card instead.
 

Mickey01

Senior Member
Joined
Mar 5, 2017
Messages
1,587
Reaction score
676
Bought tickets to the Singapore Science Center with the card. It was excluded and I did not get my quarterly rebate.

Out of curiosity, may I ask. In your case
if Month #1 you meet $1000 spend tier
Month #2 you meet $1000 spend tier
Month #3 you miss the $1000 spend tier because of this incident
you get $0 rebate for the quarter?
 

VacheronLim

Senior Member
Joined
Sep 25, 2007
Messages
1,906
Reaction score
25
Out of curiosity, may I ask. In your case
if Month #1 you meet $1000 spend tier
Month #2 you meet $1000 spend tier
Month #3 you miss the $1000 spend tier because of this incident
you get $0 rebate for the quarter?

should be $50 rebate if the "legitimate" spending for each of the 3 months in that quarter are at least $500

can try appealing maybe UOB will be lenient
 
Important Forum Advisory Note
This forum is moderated by volunteer moderators who will react only to members' feedback on posts. Moderators are not employees or representatives of HWZ Forums. Forum members and moderators are responsible for their own posts. Please refer to our Community Guidelines and Standards and Terms and Conditions for more information.
Top