Yeah, but the minimum spent must reach, and not really easy to hit all cat. I tried before with Citibank cash back card and cancelled it, headache to track. $400 to get $24 each cat, ends up have to spend alot more on diff cat to get the max.
IMO the best is Maybank F&F card let you choose 5 cat and 8% capped $25 per month. $300 get $24 is easier. Dining and Telco bill easily adds up to $600, which already win UOB one card with $50 monthly and $150 quarterly, sadly utilities bills not counted, if not this is the easily best card liao。
pS: but I frequent Shopee etc user, that 5% is alot, bought a monitor $1.5k extra $75 rebate on top of the usual liao, hence I’m still keeping UOB one card with One account, if not I cancel it long ago lol