YTD 2026 Networth tracking thread

[condovshdb]

My stats over the years:
This year not bad.
19% total networth growth.
12% growth if I exclude new salary savings.
I have managed to save 75k each this year and last year thanks to no travel and WFH.
Next year if markets keep chugging along like this hopefully can hit 1.5m.
200k more to go, if markets crash could easily lose 100k

Figures in SGD '000

wow how do you save 75k on 100k comp?

 

[revhappy]

wow how do you save 75k on 100k comp?

It is actually about 125k including bonus.
My total annual expense is around 50k, out of this:
10k is daughter's school fees
22k is house rent
7k is taxes.
So we actually live on around 1k per month a family of 3

 

[hwmook]

It has been an excellent year for me so far, made 0.5m over the past 3 months. Liquid networth is about 1.8m now.

 

[wutawa]

My stats over the years:
This year not bad.
19% total networth growth.
12% growth if I exclude new salary savings.
I have managed to save 75k each this year and last year thanks to no travel and WFH.
Next year if markets keep chugging along like this hopefully can hit 1.5m.
200k more to go, if markets crash could easily lose 100k

Figures in SGD '000

The story of a $87k guy becoming a millionaire.

 

[hwmook]

The story of a $87k guy becoming a millionaire.

I am more curious why he got not much money before 2009. He is already in his early 40s so he only start accumulation after 30.

 

[revhappy]

YTD networth up 17% including new flows and up 10% excluding new flows.
One more month to go.

 

[homer123]

Nov market crash shaved off 1.41% of my liquid networth growth.. YTD networth growth now 12.5%

 

[hwmook]

Nov market crash shaved off 1.41% of my liquid networth growth.. YTD networth growth now 12.5%

Only 1.41%? I think at least 5% of mine.

 

[revhappy]

I am also down about 2% from the peak because I am only 40% equities.
@homer123 also has lot of bonds and cash which cushioned the drawdown.

 

[boringLife-]

My stats over the years:
This year not bad.
19% total networth growth.
12% growth if I exclude new salary savings.
I have managed to save 75k each this year and last year thanks to no travel and WFH.
Next year if markets keep chugging along like this hopefully can hit 1.5m.
200k more to go, if markets crash could easily lose 100k

Figures in SGD '000

10 years to become a millionaire. Impressive!

How did you have 65k inflow in 2010 when your net worth is 87k? I am at around 80k nw as well but my pay is only 60k gross (48k net) and I can only invest $1600 x 12 = 19k in 2022

 

[hwmook]

10 years to become a millionaire. Impressive!

How did you have 65k inflow in 2010 when your net worth is 87k? I am at around 80k nw as well but my pay is only 60k gross (48k net) and I can only invest $1600 x 12 = 19k in 2022

He is a foreigner, no CPF and has high saving rate.

 

[homer123]

Only 1.41%? I think at least 5% of mine.

I almost retire..so I have been trying to derisk my portfolio since last year.. I have been spare the blunt of carnage in Mar and Nov. However, I also missed the runup since last year.

 

[hwmook]

I almost retire..so I have been trying to derisk my portfolio since last year.. I have been spare the blunt of carnage in Mar and Nov. However, I also missed the runup since last year.

Retiring early? I thought you are around 45 or below?

 

[homer123]

Managed to tally my liquid net worth % change for 2021. At least still got growth >10%

 

[limster]

I'm reminded by this thread that I need to take a snapshot of my google sheet so that I know roughly what is my current investment portfolio value before the markets reopen on 3 Jan, and then compare to Dec 2022 value to know how much my NW has grown.

Unfortunately, Google finance all the HK ETFs have disappeared 2800, 2801 etc..... not just from google sheets but from Google finance itself... so I don't have a total value at the moment.

In the meantime, I've only tracked dividend growth which I've posted elsewhere, just repost here for completeness...

 

[wutawa]

google finance started giving different share price for cspx and i have to pull data from another source.

 

[highsulphur]

Do you guys include CPF when calculating networth?

I do albeit i classify it as the illiquid part of my networth

 

[wutawa]

Do you guys include CPF when calculating networth?

i only calc my liquid networth which exclude cpf

 

[belgarathc]

Do you guys include CPF when calculating networth?

For sure in order to get a full picture so you know when to stop working. Just put it under separate category (like in a balance sheet) as a fellow poster suggested.

 

[highsulphur]

My other entry for illiquid portion of the portfolio is SRS.