Youtrip (Pay overseas with no fees) DO NOT ask or post referral

[IcYFl4mEz]

Ok thanks. I’d gob find out more. But if rebate capped at $20, then only can spend $1k. Anything more no rebates.

Yes anything more no rebate, but then if FX free and exchange same or better than youtrip, then why not?
so here asking who compared their exchange rate before. Or can just take the app exchange rate as ref.
As youtrip exchange rate, can just go in the app and try to exchange sgd to xxx , it will show. And youtrip no need change to fcy before spending, not sure if dbs one is the same

 

[twosix]

Yes anything more no rebate, but then if FX free and exchange same or better than youtrip, then why not?
so here asking who compared their exchange rate before. Or can just take the app exchange rate as ref.
As youtrip exchange rate, can just go in the app and try to exchange sgd to xxx , it will show. And youtrip no need change to fcy before spending, not sure if dbs one is the same

Yt and Revolut will show the rates when trying to exchange. DBS and Revolut don’t.

 

[IcYFl4mEz]

Yt and Revolut will show the rates when trying to exchange. DBS and Revolut don’t.

I got multiplier acct. i can try to convert sgd to other currency, and it indicate the rates.
But now is not sure if it will use the rate indicated , when u swipe. And also if need to change sgd to that fcy then u can swipe.

 

[xsoldix]

Its on dbs website, nv state by invite only. U can go see, just need to link the card to your acct.
2% is capped at $20. But if the fcy rate overall better,
Than why not!

min. spend $500 for 2% Foreign currency transactions**

*Foreign currency transactions include both offline and online transactions. It excludes foreign
currency transactions charge through Dynamic Currency Conversion (DCC).


Too complicated for me tbh.

 

[Wanderer123]

Yt and Revolut will show the rates when trying to exchange. DBS and Revolut don’t.

Anyone used perks on YT b4? I used it once for hotel booking on booking.com, didn't really see any cash credits on my booking.com wallet. Yesterday used it on Lazada, supposed to have 3% cashback 45days later, dunno real or not.

 

[yotoden]

Anyone used perks on YT b4? I used it once for hotel booking on booking.com, didn't really see any cash credits on my booking.com wallet. Yesterday used it on Lazada, supposed to have 3% cashback 45days later, dunno real or not.

I can confirm for Lazada, just wait in due course.

 

[yotoden]

I got multiplier acct. i can try to convert sgd to other currency, and it indicate the rates.
But now is not sure if it will use the rate indicated , when u swipe. And also if need to change sgd to that fcy then u can swipe.

I’ve read the conditions, need to exchange first else extra 3%+ charges incurred. No point. Correct me if I am wrong.

 

[twosix]

Anyone used perks on YT b4? I used it once for hotel booking on booking.com, didn't really see any cash credits on my booking.com wallet. Yesterday used it on Lazada, supposed to have 3% cashback 45days later, dunno real or not.

Usually the sites may not give u good rates. Eg is shopback. The rates r usually higher when using shopback. You can compare them with 2 browsers, one in private mode, and compare if you're getting a good deal or not.

 

[twosix]

I’ve read the conditions, need to exchange first else extra 3%+ charges incurred. No point. Correct me if I am wrong.

If so, I'd rather avoid dbs. Haha.

 

[xsoldix]

I’ve read the conditions, need to exchange first else extra 3%+ charges incurred. No point. Correct me if I am wrong.

Never exchange first is charged DCC fees in my post above.
I guess for those ‘not supported’ currencies, dont bother with dbs debit visa la.

simplicity is the best.
Not only YT, many other debit cards with focus on foreign currencies like revolut, wise, ichange, trust etc are good choices.

 

[Wanderer123]

If so, I'd rather avoid dbs. Haha.

Dbs is juz gd for holding your monthly income, i have stopped using all my dbs cards. Their international TT is also ex, if wire wrongly very high admin charges. Quite a useless bank I must say.

 

[IcYFl4mEz]

min. spend $500 for 2% Foreign currency transactions**

*Foreign currency transactions include both offline and online transactions. It excludes foreign
currency transactions charge through Dynamic Currency Conversion (DCC).


Too complicated for me tbh.

I’ve read the conditions, need to exchange first else extra 3%+ charges incurred. No point. Correct me if I am wrong.

Ohh yea. no point then.
since youtrip now can just deposit $ in , no need to exchange. and withdraw it back to bank after the trip

 

[HoGnix]

I was almost tripped over by the enhanced 6 digit pass code implementation of this Youtrip Card.
Tried draw Cash in JB, but was rejected, Because the pass code was wrong.

 

[Wanderer123]

I was almost tripped over by the enhanced 6 digit pass code implementation of this Youtrip Card.
Tried draw Cash in JB, but was rejected, Because the pass code was wrong.

U mean from 4 to 6 digits? Quite straight forward isn't it?

 

[carpark]

To withdraw cash from the ATM is 4 digit. For the app is 6 digit

 

[Wanderer123]

To withdraw cash from the ATM is 4 digit. For the app is 6 digit

Aiyo, very confusing liddat

 

[HoGnix]

Aiyo, very confusing liddat

Its 4 digit, not 6 digit. Then Last 4 or first 4 from 6.

 

[Wanderer123]

Its 4 digit, not 6 digit. Then Last 4 or first 4 from 6.

I m not going to change to tis confusing thing, unker very blur alredi

 

[twosix]

To withdraw cash from the ATM is 4 digit. For the app is 6 digit

Yup, that’s what I read and understand too.

 

[xsoldix]

I m not going to change to tis confusing thing, unker very blur alredi

before want use, just go reset ATM pin from card settings..
u will be asked to set a 4digit pin..
just use this 4 digit pin on atm.