Your perception towards $?

1982-1994

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For me,
Can save even couple of hundreds monthly is ok as long as housing loan,bills, insurance premiums and expenses are covered
Not 5tre55ed in life since we have no kids

Job1ess never mind, just sell the current flat and get a $700k 4r resale flat at standard location, no more housing loan while renting 2 bedrooms out to supplement for my daily expenses



Oh ya, wife carries on working
 
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Krabs.

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gold increase by 30+ % per annum in 2024 and 2025

it means our money shrink by a lot
 

Tsoukalos

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For me,
Can save even couple of hundreds monthly is ok as long as housing loan,bills, insurance premiums and expenses are covered
Not stressed in life since we have no kids

Jobless never mind, just sell the current flat and get a $700k 4r resale flat at standard location, no more housing loan while renting 2 bedrooms out to supplement for my daily expenses

Oh ya, wife carries on working
 

mooseolly

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Money can always earn back. I have seen people make a lot and lose it back only to earn back again.
 

dushensiao

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Money can always earn back. I have seen people make a lot and lose it back only to earn back again.
If they make it from scratch then means they can do it again. But for toto/inheritance if anyhow spend means may not recover ever.
 

coyote

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For me,
Can save even couple of hundreds monthly is ok as long as housing loan,bills, insurance premiums and expenses are covered
Not 5tre55ed in life since we have no kids

Job1ess never mind, just sell the current flat and get a $700k 4r resale flat at standard location, no more housing loan while renting 2 bedrooms out to supplement for my daily expenses



Oh ya, wife carries on working

Don't mind me saying. Rich and poor are relative. Rich people existed only because there are poor people, vice versa. If there are no poor people, they will not be rich people.

So, if you are aiming so low just for self sufficiency, it only takes few people to strive harder and invest harder for them to overtake you. The amount of money you have is still the same. They just make more money for themselves and that's all it takes for them to make you below average or poor.

I would suggest to still work harder and invest harder.🙏 At least make yourself above average.
 
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win_man

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Money is my best friend, my foundation in life. And i love CPF as it won't leave me nor forsake me.
 

s-ghost

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enough to spend
enough to be comfortable
enough to save

is good enough
 

neutralph

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Don't mind me saying. Rich and poor are relative. Rich people existed only because there are poor people, vice versa. If there are no poor people, they will not be rich people.

So, if you are aiming so low just for self sufficiency, it only takes few people to strive harder and invest harder for them to overtake you. The amount of money you have is still the same. They just make money for themselves and that's all it takes for them to make you below average or poor.

I would suggest to still work harder and invest harder.🙏 At least make yourself above average.
Isn't that also relative. It's a neverending comparison. What is above average now is not later.

Unless it is some limited resource, don't see the need to bother others from over taking.
 

helloicanseeu

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For me,
Can save even couple of hundreds monthly is ok as long as housing loan,bills, insurance premiums and expenses are covered
Not 5tre55ed in life since we have no kids

Job1ess never mind, just sell the current flat and get a $700k 4r resale flat at standard location, no more housing loan while renting 2 bedrooms out to supplement for my daily expenses



Oh ya, wife carries on working
your wife dont mind staying with strangers? lol
 

Can Or Not

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For me,
Can save even couple of hundreds monthly is ok as long as housing loan,bills, insurance premiums and expenses are covered
Not 5tre55ed in life since we have no kids

Job1ess never mind, just sell the current flat and get a $700k 4r resale flat at standard location, no more housing loan while renting 2 bedrooms out to supplement for my daily expenses



Oh ya, wife carries on working
Your wife don't mind you not working?
 

Can Or Not

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I am considered a spendthrift... only recently managed to save a bit... last time, i will spend to take courses to pursue my goal... now i prudent a bit... seeing i going nowhere... don't spend so much...
 
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