UOB one card

[beri stupid idiot]

For sp services ... go their counter pay ... woodlands and summerset

 

[sebastgt]

For sp services ... go their counter pay ... woodlands and summerset

... and Toa Payoh HDB hub

 

[knightdreamer]

just gotten the UOB One Card this month. logged onto my ibanking account and was surprised to see that there was no option to pay my telco bill with the card (i do not have any savings account with UOB)

called the CSO and was shocked to be told that I am unable to pay bills with my credit card via ibanking kind of funny since I am able to do so with all the other banks...

so how do I get about to paying my bills (StarHub, Singtel, SP services)? anyone able to advise?

**Sorry if this question has been asked before**

for starhub just go to their website and singtel go to mybill.
Or you can consolidate your bills

Bill Pay Service with Credit Cards - Payment Advantages | UOB Singapore

 

[naro]

just gotten the UOB One Card this month. logged onto my ibanking account and was surprised to see that there was no option to pay my telco bill with the card (i do not have any savings account with UOB)

called the CSO and was shocked to be told that I am unable to pay bills with my credit card via ibanking kind of funny since I am able to do so with all the other banks...

so how do I get about to paying my bills (StarHub, Singtel, SP services)? anyone able to advise?

**Sorry if this question has been asked before**

Uob not the most advanced. Anyway, even if u pay by credit card through ibanking, usually these transactions does not count towards retail spending required for rebates or miles

 

[beri stupid idiot]

... and Toa Payoh HDB hub

missed that wahahaha tks

 

[jingchyi87]

thank you all for your replies. appreciate the help

yea, UOB really not very 'advanced'.... totally do not feel the convenience of this CC

 

[hwmook]

Uob not the most advanced. Anyway, even if u pay by credit card through ibanking, usually these transactions does not count towards retail spending required for rebates or miles

Exactly, i don't know why anybody pay their bills thru ibanking website.

UOB is one of the most technological backward bank in Singapore together with ANZ. Poor ibanking website/app, no e-statement for credit cards until now. Really crappy.

 

[Polar Bear King]

Exactly, i don't know why anybody pay their bills thru ibanking website.

UOB is one of the most technological backward bank in Singapore together with ANZ. Poor ibanking website/app, no e-statement for credit cards until now. Really crappy.

despite being backward,UOB has this ONE card which provides basic rebate 3.333% which is very safe to the bank i.e. won't lose much money in the worst case and will most likely earn money in most cases. The mathematician behind gets this magic number right on the dot!
this white card will probably outlast any other gimmick cards for years.

 

[dunkmycar]

despite being backward,UOB has this ONE card which provides basic rebate 3.333% which is very safe to the bank i.e. won't lose much money in the worst case and will most likely earn money in most cases. The mathematician behind gets this magic number right on the dot!
this white card will probably outlast any other gimmick cards for years.

Personally, I think this is a very safe card to get $30 rebate per quarter so long as you link your telco bills, utilities bill, town council etc and it should hit $300 per month easily. What's more, UOB has a few tie-ups for interest-free instalments, so all the better!

There must be a reason why Maybank Platinum Visa has mirrored this particular rebate system

 

[PeachGal]

Personally, I think this is a very safe card to get $30 rebate per quarter so long as you link your telco bills, utilities bill, town council etc and it should hit $300 per month easily. What's more, UOB has a few tie-ups for interest-free instalments, so all the better!

There must be a reason why Maybank Platinum Visa has mirrored this particular rebate system

Hii.. Linking as in setting auto scheduled usage from UOB one card? Recurring payment maybe, but not all payment can be done from One card. The point for for this card is not only meeting min spending but also keeping to max spending for the 3 mths. Can be taxing to certain extend.

 

[denial86]

Not really.. At first I thought so too, because for the first year of using this card I had trouble hitting even the minimum $300 and did not hit a single quarterly cash rebate because I wasn't really used to the idea of using credit cards.

Then I realised that I can just set up my insurance premiums to be paid with this card (I have 4 prudential policies which mean 4 transactions) and viola! At least $30 a quarter now. I also included my Singtel bill to be paid with the card and now hit $500 without even charging anything else.

Of course logic says the extra $200 charge is wasted if I don't hit the $800 mark, so either try to charge another $300, or move the $200 over to another card I suppose. Although I still haven't found another worthy card to charge the remainder to so I try to just hit the $800 mark.

 

[PeachGal]

Not really.. At first I thought so too, because for the first year of using this card I had trouble hitting even the minimum $300 and did not hit a single quarterly cash rebate because I wasn't really used to the idea of using credit cards.

Then I realised that I can just set up my insurance premiums to be paid with this card (I have 4 prudential policies which mean 4 transactions) and viola! At least $30 a quarter now. I also included my Singtel bill to be paid with the card and now hit $500 without even charging anything else.

Of course logic says the extra $200 charge is wasted if I don't hit the $800 mark, so either try to charge another $300, or move the $200 over to another card I suppose. Although I still haven't found another worthy card to charge the remainder to so I try to just hit the $800 mark.

Yeah agreed if you meet min spending and not too calculative about losing some rebates due to diff spending per month. I would always agreed with keeping things simple with less CCs.

 

[denial86]

Yeah, having multiple cards seems too complicated especially if you have to remember when each card has hit a rebate limit and need to change to another card. And then having to remember if that next card has enough to hit a qualifying minimum spending.

But at the end of the day... So far for cashback wise, I still think ONE seems to be the most practical. The fiancé has a DBS Live Fresh that got him only $80-$100 worth of vouchers (Only after a discounted rewards points rate too!) after he spent more than 20k in a span of about 2 years. And that. Is. Just. Sad.

If I take that 20+k spendings and hit $800 each month for that span of 2years I could have gotten $640 after 2 years! *shakes head*

I tooootally sound like a ONE ambassador, haha!

 

[Polar Bear King]

Yeah, having multiple cards seems too complicated especially if you have to remember when each card has hit a rebate limit and need to change to another card. And then having to remember if that next card has enough to hit a qualifying minimum spending.

But at the end of the day... So far for cashback wise, I still think ONE seems to be the most practical. The fiancé has a DBS Live Fresh that got him only $80-$100 worth of vouchers (Only after a discounted rewards points rate too!) after he spent more than 20k in a span of about 2 years. And that. Is. Just. Sad.

If I take that 20+k spendings and hit $800 each month for that span of 2years I could have gotten $640 after 2 years! *shakes head*

I tooootally sound like a ONE ambassador, haha!

so the creativity part is make sure one card one use and all the numbers fit in perfectly every month. It can be done given some effort.

 

[PeachGal]

Yeah, having multiple cards seems too complicated especially if you have to remember when each card has hit a rebate limit and need to change to another card. And then having to remember if that next card has enough to hit a qualifying minimum spending.

But at the end of the day... So far for cashback wise, I still think ONE seems to be the most practical. The fiancé has a DBS Live Fresh that got him only $80-$100 worth of vouchers (Only after a discounted rewards points rate too!) after he spent more than 20k in a span of about 2 years. And that. Is. Just. Sad.

If I take that 20+k spendings and hit $800 each month for that span of 2years I could have gotten $640 after 2 years! *shakes head*

I tooootally sound like a ONE ambassador, haha!

Yes sometimes people forget CC is orginally meant to bring convenience. Alot of times, they got distracted by the perks.

 

[naro]

so the creativity part is make sure one card one use and all the numbers fit in perfectly every month. It can be done given some effort.

yup.. data entry effort and excel skills.

i personally feel pivot table is very useful.

 

[naro]

Personally, I think this is a very safe card to get $30 rebate per quarter so long as you link your telco bills, utilities bill, town council etc and it should hit $300 per month easily. What's more, UOB has a few tie-ups for interest-free instalments, so all the better!

There must be a reason why Maybank Platinum Visa has mirrored this particular rebate system

or maybe someone from UOB who created the card joined Maybank. haha

 

[naro]

Not really.. At first I thought so too, because for the first year of using this card I had trouble hitting even the minimum $300 and did not hit a single quarterly cash rebate because I wasn't really used to the idea of using credit cards.

Then I realised that I can just set up my insurance premiums to be paid with this card (I have 4 prudential policies which mean 4 transactions) and viola! At least $30 a quarter now. I also included my Singtel bill to be paid with the card and now hit $500 without even charging anything else.

Of course logic says the extra $200 charge is wasted if I don't hit the $800 mark, so either try to charge another $300, or move the $200 over to another card I suppose. Although I still haven't found another worthy card to charge the remainder to so I try to just hit the $800 mark.

I read somewhere that you can pay Prudential premiums online via PruAccess but not sure if its considered online transaction by Frank.

If it is not, you'll still get $13.50 of rebates each month [$300 (insurance) * 0.5% and $200 (telco) * 6%]. But more hassle for you because you'll need to make monthly payments with your Frank card and to meet the $500 monthly transaction.

 

[Polar Bear King]

yup.. data entry effort and excel skills.

i personally feel pivot table is very useful.

no need lar,just a reminder on your phone,min work,efficiency very important!

 

[denial86]

I read somewhere that you can pay Prudential premiums online via PruAccess but not sure if its considered online transaction by Frank.

If it is not, you'll still get $13.50 of rebates each month [$300 (insurance) * 0.5% and $200 (telco) * 6%]. But more hassle for you because you'll need to make monthly payments with your Frank card and to meet the $500 monthly transaction.

Haha actually my telco only $45 a month. The bulk of $500 comes from my insurance with abit going to a monthly installment for a spa package, which means if I tried to use Frank, I'd only get $5 a month? Hehehe..

no need lar,just a reminder on your phone,min work,efficiency very important!

Actually I have an excel sheet too! Because I enjoy staring at rebates earned. What kind of reminder do you have exactly? Hard to track spendings leh..