YTD 2026 Networth tracking thread

[revhappy]

In the last week of Feb, 13k of gain wipe out from my portfolio. My YTD investment gain is razor thin now and could negative anytime in March. Received enough salary bonus this month to increase my networth. This is probably my last year receiving a bonus from my job. I will not have such cushion if market crash in the future. As a dividend investor, I will be tracking my Dividend/Interest closely as it will become my main source of income after I leave my job.

YTD Investment gain/loss: 1.16%
YTD Networth growth: 1.84%
YTD Dividend/Interest received $10,747

You have done very well to generate a profit when most portfolios are seeing on average mid single digit losses.

 

[revhappy]

I managed to get Investmentmoats Google doc spreadsheet.
Wow, this is one hell of a tracker!
If you guys are interested in tracking your networth to the detail, nothing can beat this.

https://docs.google.com/spreadsheets/d/1jMdOauh-_9N5KeXAjcoK5G30xJDM4K9b-eEPEaOE1xo

You can make a copy of it and track your own portfolio.

 

[homer123]

You have done very well to generate a profit when most portfolios are seeing on average mid single digit losses.

I was lucky that I bought some oil and tobacco stocks that went up 10-30% throughout Dec and Feb...However, my overall portfolio are still reits and finance. I am anticipating 20-30% decline if war and inflation begin to dominate the rest of 2022. I am only hoping dividend will tie me through

 

[revhappy]

I just calculated the returns as of Feb 28.
YTD Investment growth: -2.48%
YTD Networth growth: -1.46%
YTD inflow: 1.02%
Equity ratio: 50.81%

So 2 down months in a row, I increased by allocation ratio to equities from 49.3% -> 50.81%

March has been a great month!

YTD investment growth: -0.42%
YTD networth growth: 0.35%
YTD inflow: 0.78%
Equity ratio: 62.65%

I did a lumpsum buy of CNDX on 14th Mar and increased my allocation from 50% to 60% and reached my target allocation well in advance. From now onwards, I plan to allocate new savings to equities and have a rising equity glide path, I expect to hit 70% by end of the year, if markets behave

I paid off my Iras bill of 9k in one shot instead of waiting for the giro, so my YTD inflow reduce this month and for the month it was -ve savings rate. But going forward, my monthly cashflow for DCA increases. I also feel having the iras bill due, means you owe money and it is not part of your networth, so better just pay it off and take it off your books as soon as possible.

 

[highsulphur]

March has been a great month!

YTD investment growth: -0.42%
YTD networth growth: 0.35%
YTD inflow: 0.78%
Equity ratio: 62.65%

I did a lumpsum buy of CNDX on 14th Mar and increased my allocation from 50% to 60% and reached my target allocation well in advance. From now onwards, I plan to allocate new savings to equities and have a rising equity glide path, I expect to hit 70% by end of the year, if markets behave

I paid off my Iras bill of 9k in one shot instead of waiting for the giro, so my YTD inflow reduce this month and for the month it was -ve savings rate. But going forward, my monthly cashflow for DCA increases. I also feel having the iras bill due, means you owe money and it is not part of your networth, so better just pay it off and take it off your books as soon as possible.

I factor in my current and future tax liability in considering my networth

 

[EdenHazard]

i got 5 digit unrealised loss due to BABA and DIDI!!!!!!!!

 

[d9_lives]

i got 5 digit unrealised loss due to BABA and DIDI!!!!!!!!

Gotta pump those numbers up. Those are rocky numbers.

 

[homer123]

YTD networth growth 2.73%

Rough month: YTD Investment gain is 1.5% and 2.7% with dividend added in

 

[gold_eagle36]

YTD NW -20%
rough allocation
45% equity
35% crypto
15% bonds
5% reits

 

[highsulphur]

YTD NW -20%
rough allocation
45% equity
35% crypto
15% bonds
5% reits

Has been a challenging year so far. Wonder when we will even breakeven for the year in terms of global equity markets

 

[revhappy]

Has been a challenging year so far. Wonder when we will even breakeven for the year in terms of global equity markets

SGD became stronger today, to make things even worse.

 

[gold_eagle36]

SGD became stronger today, to make things even worse.

Stronger or weaker doesn't matter. It's the purchasing power. Too many variables. For fixed income good for Sgd hedged if intend to spend Sgd I think.

 

[limster]

Finally got around to calculating my 1Q22 dividends collected. Compared to last year1Q21, I've collected 10% more... so I am managing to keep up with inflation, so I can maintain my 'financial independence'

Its good to hold dividend counters that can cope with inflation and declare more dividends!

 

[sohguanh]

Finally got around to calculating my 1Q22 dividends collected. Compared to last year1Q21, I've collected 10% more... so I am managing to keep up with inflation, so I can maintain my 'financial independence'

Its good to hold dividend counters that can cope with inflation and declare more dividends!

I am same camp as you but I do know another group of investors who are pro capital gain over dividend. Then they start to "disturb" dividend investor say so little monies why so happy? Their capital gain so much more etc postings. Now market no good start to read lesser such posts.

 

[highsulphur]

I am same camp as you but I do know another group of investors who are pro capital gain over dividend. Then they start to "disturb" dividend investor say so little monies why so happy? Their capital gain so much more etc postings. Now market no good start to read lesser such posts.

i subscribe to both camps. my 3 biggest ETFs are IWDA, ISAC and ES3. The last pays dividends which give me the flexibility to deploy them when they are paid out. IWDA and ISAC have a terrible year so far but ES3 was a surprising outperformer (or rather playing catch up) this year. Overall still a challenging start for me but I have been staying the course with my DCA with ISAC with the view of retiring in around 5 to 9 years time.

 

[elvintay07]

Finally got around to calculating my 1Q22 dividends collected. Compared to last year1Q21, I've collected 10% more... so I am managing to keep up with inflation, so I can maintain my 'financial independence'

Its good to hold dividend counters that can cope with inflation and declare more dividends!

What kind of dividend counter?

 

[elvintay07]

I am same camp as you but I do know another group of investors who are pro capital gain over dividend. Then they start to "disturb" dividend investor say so little monies why so happy? Their capital gain so much more etc postings. Now market no good start to read lesser such posts.

Whether dividend or non dividend, essentially it is the same. Dividend means you need to draw out from cash flow also. If you don’t payout dividend, then company can reinvest

 

[limster]

I believe in sharing what you are doing, I got no interest attacking other people's investing strategies. There are many different ways to reach financial independence...

 

[sohguanh]

Whether dividend or non dividend, essentially it is the same. Dividend means you need to draw out from cash flow also. If you don’t payout dividend, then company can reinvest

Think another way. Ppl who go for capital gain need to wait and it can be months or even years before they reap their rewards. During this waiting period if there are some pocket monies come in why not? Some dun wanna sell for capital again they treat that stock as some kind of FD giving periodic higher interest. Some treat the dividends like their monthly salary after they retire. And there are many other thinking etc. This are what I read from dividend investors sharing after so many years of reading

 

[revhappy]

I just feel we are in a new regime now where dividend investing could be better strategy. The kind of sectors that benefit from rising interest rates also happen to be the stocks that happen to pay good dividend, like energy and financials. Growth investing and index Investing is most about overweighting tech and they don't do well in rising interest rates. So I think we need to give dividend investors some respect they deserve. It is not easy to pick dividend stocks, requires conviction and analysis. Index investing just needs conviction.