The phone is not for me... for some family members oversee... I need a cheap phone(s) so that my wife can keep in contact with her overseas family members... now can't travel so I'm thankful that I got the Redmi 5 for them a few years earlier... that was 2018, so now those phones are about 3 years old, which also means their batteries may be time's up already... so doing some pre-emptive research in case I need to suddenly buy some phones... I intend to use my Note 8 until it really dies... it's still excellent after a battery change... but Redmi phones, I think no one wants to change batteries for them... hahaha...
But I ask about NFC cos I also plan to get some cheap entry level phone lar... the flagships are priced crazy while the entry level phones are really quite good nowadays. so really exploring... I only text and make calls mostly, and surf internet... and receive OTPs for online shopping... so the flagship is a bit of an overkill... last time always use flagship but now can't stomach the price...