YTD 2026 Networth tracking thread

[homer123]

YTD total networth up 17.3% and investment growth excluding new inflow from salary savings is up 10.73%
I have started tracking gold seperately now and I plan to hit 10% allocation to gold and 50% in equities in 2 years

All figures in SGD '000

Your networth growth is very impressive this year

 

[homer123]

My ytd networth growth is 12.68% , investment return including dividend is 9.4%..

 

[revhappy]

From this month onwards, I am making a slight change in my monthly tracking. I used have the actual month end date as cutoff for my monthly snapshot. But I realized a problem, my salary comes on the 21st every month and then I have expenses continuing into next month, which I need spend using my salary of the previous month. So my end of the month snapshot shows some cash balance left, but it is really not free balance, it needs to be spent for my expenses in the next month, until my salary arrives on 21st of next month.

So now I plan to have 21st of the month as the start of a new month for tracking and 20th as the end. So I start with my salary inflow and then I can allocate it for expenses and investments and by 20th if I still have any cash remaining then it is really free cash.

 

[eatcrayon]

just reached 12 million

feels good

 

[yuzu28]

From this month onwards, I am making a slight change in my monthly tracking. I used have the actual month end date as cutoff for my monthly snapshot. But I realized a problem, my salary comes on the 21st every month and then I have expenses continuing into next month, which I need spend using my salary of the previous month. So my end of the month snapshot shows some cash balance left, but it is really not free balance, it needs to be spent for my expenses in the next month, until my salary arrives on 21st of next month.

So now I plan to have 21st of the month as the start of a new month for tracking and 20th as the end. So I start with my salary inflow and then I can allocate it for expenses and investments and by 20th if I still have any cash remaining then it is really free cash.

So u manually go check at 20th? For convenience, I use the monthly statement to compute. Sometimes I'm doing retrospectively.

 

[revhappy]

So u manually go check at 20th? For convenience, I use the monthly statement to compute. Sometimes I'm doing retrospectively.

My portfolio most instruments update automatically, using Google finance quotes in googlesheet. Then on 21st morning I just copy paste the dynamic aggregate values into static balance as a record for that month.

 

[revhappy]

Your networth growth is very impressive this year

Since my fixed income is in INR and INR was very strong in Aug my returns were very good. Now with rising oil prices INR is falling so my returns are down quite a lot in SGD terms at this point compared to Aug. Now my YTD total networth growth is 14.73% and without including inflows it is 8.68%

All figures in SGD '000

 

[Dividends Warrior]

Time to do a tally again.

 

[homer123]

My liquid networth only increase a tiny bit of 0.95% but it doesn't matter as my dividend/interest income hit the highest amount of $8.6k..
https://globalincome50.blogspot.com/2021/10/sep2021-finance-update-monthly.html

 

[hwmook]

Finally exceed 1.5m in liquid assets, still got less than 2 months to end of the year, hope can go even higher.

 

[Thoreldan]

Finally exceed 1.5m in liquid assets, still got less than 2 months to end of the year, hope can go even higher.

nice, convenient to share what your liquids assets are in?

 

[hwmook]

nice, convenient to share what your liquids assets are in?

81.5% in US equities.
16% in UT.
2.5% In cash.

 

[revhappy]

I just did the calculation for the year, although still little more than a month are left, the income and expense are kind of confirmed, markets could move before end of the year, so barring any major moves, it should look like this. Also did estimate for next year. Lets see how it goes

 

[yuzu28]

I just did the calculation for the year, although still little more than a month are left, the income and expense are kind of confirmed, markets could move before end of the year, so barring any major moves, it should look like this. Also did estimate for next year. Lets see how it goes

The networth includes savings, equities etc liquid assets. Property included?
Sorry if I asked similar questions before.

 

[revhappy]

The networth includes savings, equities etc liquid assets. Property included?
Sorry if I asked similar questions before.

Includes everything. I don't own property yet, still renting. If I wasn't renting my expenses would have dropped by half

 

[haituni]

TS how old?

 

[revhappy]

TS how old?

42, single income, wife stay at home mom and we have one daughter.

 

[revhappy]

My liquid networth only increase a tiny bit of 0.95% but it doesn't matter as my dividend/interest income hit the highest amount of $8.6k..
https://globalincome50.blogspot.com/2021/10/sep2021-finance-update-monthly.html

I just looked at your blog update for Oct passive income. It is amazing how well spread out your dividend and interest income is across every month of the year. So every month you can look forward to some cash hitting your brokerage account, I guess that is a very satisfying feeling. Congrats!

 

[homer123]

I just looked at your blog update for Oct passive income. It is amazing how well spread out your dividend and interest income is across every month of the year. So every month you can look forward to some cash hitting your brokerage account, I guess that is a very satisfying feeling. Congrats!

I bought my dividend stocks from LSE/HKSE and SGX REITs. They are paying either quarterly or semiannual so it is very likely I will receive some dividend every month or almost every week.. Even though, dividend investing is not going to get me rich and need huge capital outlay, it serves very well for getting me paid regularly.

 

[hwmook]

Includes everything. I don't own property yet, still renting. If I wasn't renting my expenses would have dropped by half

If you own property then a big portion of your networth would go from liquid to illiquid.