UOB one card

[k8118k]

u need hit the quarterly rebate to get the additional 50

 

[eedwinn]

Anyone knows if I can charged (and settled the bill) for the card say $1k, and subsequently 2 months later it gets refunded, can I convert the credit into cash?

Or must I use it to offset future bills?

 

[purpletoysmum]

Offset future bills.

 

[beri stupid idiot]

there will be a statement called bill redemption : )

 

[idrinkecoke]

This card still worth getting as i spend slightly over 300 per month on bills, eating, shopping?

Seems like the rebates are better than my posb everyday.

 

[ccssgm]

This card still worth getting as i spend slightly over 300 per month on bills, eating, shopping?

Seems like the rebates are better than my posb everyday.

Agreed.. Going to shift all spender to UOB One card
Except Pump SPC got 6% rebate.

 

[saggice]

its useful if u constantly spend the right amount for the 3 consecutive months... and note that if u r not keeping track and exceed, the difference which you exceeded does not have any points/rebates.

So you need to ensure u spend 300 300 300 or 800 800 800 or 1500 1500 1500......

There was once I spent 2k, 1600 and 3rd month I thought I will buy something and spend 1500 but in the end I decided to save and in the end spend 400... in the end I got $30 nia.

im too lazy to keep on keeping track of my spending every month.

 

[naro]

its useful if u constantly spend the right amount for the 3 consecutive months... and note that if u r not keeping track and exceed, the difference which you exceeded does not have any points/rebates.

So you need to ensure u spend 300 300 300 or 800 800 800 or 1500 1500 1500......

There was once I spent 2k, 1600 and 3rd month I thought I will buy something and spend 1500 but in the end I decided to save and in the end spend 400... in the end I got $30 nia.

im too lazy to keep on keeping track of my spending every month.

Then this is the wrong card for u

 

[idrinkecoke]

If i spend 350, 340, 310 I will get $30.00 right, if the last month i spent $900.. i will still get $30.00?

Seems like none of the cashback cards are good deal for the small spender.

 

[naro]

If i spend 350, 340, 310 I will get $30.00 right, if the last month i spent $900.. i will still get $30.00?

Seems like none of the cashback cards are good deal for the small spender.

Yes.

There is anz travel card. 2.5% rebate with no minimum spend. Capped at $10k spend per mth

 

[altya1]

Yes.

There is anz travel card. 2.5% rebate with no minimum spend. Capped at $10k spend per mth

the anz travel visa signature? 2.5% refers to e miles redemption? Too bad need min $60k per annum

 

[naro]

the anz travel visa signature? 2.5% refers to e miles redemption? Too bad need min $60k per annum

Yup. If one redeems the miles for cash rebates, it works our to 2.5% cash rebate.

 

[bornfree]

How to find out which months are your qualifying quarter?

 

[PeachGal]

How to find out which months are your qualifying quarter?

Hi. U will know it only at end of quarter... There might be complications although. =\

 

[naro]

How to find out which months are your qualifying quarter?

Its stated on the monthly statement

 

[bornfree]

Its stated on the monthly statement

I can't find it on my statement, which part of the statement is it printed?

 

[naro]

I can't find it on my statement, which part of the statement is it printed?

Its printed after the portion on my UOB One card's transactions.

 

[adviseandadvices]

Yes, look carefully at your statment.

It is something like this (off my memory):

"Your qualifying quarters are Apr - Jun, Jul - Sep, Oct - Dec, Jan - Mar. Rebates will be in 1 month after the qualifying quarter."

Something like this.

 

[adviseandadvices]

If i spend 350, 340, 310 I will get $30.00 right, if the last month i spent $900.. i will still get $30.00?

Seems like none of the cashback cards are good deal for the small spender.

Yes, that's why you get max of 3.33% if you spend exactly S$300/S$800/S$1500.

If you spend 300, 400, 500, you get effectively 30/1200 which is 2.5%.

This is why I recommend this card for recurring bills which add up close to the qualifying amount. If you use the card for normal purchase, your effective % rebate decreases.

 

[ForumRider]

have been hitting $8xx with all my insurance and small purchases each mth for past 6 mth... getting $80 every quarter
shiok

$1500 is pretty hard for my lifestyle