UOB Stash Account

[Devilsire]

Yes, just got earmarked and paid $320

gotten too.
EIR 3.62%
1/10 withdraw date

 

[FlyGuardX]

what happen if they cut the stash interest rate while you earmark?

 

[ericcsn]

what happen if they cut the stash interest rate while you earmark?

Likely everywhere else would be cut when that happens no?

 

[jackiehuat]

gotten too.
EIR 3.62%
1/10 withdraw date

Just gotten my cash bonus too! Withdrew all including $1K for min fall below balance

 

[Claylite]

Saw that UOB stash has a minimum initial deposit of 1k, but Min balance is waived for 1st 6 months when opened online.

Anyone know how long you have to make the initial deposit? Thinking to open now but deposit funds only next month.

 

[FlyGuardX]

Saw that UOB stash has a minimum initial deposit of 1k, but Min balance is waived for 1st 6 months when opened online.

Anyone know how long you have to make the initial deposit? Thinking to open now but deposit funds only next month.

i probably move my money over here as well and not earmark. they probably give one month notice before revising the rate down. rare to see stash having the highest rate in the market. at least got the min balance waiver for 6 mths. early account closure fee is also 6 months long. so can keep the account empty for the remaining period if rate get revised down.

 

[Claylite]

Realise June is not a good month to start cos 1 Jun is a Sunday so the value date of transactions will be 2 June, and the ADB for the month will be lowered… maybe try for July but don’t know how rates will be then.

 

[peppermint7]

Realise June is not a good month to start cos 1 Jun is a Sunday so the value date of transactions will be 2 June, and the ADB for the month will be lowered… maybe try for July but don’t know how rates will be then.

Are you referring to new account or existing account?
I actually started on 3rd March Monday. Gotten $3.97 (29/3) + $234.78 (1/4) interest. My is new account new fund in.

 

[Claylite]

Are you referring to new account or existing account?
I actually started on 3rd March Monday. Gotten $3.97 (29/3) + $234.78 (1/4) interest. My is new account new fund in.

You transfer funds in immediately on the day your account is opened? I was thinking to open first then transfer in at the start of the month, so will be 1 day of zero account balance since 1st business day is 2 June.

Sounds like better to open on 2nd June itself and fund the account immediately.

 

[peppermint7]

You transfer funds in immediately on the day your account is opened? I was thinking to open first then transfer in at the start of the month, so will be 1 day of zero account balance since 1st business day is 2 June.

Sounds like better to open on 2nd June itself and fund the account immediately.

I open it on 3rd March Monday. Then fill the form to join the promo. Then fund in. All within 3rd itself.
I already have existing log in access to UOB fyi. For those totally new to UOB I'm not sure how long it takes for you to be able to log in.

 

[Jirachi]

I am still very surprised that UOB has not cut Stash Account interest rates

 

[JetStorm]

I am still very surprised that UOB has not cut Stash Account interest rates

Stop giving them ideas!

 

[iphone88]

Just open stash acccount and start to deposit money.
How come the the balance to maintain is 0?
And Top up required to earn interst is 0 also?

 

[Purplestars]

This account can just keep $100k in there and leave it to earn max interest?

Get EIR 3.62%?

 

[CrashWire]

This account can just keep $100k in there and leave it to earn max interest?

Get EIR 3.62%?

How did you arrive at the 3.62% number?

 

[Jirachi]

Stop giving them ideas!

Not about this. It's up to when UOB thinks they now need to take a bigger spread for profit...

 

[JetStorm]

Not about this. It's up to when UOB thinks they now need to take a bigger spread for profit...

We will just milk it as long as it last.

 

[Jirachi]

We will just milk it as long as it last.

Ya, I know. I am doing the same thing.

 

[Ronaldo88]

Actually now is uob one or stash better.. Feel like closing stash

 

[xRenol]

Actually now is uob one or stash better.. Feel like closing stash

The EIR for UOB One is higher at SGD 150,000 (provided you can fulfill the conditions) as compared to UOB Stash at SGD 100,000. If you have sufficient funds, you can just deposit in both accounts.