Your perception towards $?

coyote

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Isn't that also relative. It's a neverending comparison. What is above average now is not later.

Unless it is some limited resource, don't see the need to bother others from over taking.

It's very simple. Edmwers day in day out complained about cost of living, why? Because only those in the lowest rung of the society will feel the worst heat. Government subsidies or benefits is always to help this group to survive but it will never elevate them from the lowest rung to the higher rungs, that has to be depend entirely on themselves.

Now, if the lowest rung survive due to help from the government, you need to be better than them and you shall survive without any government help and cost of living will not be an issue for you. Better still, be above average and say bye bye to col. So, don't be poor. If you can, be rich.
 

MoeLanYong

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For me,
Can save even couple of hundreds monthly is ok as long as housing loan,bills, insurance premiums and expenses are covered
Not 5tre55ed in life since we have no kids

Job1ess never mind, just sell the current flat and get a $700k 4r resale flat at standard location, no more housing loan while renting 2 bedrooms out to supplement for my daily expenses



Oh ya, wife carries on working

I hold money lightly. Most if not all my decisions are driven by values and reason, not money. Seldom I use money to formulate a major decision. I have, I spend. I dun have, I dun spend. That's all. It is a tool to be used. Not a treasure to hoard. Or worse, let it change who I am, as a person. I rarely argue / quarrel with my wife over money. She wants, just take all. I dun care.
 

1982-1994

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Don't mind me saying. Rich and poor are relative. Rich people existed only because there are poor people, vice versa. If there are no poor people, they will not be rich people.

So, if you are aiming so low just for self sufficiency, it only takes few people to strive harder and invest harder for them to overtake you. The amount of money you have is still the same. They just make money for themselves and that's all it takes for them to make you below average or poor.

I would suggest to still work harder and invest harder.🙏 At least make yourself above average.
Can't fathom why the need to make myself above average
your wife dont mind staying with strangers? lol
That is in dire straits
Your wife don't mind you not working?
She says she can support me financially if I am jobless, many times
I have been telling her I am not going to work if I lose the current job, many times

I only manage to save 20% of my pay monthly.
These savings have to tank yearly big ticket payments also.
I'm saving 20% too
My big ticket item is the current foldable phone and I hope I'm not buying anymore phone for the next 3 years ,of course it is hard or even impossible
 

1982-1994

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Job1ess never mind, just sell the current flat and get a $700k 4r resale flat at standard location, no more housing loan while renting 2 bedrooms out to supplement for my daily expenses
Got $400k sales proceeds got talk
 

MajiMax

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Money is something you need in case you don't die the next day.
 
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My perception towards money now is this:


“Keep your lives free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.””

‭‭Hebrews‬ ‭13‬:‭5‬ ‭NIV‬‬
 

Nekorare

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Earn all you can (work hard), save all you can (be frugal), give all you can (be generous towards worthy causes).
 

Fightfat

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Bro , I hate to say this.
With your finances report and health scare , I think you can retire easily.
You have endure smoking environment for more than 15 years already.
Just fxxx care MBS Liao.
 

virtualape

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for those saving, its not about saving cos interest rate cant catch up with inflation. find somewhere to invest. anything safe that gives above 2% is better than savings interest.
 

gnoes85

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I old tradition, believe a man should be the sole breadwinner. Wife should solely take care kid for better upbringing and do household chores. No maid and no in-laws or parents to ever take care kid.
Which means, I will work until I die
 

Enola88

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When young, money’s never enough. When finally achieve financial freedom, other commitments take over.

And by the time get older, the passion fades or you simply don’t need that much anymore, since already have most of what you want…..

Such is life
 

coyote

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Can't fathom why the need to make myself above average

It's just like one politician once said, it's a personal choice to be mediocre.

It's ok if you do not understand. Just leave it. You have chosen.
 

Iamnobodyla

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I already lie flat. Have some health issues so i feel daily work no stress, healthy surviving every day, happy with my husband, sometimes go travel is the most important thing.
 

NintendoSwitch

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In a sense, I more rich than those millionaires and billionaires. Life no pressure.
Money si options. No marnee no tok. Liches can choose 2 eat omakase breakfast by chef flown in from Japan. Lunch in London and dinner in Maldives. Can go out to middle of the ocean in their mega yachts and do any kind of heinous thing but not a crime becos no law applies. Can eben go to sum country west of Japan for transplant organs easily. No marnee no options.
 
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